20695 Riptide Square Sterling, VA 20165
Estimated payment $4,550/month
Highlights
- Fitness Center
- Clubhouse
- Traditional Architecture
- Lowes Island Elementary School Rated A
- Recreation Room
- Wood Flooring
About This Home
Some homes check boxes. This one stops you in your tracks.
Nestled among the treetops of one of Loudoun County's most sought after communities - Lowes Island, this stunning 3-bedroom, 3.5-bath townhouse delivers the rare combination of thoughtful updates, flexible living space, and effortless style — all in a move-in ready package that's been meticulously cared for.
From the moment you step inside, the home feels different. Natural light pours through every level, bouncing off fresh paint. The main level flows the way a home should — open, airy, and made for both lazy Sunday mornings and lively dinner parties. At its heart, a beautifully renovated kitchen commands attention: granite countertops, stainless steel appliances, a center island, and finishes that feel curated rather than cookie-cutter. Step through to your private deck and suddenly you're surrounded by the treetops — coffee in hand, the day barely started, and already exactly where you want to be.
Upstairs, the primary suite is your escape. Soaring vaulted ceilings set the tone before you even reach the completely transformed en-suite bath — a spa-caliber renovation finished in 2024 that turns an ordinary evening into something worth looking forward to. Secondary bedrooms are generously proportioned, and a tastefully updated second bath means everyone in the home gets a refined experience.
Downstairs, the fully finished basement recreation room opens directly to a fenced backyard and private patio — a seamless indoor-outdoor flow that's as perfect for a game night crowd as it is for a quiet fire pit evening. Whether it becomes a gym, media room, home office, or guest suite, the space adapts to your life.
The 2-car garage is a bonus that Lowes Island buyers know not to take for granted.
And the updates? Comprehensive and documented — roof (2019), HVAC (2018), full kitchen renovation (2020), primary and secondary baths (2024), deck (2020), water heater (2025), flooring, recessed lighting, and more. This is not a home you inherit problems from. It's one you simply move into and enjoy.
Moments from top-rated shopping, dining, and major commuter routes, with trails, parks, and community amenities just outside your door — the location is as dialed-in as the home itself.
Homes like this don't wait. And neither should you.
Listing Agent
(703) 430-9008 klrw420@kw.com Keller Williams Realty Brokerage Phone: 7034309008 License #0225245640 Listed on: 04/30/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,351
Year Built
- Built in 1995
Lot Details
- 1,742 Sq Ft Lot
HOA Fees
- $115 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Off-Street Parking
Home Design
- Traditional Architecture
- Slab Foundation
- Brick Front
Interior Spaces
- 2,488 Sq Ft Home
- Property has 3 Levels
- Chair Railings
- Crown Molding
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Family Room
- Combination Dining and Living Room
- Recreation Room
- Utility Room
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Finished Basement
- Walk-Out Basement
- Connecting Stairway
Schools
- Lowes Island Elementary School
- Seneca Ridge Middle School
- Dominion High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 450
- Assessor Parcel Number 006299101000
Community Details
Overview
- $500 Capital Contribution Fee
- Association fees include common area maintenance, trash, management, snow removal
- $50 Other One-Time Fees
- Cascades Association
- Lowes Island/Cascades Subdivision
- Property Manager
Amenities
- Clubhouse
- Community Center
Recreation
- Tennis Courts
- Community Basketball Court
- Shuffleboard Court
- Community Playground
- Fitness Center
- Community Pool
- Jogging Path
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,351 | $664,730 | $220,000 | $444,730 |
| 2024 | $5,658 | $654,140 | $220,000 | $434,140 |
| 2023 | $5,411 | $618,410 | $220,000 | $398,410 |
| 2022 | $5,083 | $571,140 | $195,000 | $376,140 |
| 2021 | $4,954 | $505,520 | $155,000 | $350,520 |
| 2020 | $5,037 | $486,650 | $155,000 | $331,650 |
| 2019 | $4,910 | $469,870 | $155,000 | $314,870 |
| 2018 | $4,969 | $457,980 | $145,000 | $312,980 |
| 2017 | $5,090 | $452,400 | $145,000 | $307,400 |
| 2016 | $5,133 | $448,260 | $0 | $0 |
| 2015 | $5,085 | $303,030 | $0 | $303,030 |
| 2014 | $4,987 | $286,790 | $0 | $286,790 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/04/2026 05/04/26 | Pending | -- | -- | -- | |
| 04/30/2026 04/30/26 | For Sale | $737,000 | +75.9% | $296 / Sq Ft | |
| 07/13/2012 07/13/12 | Sold | $419,000 | +0.1% | $147 / Sq Ft | View Prior Sale |
| 05/17/2012 05/17/12 | Pending | -- | -- | -- | |
| 05/15/2012 05/15/12 | Price Changed | $418,500 | -0.9% | $147 / Sq Ft | |
| 04/24/2012 04/24/12 | Price Changed | $422,500 | -1.4% | $148 / Sq Ft | |
| 03/30/2012 03/30/12 | For Sale | $428,500 | -- | $150 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $419,000 | -- | |
| Deed | $205,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,200 | New Conventional | |
| Previous Owner | $164,000 | No Value Available |
Source: Bright MLS
MLS Number: VALO2122282
APN: 006-29-9101
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Ask me questions while you tour the home.