209 Middle St Spencer, IN 47460
2
Beds
3
Baths
1,568
Sq Ft
8,276
Sq Ft Lot
About This Home
As of July 2025Two story home situated on a large corner lot with a private gravel drive for off street parking is located in a convenient location in town. Home is close to schools, banking, downtown shops, and main highway. Large backyard has lots of possibilities for a great entertainment space, garden, or a variety of creative designs. Home has a wide, covered porch that wraps around 3 sides of home and a separate covered back porch. Eat in kitchen with plenty of cabinets. Attached garage has been converted to living space with it’s own kitchenette area and bathroom allowing for endless possibilities. Cash or conventional financing only!!
Last Agent to Sell the Property
Keith Realty & Auction Group Brokerage Phone: 812-714-8250 Listed on: 06/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,606
Year Built
- Built in 1900
Lot Details
- 8,276 Sq Ft Lot
- Corner Lot
- Level Lot
Home Design
- Vinyl Construction Material
Interior Spaces
- 2-Story Property
- Partially Finished Basement
- Crawl Space
Bedrooms and Bathrooms
- 2 Bedrooms
Schools
- Spencer Elementary School
- Owen Valley Middle School
- Owen Valley High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 60-10-20-400-400.355-028
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2025
Closed on
Jul 31, 2025
Sold by
Cooper Bobbi J
Bought by
Thk Investments Llc
Seller's Agent
Tilden Keith
Keith Realty & Auction Group
Buyer's Agent
Trent Keith
Keith Realty & Auction Group
List Price
$179,900
Sold Price
$120,000
Premium/Discount to List
-$59,900
-33.3%
Views
8
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15067.94%
Purchase Details
Closed on
Jun 2, 2015
Sold by
Williams Jeremy Allen
Bought by
Cooper Bobbi J and Williams Bobbi J
Purchase Details
Closed on
Jul 29, 2008
Sold by
Cooper Williams Bobbi J
Bought by
Cooper Williams Bobbi J and Williams Jeremy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,470
Interest Rate
6.51%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 3, 2005
Sold by
Sturgell Edward L and Sturgell Lela M
Bought by
Cooper Williams Bobbi J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Spencer, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | First American Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Title Express Inc | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $99,470 | FHA | |
| Previous Owner | $74,400 | Balloon | |
| Previous Owner | $18,600 | Stand Alone Second | |
| Previous Owner | $60,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $20,000 | Stand Alone Second |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $120,000 | -33.3% | $77 / Sq Ft |
| 07/23/2025 07/23/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | For Sale | $179,900 | -- | $115 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,359 | $164,500 | $8,400 | $156,100 |
| 2023 | $2,077 | $151,800 | $8,400 | $143,400 |
| 2022 | $1,012 | $112,700 | $8,400 | $104,300 |
| 2021 | $1,262 | $126,200 | $8,400 | $117,800 |
| 2020 | $1,147 | $118,600 | $8,400 | $110,200 |
| 2019 | $996 | $107,600 | $8,400 | $99,200 |
| 2018 | $899 | $101,500 | $8,400 | $93,100 |
| 2017 | $1,641 | $96,500 | $12,100 | $84,400 |
| 2016 | $756 | $96,500 | $12,100 | $84,400 |
| 2014 | $940 | $105,900 | $12,100 | $93,800 |
| 2013 | -- | $105,200 | $12,100 | $93,100 |
Source: Public Records
Agents Affiliated with this Home
-
Tilden Keith
T
Seller's Agent in 2025
Tilden Keith
Keith Realty & Auction Group
(812) 714-8250
7 in this area
57 Total Sales
-
Trent Keith
Buyer's Agent in 2025
Trent Keith
Keith Realty & Auction Group
(812) 821-8499
23 in this area
101 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202523083
APN: 60-10-20-400-400.355-028
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