$737,000
PENDING

20695 Riptide Square Sterling, VA 20165

Estimated payment $4,550/month

Total Views 768
3 Beds
3.5 Baths
2,488 Sq Ft
$296 Price per Sq Ft

Highlights

  • Fitness Center
  • Clubhouse
  • Traditional Architecture
  • Lowes Island Elementary School Rated A
  • Recreation Room
  • Wood Flooring

About This Home

Some homes check boxes. This one stops you in your tracks.
Nestled among the treetops of one of Loudoun County's most sought after communities - Lowes Island, this stunning 3-bedroom, 3.5-bath townhouse delivers the rare combination of thoughtful updates, flexible living space, and effortless style — all in a move-in ready package that's been meticulously cared for.
From the moment you step inside, the home feels different. Natural light pours through every level, bouncing off fresh paint. The main level flows the way a home should — open, airy, and made for both lazy Sunday mornings and lively dinner parties. At its heart, a beautifully renovated kitchen commands attention: granite countertops, stainless steel appliances, a center island, and finishes that feel curated rather than cookie-cutter. Step through to your private deck and suddenly you're surrounded by the treetops — coffee in hand, the day barely started, and already exactly where you want to be.
Upstairs, the primary suite is your escape. Soaring vaulted ceilings set the tone before you even reach the completely transformed en-suite bath — a spa-caliber renovation finished in 2024 that turns an ordinary evening into something worth looking forward to. Secondary bedrooms are generously proportioned, and a tastefully updated second bath means everyone in the home gets a refined experience.
Downstairs, the fully finished basement recreation room opens directly to a fenced backyard and private patio — a seamless indoor-outdoor flow that's as perfect for a game night crowd as it is for a quiet fire pit evening. Whether it becomes a gym, media room, home office, or guest suite, the space adapts to your life.
The 2-car garage is a bonus that Lowes Island buyers know not to take for granted.
And the updates? Comprehensive and documented — roof (2019), HVAC (2018), full kitchen renovation (2020), primary and secondary baths (2024), deck (2020), water heater (2025), flooring, recessed lighting, and more. This is not a home you inherit problems from. It's one you simply move into and enjoy.
Moments from top-rated shopping, dining, and major commuter routes, with trails, parks, and community amenities just outside your door — the location is as dialed-in as the home itself.
Homes like this don't wait. And neither should you.

Listing Agent

Catherine Reidy

(703) 430-9008 klrw420@kw.com Keller Williams Realty Brokerage Phone: 7034309008 License #0225245640 Listed on: 04/30/2026

Keller Williams Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,351

Year Built

  • Built in 1995

Lot Details

  • 1,742 Sq Ft Lot

HOA Fees

  • $115 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Brick Front

Interior Spaces

  • 2,488 Sq Ft Home
  • Property has 3 Levels
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Combination Dining and Living Room
  • Recreation Room
  • Utility Room
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Schools

  • Lowes Island Elementary School
  • Seneca Ridge Middle School
  • Dominion High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 450
  • Assessor Parcel Number 006299101000

Community Details

Overview

  • $500 Capital Contribution Fee
  • Association fees include common area maintenance, trash, management, snow removal
  • $50 Other One-Time Fees
  • Cascades Association
  • Lowes Island/Cascades Subdivision
  • Property Manager

Amenities

  • Clubhouse
  • Community Center

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path
  • Bike Trail

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,351

Year Built

Built in 1995

Lot Details

1,742 Sq Ft Lot

HOA Fees

$115 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Exclusions: cameras, ring doorbell
  • Inclusions: window blinds, secondary bedroom window treatments
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 4/30/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Stainless Steel Appliances
  • Interior Amenities: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Moldings, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Recreation Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Walkout Level
  • Total Sq Ft: 2488
  • Living Area Sq Ft: 2488
  • Price Per Sq Ft: 296.22
  • Above Grade Finished Sq Ft: 2488
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 343.57
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Bike Trail, Club House, Community Center, Fitness Center, Jog/Walk Path, Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Trash, Management, Snow Removal
  • HOA Name: CASCADES ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 50.00
  • Other Fees Frequency: One Time
  • Capital Contribution Fee: 500.00

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • Elementary School: LOWES ISLAND
  • High School: DOMINION
  • Middle Or Junior School: SENECA RIDGE

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1742.00
  • Zoning: PDH4
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5351.00
  • Assessor Parcel Number: 006299101000
  • Tax Lot: 450
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

MLS Schools

  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,351 $664,730 $220,000 $444,730
2024 $5,658 $654,140 $220,000 $434,140
2023 $5,411 $618,410 $220,000 $398,410
2022 $5,083 $571,140 $195,000 $376,140
2021 $4,954 $505,520 $155,000 $350,520
2020 $5,037 $486,650 $155,000 $331,650
2019 $4,910 $469,870 $155,000 $314,870
2018 $4,969 $457,980 $145,000 $312,980
2017 $5,090 $452,400 $145,000 $307,400
2016 $5,133 $448,260 $0 $0
2015 $5,085 $303,030 $0 $303,030
2014 $4,987 $286,790 $0 $286,790
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/04/2026 05/04/26 Pending -- -- --
04/30/2026 04/30/26 For Sale $737,000 +75.9% $296 / Sq Ft
07/13/2012 07/13/12 Sold $419,000 +0.1% $147 / Sq Ft View Prior Sale
05/17/2012 05/17/12 Pending -- -- --
05/15/2012 05/15/12 Price Changed $418,500 -0.9% $147 / Sq Ft
04/24/2012 04/24/12 Price Changed $422,500 -1.4% $148 / Sq Ft
03/30/2012 03/30/12 For Sale $428,500 -- $150 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $419,000 --
Deed $205,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $335,200 New Conventional
Previous Owner $164,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: VALO2122282

Bright MLS

APN: 006-29-9101

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