Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
1 in Downtown Covington
$470,000 Price
207 W 5th St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $348,164
2
Beds
1.5
Baths
1,262
Sq Ft
$276/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- 4 Fireplaces
- No HOA
- Wood Flooring
- High Ceiling
- Wood Frame Window
About This Home
As of December 2025Fantastic opportunity in the heart of Covington! This beautifully maintained home perfectly blends historic charm with modern updates. Featuring original hardwood floors, high ceilings, and beautiful fireplaces, this home is full of character while offering today's conveniences with updated kitchen and bathrooms, a new roof, and all-new siding. Enjoy your private backyard with a deck, perfect for relaxing or entertaining. Located just steps from Covington's best bars, restaurants, and shops, and positioned right by the exciting new Covington Central Riverfront project, this property offers unbeatable walkability and long-term potential. If you've been looking for a move-in ready home in a prime location with low-maintenance living—this, is it!
Last Agent to Sell the Property
Huff Realty - Ft. Mitchell License #274534 Listed on: 10/16/2025
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Home Details
Home Type
- Single Family
Lot Details
- 1,260
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Membrane Roofing
- Vinyl Siding
- Stone
Interior Spaces
- 2-Story Property
- Built-In Features
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- 4 Fireplaces
- Decorative Fireplace
- Wood Frame Window
- Entryway
- Living Room
- Storage
- Laundry on upper level
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Unfinished Basement
- Walk-Out Basement
- Basement Storage
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Additional Features
- Patio
- 1,260 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 054-21-13-008.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Dec 4, 2025
Sold by
Ratliff Jill M
Bought by
Seller's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
Buyer's Agent
Christopher Dunne
Comey & Shepherd, Inc
List Price
$364,900
Sold Price
$339,000
Premium/Discount to List
-$25,900
-7.1%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,164
Avg. Annual Appreciation
3.48%
Original Mortgage
$288,150
Outstanding Balance
$286,176
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$61,988
Purchase Details
Listed on
Sep 2, 2022
Closed on
Oct 11, 2022
Sold by
Sherman Jessica
Bought by
Ratliff Jill M
Seller's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
Buyer's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
List Price
$274,900
Sold Price
$269,500
Premium/Discount to List
-$5,400
-1.96%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.56%
Original Mortgage
$205,500
Interest Rate
5.66%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2007
Sold by
Kiefer Timothy A and Kiefer Christy
Bought by
Sherman Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,400
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 11, 2002
Sold by
Mangeot Robert H
Bought by
Kiefer Timothy A
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Doug Mayberry
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
1 in Downtown Covington
$255,000 Price
-
Tracy Winkler
Tracy Winkler
Comey & Shepherd
(513) 808-9789
161 Total Sales
2 in Downtown Covington
$400K - $540K Price Range
-
Hillary Justice
Hillary Justice
Coldwell Banker Realty
(513) 647-6201
182 Total Sales
1 in Downtown Covington
$470,000 Price
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
132 Total Sales
1 in Downtown Covington
$950,000 Price
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
111 Total Sales
2 in Downtown Covington
$130K - $590K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $339,000 | None Listed On Document | ||
| Ratliff Jill M | $269,500 | -- | |
| Sherman Jessica | $143,000 | Advanced Land Title Agency | |
| Kiefer Timothy A | $98,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $288,150 | ||
| Previous Owner | Ohp-Indy Express Llc | $4,240,000 | |
| Previous Owner | Ratliff Jill M | $80,000 | |
| Previous Owner | Ratliff Jill M | $205,500 | |
| Previous Owner | Sherman Jessica | $50,000 | |
| Previous Owner | Sherman Jessica | $101,000 | |
| Previous Owner | Sherman Jessica | $109,735 | |
| Previous Owner | Sherman Jessica | $28,600 | |
| Previous Owner | Sherman Jessica | $114,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | Sold | $339,000 | -3.1% | $269 / Sq Ft | |
| 10/25/2025 10/25/25 | Pending | -- | -- | -- | |
| 10/23/2025 10/23/25 | Price Changed | $349,900 | -2.8% | $277 / Sq Ft | |
| 10/22/2025 10/22/25 | Price Changed | $359,900 | -1.4% | $285 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $364,900 | +35.4% | $289 / Sq Ft | |
| 10/11/2022 10/11/22 | Sold | $269,500 | -2.0% | $214 / Sq Ft | View Prior Sale |
| 09/09/2022 09/09/22 | Pending | -- | -- | -- | |
| 09/07/2022 09/07/22 | For Sale | $274,900 | 0.0% | $218 / Sq Ft | |
| 09/05/2022 09/05/22 | Pending | -- | -- | -- | |
| 09/02/2022 09/02/22 | For Sale | $274,900 | -- | $218 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,571 | $269,500 | $15,000 | $254,500 |
| 2024 | $3,544 | $269,500 | $15,000 | $254,500 |
| 2023 | $3,590 | $269,500 | $15,000 | $254,500 |
| 2022 | $2,250 | $168,000 | $15,000 | $153,000 |
| 2021 | $2,213 | $143,000 | $15,000 | $128,000 |
| 2020 | $2,202 | $143,000 | $15,000 | $128,000 |
| 2019 | $2,226 | $143,000 | $15,000 | $128,000 |
| 2018 | $2,273 | $143,000 | $15,000 | $128,000 |
| 2017 | $2,306 | $143,000 | $15,000 | $128,000 |
| 2015 | $2,802 | $143,000 | $15,000 | $128,000 |
| 2014 | $2,745 | $143,000 | $15,000 | $128,000 |
Source: Public Records
Agents Affiliated with this Home
-
Patrick Henschen
Seller's Agent in 2025
Patrick Henschen
Huff Realty - Ft. Mitchell
(859) 462-0101
3 in this area
139 Total Sales
-
Christopher Dunne
Buyer's Agent in 2025
Christopher Dunne
Comey & Shepherd, Inc
(513) 787-8923
1 in this area
122 Total Sales
-
Jamie Wagenlander
Seller Co-Listing Agent in 2022
Jamie Wagenlander
Huff Realty - Ft. Mitchell
(859) 525-5704
1 in this area
8 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 637183
APN: 054-21-13-008.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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