$198,000
SOLD MAR 6, 2026

20840 Chestnut St Dunnellon, FL 34431

4 Beds
2 Baths
1,686 Sq Ft
0.43 Acres Lot

Sale Details

Date Sold: March 6, 2026

$117 Per Sq Ft

16% Below List Price

25 Days on Market

Highlights

  • Room in yard for a pool
  • No HOA
  • Fireplace
  • Wood Flooring
  • Separate Outdoor Workshop
  • Landscaped with Trees

About This Home

As of March 2026

Historic Dunnellon Home Near Rainbow River offers the rare opportunity to own a piece of Old Florida history while enjoying proximity to world-class springs & natural beauty: Built in the 1900's, this two-story residence exudes timeless character & old-world charm on a generous .43-acre lot, just moments from the crystal-clear waters of the renowned Rainbow River & the Withlacoochee River. This is a unique chance to preserve & personalize a historic four-bedroom home that welcomes you with authentic architectural details that celebrate it's rich heritage. Original hardwood floors flow throughout, telling stories of over a century of memories. Distinctive walls & shiplap ceilings add texture & period-authentic appeal, with 2 ornamental fireplaces serving as stunning focal points that capture the home's historic essence. The home welcomes you with columns and a covered front porch, you enter a large great room which reveals the historic charm of the home with the focal point being one of two ornamental fireplaces, walk thru the arch to the bright open kitchen, laundry area & access to the downstairs bathroom & bedroom. The homes bonus room is off of the other downstairs bedroom & walk in closet. The access to the covered back porch invites you to the privacy of the .43 acres that is fully fenced. The back yard host a carriage house with a cement slab, ideal location for a workshop, she shed etc. The upstairs host the other 2 bedrooms & full bathrm. The front bedroom houses the 2nd ornamental fireplace. Both bedrooms have well sized closets. The home has a new metal roof, some windows, HVAC has been added and maintained. The front porch calls for sweet tea & rocking chairs, large back yard open for family/friends and 4-legged family to enjoy the outdoors. Wonderful location to antique shops, restaurants plus 1/2 mile from the public boat ramp with access to the Withlacoochee & Rainbow River, 1 mile to Blue Run Park with trails following both rivers' edges, the trail goes all the way to Tampa. The home is within 20 minutes to the World Equestrian Center & 30 minutes to Ocala. The Gulf of Mexico is 15 minutes' drive. Convenient to I-75/Veterans Highway leading to Orlando & Tampa areas. This home has over 100 years of memories made and is ready to add more memories. The home is in the Dunnellon Historic District, zoned Residential Business Office giving Buyers a unique opportunity. The City of Dunnellon, has limited grants for this district up to $5,000, call the City of Dunnellon's community development department for details. The home is being sold "AS IS" with a hundred plus years of being lived in and loved.

Last Agent to Sell the Property

Valerie Hanchar

Bricks & Mortar Real Estate License #589063 Listed on: 11/14/2025

Last Buyer's Agent

DaytonaBeach Member

Daytona Beach Area Association Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $775

Year Built

  • Built in 1910

Lot Details

  • 18,731 Sq Ft Lot
  • Lot Dimensions are 150x125
  • Privacy Fence
  • Wood Fence
  • Level Lot
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned Out of County

Parking

  • Gravel Driveway

Home Design

  • Pillar, Post or Pier Foundation
  • Metal Roof

Interior Spaces

  • 1,686 Sq Ft Home
  • Multi-Level Property
  • Fireplace
  • Wood Flooring
  • Crawl Space
  • Laundry in unit

Kitchen

  • Electric Oven
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Room in yard for a pool
  • Separate Outdoor Workshop
  • Outdoor Storage

Schools

  • Dunnellon Elementary School
  • Dunnellon Middle School
  • Dunnellon High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Town Of Dunnellon Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$775

Year Built

Built in 1910

Lot Details

0.43 Acres

Listing Details

  • Architectural Style: Multi-Level
  • Carport Y N: No
  • Directions: From BAM office in Dunnellon, take W. Pennsylvania Ave., turn Right onto Cedar St., turn Left onto Chestnut St. Home on Left.
  • Garage Yn: No
  • Lot Size Acres: 0.43
  • Lot Size: 150x125
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: City Street
  • Subdivision Name: Town of Dunnellon
  • Year Built: 1910
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Tile, Wood
  • Interior Amenities: Fireplace, Split Bedrooms
  • Living Area: 1686.0

Exterior Features

  • Exterior Features: Landscaping, Gravel Driveway, Room For Pool
  • Fencing: Privacy, Wood
  • Foundation Details: Crawlspace, Pillar/Post/Pier
  • Lot Features: Cleared, Flat, Multiple lots, Trees
  • Other Structures: Storage, Workshop
  • Pool Features: None
  • Roof: Metal
  • Waterfront: No

Garage/Parking

  • Parking Features: Driveway, Gravel

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Schools

  • Elementary School: Dunnellon Elementary
  • High School: Dunnellon High
  • Middle Or Junior School: Dunnellon Middle

Lot Info

  • Zoning: Out of County

Tax Info

  • Tax Annual Amount: 775.0
  • Tax Year: 2025

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Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2025
Closed on
Feb 2, 2026
Sold by
St Jean Alan & Nancy
Bought by
Perkins Jessica and Mahar Christopher
Seller's Agent
Valerie Hanchar
Bricks & Mortar Real Estate
Buyer's Agent
DaytonaBeach Member
Daytona Beach Area Association Member
List Price
$235,000
Sold Price
$198,000
Premium/Discount to List
-$37,000
-15.74%
Views
390

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.95%
Original Mortgage
$194,413
Outstanding Balance
$194,413
Interest Rate
6.21%
Mortgage Type
FHA
Estimated Equity
$7,343
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $198,000 Clear Choice Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,413 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 Sold $198,000 0.0% $117 / Sq Ft
12/09/2025 12/09/25 Pending -- -- --
12/03/2025 12/03/25 Price Changed $198,000 -15.7% $117 / Sq Ft
11/25/2025 11/25/25 For Sale $235,000 0.0% $139 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
11/14/2025 11/14/25 For Sale $235,000 -- $139 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $771 $62,547 -- --
2024 $700 $60,784 -- --
2023 $701 $59,014 $0 $0
2022 $708 $57,295 $0 $0
2021 $718 $55,626 $0 $0
2020 $717 $54,858 $0 $0
2019 $713 $53,625 $0 $0
2018 $685 $52,625 $0 $0
2017 $666 $51,543 $0 $0
2016 $494 $50,483 $0 $0
2015 $499 $50,132 $0 $0
2014 $472 $49,734 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 849985

REALTORS® Association of Citrus County

APN: 3380-1853-02

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