NOT LISTED FOR SALE

20852 Monza Loop Land O Lakes, FL 34638

Land O' Lakes Area

Estimated Value: $502,424

3 Beds
3 Baths
2,902 Sq Ft
$173/Sq Ft Est. Value

Sale Details

Date Sold: December 23, 2025

Last sale price $490,000 $169 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,335 / mo

14 Days on Market

Highlights

  • 75 Feet of Pond Waterfront
  • Open Floorplan
  • Private Lot
  • Land O' Lakes High School Rated A
  • Contemporary Architecture
  • Main Floor Primary Bedroom

About This Home

As of December 2025

Welcome to Arden Preserve — and welcome to THE ONLY Mystique Grand in the community — perfectly positioned on an extra-large homesite with a fenced in backyard and view of local foliage, trees and a tranquil pond, creating a private natural backdrop.
This home is 4-years-new and loaded with luxury builder upgrades, energy-efficient features, Dual HVAC, designer details and Luxury Vinyl flooring throughout the entire first floor. The floorplan is smart, open, highly functional, and perfect for everyday living and upscale entertaining. The main floor features premium wide-open gathering spaces, a gourmet kitchen with quartz countertops, a center entertainment island, granite sink and upgraded cabinetry perfect for the chef who loves to host. The windows are conveniently adorned with Plantation Shutters for optimal privacy. 9’4” ceilings on the main level + custom 8’ doors, 5 inch baseboards — paired with professionally designed finishes and custom upgrades make this the perfect blend of relaxed luxury and practical everyday living, where style, comfort and functionality come together seamlessly for both casual nights and special gatherings alike. And for those who need additional flexibility, the Den on the main floor can easily convert into a true 4th bedroom if desired. The Primary retreat is on the main floor and offers a dual-sink luxury bath, massive walk-in shower plus a customizable walk-in closet so impressive it deserves its own spotlight. Most closets in this home are professionally organized & fully customizable — an upgrade you will appreciate every single day. Upstairs enjoy the ultimate Movie + Game Night zone — a private bedroom, walk-in closet, full bathroom and loft with blackout shades —perfect as a cozy retreat or multi-gen living. The oversized garage features an epoxy-finished floor and features an additional 10' x 15'.5' FLEX space that can be used as a workshop, home gym, hobby room, or additional storage. Outside you’ll find this home is on one of the community's largest lots with upgraded custom facade, tinted windows, quad-zone irrigation, and a peaceful fenced in backyard oasis where you can enjoy your custom lanai with floor to ceiling clearview screens providing a serene pond view. Arden Preserve has its own walkway that leads directly to Land O’ Lakes High School — no parking lots, no car lines... just walk straight to campus. There are also 2 Dog parks, plenty of sidewalks, NO CDD fees plus the location strategically centered with easy access to Tampa Airport, Gulf Beaches, local restaurants and a menu of outdoor activities nearby to choose from. There are too many upgrades to list ! Please check attachments for or request the highlight sheet. We have SO much more to share! This is the one. The Mystique Grand, just in time for Christmas!

Last Agent to Sell the Property

Donna Williams- Suchocki

KELLER WILLIAMS REALTY- PALM HARBOR Brokerage Phone: 727-772-0772 License #697210 Listed on: 11/06/2025

KELLER WILLIAMS REALTY- PALM HARBOR

Last Buyer's Agent

Turan Celiker, PA

KELLER WILLIAMS SUBURBAN TAMPA License #3364409

KELLER WILLIAMS SUBURBAN TAMPA
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,793

Year Built

  • Built in 2021

Lot Details

  • 8,342 Sq Ft Lot
  • 75 Feet of Pond Waterfront
  • Unincorporated Location
  • Southwest Facing Home
  • Vinyl Fence
  • Private Lot
  • Oversized Lot
  • Property is zoned MPUD

