NOT LISTED FOR SALE

207 S Campbell St Lancaster, KY 40444

Lancaster Area

Estimated Value: $158,000 - $234,566

4 Beds
2.5 Baths
2,557 Sq Ft
$77/Sq Ft Est. Value

Sale Details

Date Sold: July 18, 2025

Last sale price $173,900 $68 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,220 / mo

9 Days on Market

Highlights

  • Deck
  • Neighborhood Views
  • Attached Garage
  • Ranch Style House
  • Porch
  • Eat-In Kitchen

About This Home

As of July 2025

Nestled in the heart of downtown Lancaster just steps from the square, this spacious 4-bedroom, 2.5-bath home offers 2,557 square feet of versatile living space ideal for entertaining and everyday life. Inside, you'll find a generous family room, a dedicated theatre room perfect for movie nights, and a separate game room offering space for everyone to spread out and enjoy. The standout feature of this home is the luxurious 250-square-foot primary suite, complete with dual walk-in closets that lead to a beautifully designed master bath—your own private retreat. The layout provides both comfort and functionality, with well-sized secondary bedrooms and stylish finishes throughout. Whether you're looking to enjoy small-town charm or need room to host, this home blends location and lifestyle with plenty of space to grow. A rare find in downtown Lancaster, this home combines modern amenities with a walkable location close to shops, dining, and community events. Schedule your tour today and experience everything this exceptional property has to offer!

Last Agent to Sell the Property

Michael McAbee

Heart of KY Real Estate License #285512 Listed on: 06/06/2025

Heart of KY Real Estate

Last Buyer's Agent

Cheri Shaffer

Lifstyl Real Estate License #271533

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1945

Lot Details

  • 13,939 Sq Ft Lot

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding
  • Masonry

Interior Spaces

  • 2,557 Sq Ft Home
  • Blinds
  • Neighborhood Views
  • Crawl Space
  • Attic Access Panel
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Parking

  • Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Porch

Schools

  • Lancaster Elementary School
  • Garrard Co Middle School
  • Garrard Co High School

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number L4-10-003

Home Details

Home Type

Single Family

Year Built

Built in 1945

Lot Details

0.32 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1945
  • Above Grade Finished Sq Ft: 2557.0
  • Levels: One
  • New Construction: No
  • Building: Home Warranty YN: No
  • Lot: View YN: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • AssociationCommunity: Association Mandatory YN: No
  • Construction Materials:Construction Materials: Vinyl Siding, Solid Masonry
  • Cooling:Cooling: Electric
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Patio And Porch Features:Patio And Porch Features: Deck, Porch
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • View:View: Neighborhood
  • Water Heater:Water Heater: Gas
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Range
  • Interior Amenities: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s)
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace: No
  • LivingArea: 2557.0
  • Lot Size Area: 0.32
  • Window Features: Blinds
  • Interior: Basement YN: No
  • Interior: Fireplace YN: No
  • Attic Features:Attic Features: Access Only
  • Interior Features:Interior Features: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s)
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Window Features:Window Features: Blinds

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding, Solid Masonry
  • Fencing: None
  • Foundation Details: Block
  • Home Warranty: No
  • List Price: 174900.0
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Roof:Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Natural Gas
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source:Water Source: Public

Schools

  • Elementary School: Lancaster
  • High School: Garrard Co
  • Middle or Junior School: Garrard Co

Lot Info

  • Lot Size Acres: 0.32
  • Lot Size Sq Ft: 13939.0
  • Parcel Number: L4-10-003

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 18, 2025
Sold by
Bought by
Seller's Agent
Michael McAbee
Heart of KY Real Estate
Buyer's Agent
Cheri Shaffer
Lifstyl Real Estate
List Price
$174,900
Sold Price
$173,900
Premium/Discount to List
-$1,000
-0.57%
Views
41
Current Estimated Value
$195,642

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,742
Avg. Annual Appreciation
11.20%
Original Mortgage
$170,749
Outstanding Balance
$168,961
Interest Rate
6.37%
Mortgage Type
FHA
Estimated Equity
$26,681

Purchase Details

Listed on
Nov 21, 2023
Closed on
Feb 7, 2024
Sold by
Bought by
Seller's Agent
Christie Cain
CENTURY 21 Advantage Realty
Buyer's Agent
Michael McAbee
Lifstyl Real Estate
List Price
$169,900
Sold Price
$158,000
Premium/Discount to List
-$11,900
-7%
Views
55

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.89%
Original Mortgage
$153,260
Interest Rate
6.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,877
Interest Rate
3.76%
Mortgage Type
Construction
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lancaster, KY

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$173,900 Land Group Title
$158,000 Five Star Title
$62,000 Luxon & Himes Pllc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $170,749
Previous Owner $153,260
Previous Owner $18,400
Previous Owner $91,877
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2025 07/18/25 Sold $173,900 -0.6% $68 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $174,900 +10.7% $68 / Sq Ft
02/07/2024 02/07/24 Sold $158,000 -1.2% $58 / Sq Ft View Prior Sale
12/15/2023 12/15/23 Pending -- -- --
12/11/2023 12/11/23 Price Changed $159,900 -3.0% $58 / Sq Ft
12/08/2023 12/08/23 Price Changed $164,900 -2.9% $60 / Sq Ft
11/21/2023 11/21/23 For Sale $169,900 0.0% $62 / Sq Ft
11/11/2023 11/11/23 Pending -- -- --
11/01/2023 11/01/23 Price Changed $169,900 -5.6% $62 / Sq Ft
09/05/2023 09/05/23 Price Changed $179,900 -5.3% $66 / Sq Ft
08/09/2023 08/09/23 For Sale $189,900 0.0% $69 / Sq Ft
07/29/2023 07/29/23 Pending -- -- --
07/21/2023 07/21/23 For Sale $189,900 -- $69 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,762 $158,000 $28,000 $130,000
2024 $1,762 $70,000 $25,000 $45,000
2023 $784 $62,000 $20,000 $42,000
2022 $638 $55,000 $20,000 $35,000
2021 $947 $80,000 $25,000 $55,000
2020 $947 $80,000 $25,000 $55,000
2019 $892 $75,000 $25,000 $50,000
2018 $892 $75,000 $25,000 $50,000
2017 $892 $75,000 $25,000 $50,000
2016 $876 $75,000 $25,000 $50,000
2012 $863 $75,000 $25,000 $50,000
Source: Public Records

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25012025

ImagineMLS (Bluegrass REALTORS®)

APN: L4-10-003

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