HOA Fees

  • $80 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway

Property Views

  • Water
  • Woods

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,902 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Plantation Shutters
  • Sliding Doors
  • Living Room
  • Walk-Up Access

Kitchen

  • Built-In Oven
  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • In Wall Pest System
  • Pest Guard System

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Connerton Elementary School
  • Pine View Middle School
  • Land O' Lakes High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, private road
  • Folio Association Management Association, Phone Number (813) 993-4000
  • Built by Pulte Homes
  • Arden Preserve Subdivision, Mistique Grand Floorplan

Recreation

  • Dog Park

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,793

Year Built

Built in 2021

Lot Details

8,342 Sq Ft Lot

HOA Fees

$80 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Private Road
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2902
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 3863
  • Lot Size Sq Ft: 8342
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 358.88
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Suite 107
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 168.85
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-772-0772
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Stories: 2
  • Window Features: Double Pane Windows, Shutters, Window Treatments
  • Living Area Meters: 269.60

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Hurricane Shutters, Rain Gutters, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 75
  • Additional Water Information: 75.6 ft waterfront
  • Water Frontage Feet Pond: 75

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Other, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park, Gated Community - Guard, Irrigation-Reclaimed Water, Sidewalks, Street Lights
  • Association Fee: 80
  • Association Fee Frequency: Monthly
  • Association Name: Folio Association Management
  • Phone: 813-993-4000
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: Arden@folioam.com

Fee Information

  • Total Annual Fees: 960.00
  • Total Monthly Fees: 80.00
  • Monthly HOA Amount: 80.00

Schools

  • Elementary School: Connerton Elem
  • High School: Land O' Lakes High-PO
  • Middle Or Junior School: Pine View Middle-PO

Lot Info

  • Zoning: MPUD
  • Parcel Number: 18-26-02-008.0-004.00-025.0
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Oversized Lot, Sidewalk, Paved, Private, Unincorporated
  • Flood Zone Code: X

Building Info

  • Builder Name: Pulte Homes

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5793.24
  • Tax Block: 4
  • Tax Book Number: 82-112
  • Tax Lot: 25

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Must confirm with local authorities

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Dec 22, 2025
Sold by
Heck Melissa Lori and Ryan Thomas
Bought by
Seller's Agent
Donna Williams- Suchocki
KELLER WILLIAMS REALTY- PALM HARBOR
Buyer's Agent
Turan Celiker, PA
KELLER WILLIAMS SUBURBAN TAMPA
List Price
$526,000
Sold Price
$490,000
Premium/Discount to List
-$36,000
-6.84%
Views
5
Current Estimated Value
$502,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,424
Avg. Annual Appreciation
6.59%
Original Mortgage
$475,300
Outstanding Balance
$471,761
Interest Rate
4.88%
Mortgage Type
New Conventional
Estimated Equity
$40,955

Purchase Details

Closed on
Sep 20, 2021
Sold by
Pulte Home Company Llc
Bought by
Heck Melissa Lori and Heck Ryan Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,888
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Land O Lakes, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$490,000 Star Title Partners Of Palm Ha
Heck Melissa Lori $466,200 Pgp Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $475,300
Closed Heck Melissa Lori $372,888
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/23/2025 12/23/25 Sold $490,000 -1.0% $169 / Sq Ft
11/20/2025 11/20/25 Pending -- -- --
11/12/2025 11/12/25 Price Changed $495,000 -5.9% $171 / Sq Ft
11/06/2025 11/06/25 For Sale $526,000 -- $181 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,793 $392,460
2025 $5,793 $392,460
2024 $5,793 $370,660
2023 $5,491 $354,330 $0 $0
2022 $4,939 $344,017 $0 $0
2021 $557 $34,971 $0 $0
2020 $262 $16,436 $0 $0
Source: Public Records

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Map

Source: Stellar MLS

MLS Number: TB8442779

Stellar MLS

APN: 02-26-18-0080-00400-0250

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