$120,000
SOLD JUL 31, 2025

209 Middle St Spencer, IN 47460

2 Beds
3 Baths
1,568 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$77 Per Sq Ft

33% Below List Price

37 Days on Market

About This Home

As of July 2025

Two story home situated on a large corner lot with a private gravel drive for off street parking is located in a convenient location in town. Home is close to schools, banking, downtown shops, and main highway. Large backyard has lots of possibilities for a great entertainment space, garden, or a variety of creative designs. Home has a wide, covered porch that wraps around 3 sides of home and a separate covered back porch. Eat in kitchen with plenty of cabinets. Attached garage has been converted to living space with it’s own kitchenette area and bathroom allowing for endless possibilities. Cash or conventional financing only!!

Last Agent to Sell the Property

Tilden Keith

Keith Realty & Auction Group Brokerage Phone: 812-714-8250 Listed on: 06/16/2025

Last Buyer's Agent

Trent Keith

Keith Realty & Auction Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,606

Year Built

  • Built in 1900

Lot Details

  • 8,276 Sq Ft Lot
  • Corner Lot
  • Level Lot

Home Design

  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Partially Finished Basement
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.355-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,606

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Style: Two Story
  • Bedrooms: 2
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: RICHARDS LOT 9 RICHARDS 1' SIDE LOT 10.
  • Parcel Number ID: 60-10-20-400-400.355-028
  • Platted: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1764
  • Total Finished Sq Ft: 1568
  • Above Grade Finished Sq Ft: 1568
  • Below Grade Sq Ft: 196
  • Basement: Yes
  • Basement Foundation: Crawl, Partial Basement, Unfinished
  • Living Great Room: Dimensions: 13x13, On Level: Main
  • Kitchen: Dimensions: 13x13, On Level: Main
  • Extra Room: Attached Apartment, Dimensions: 26x20, On Level: Main
  • Bedroom 1: Dimensions: 13x13, On Level: Main
  • Bedroom 2: Dimensions: 13x13, On Level: Upper
  • Other Room1: Sitting Room, Dimensions: 13x13, On Level: Upper
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 196

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: Shed, Dimensions: 6x7

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • Elementary School: Spencer

Lot Info

  • Lot Description: Corner, Level, 0-2.9999
  • Lot Dimensions: IRREGULAR
  • Estimated Lot Sq Ft: 8276
  • Estimated Lot Size Acres: 0.19

Tax Info

  • Annual Taxes: 1605.88

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 2, 2015
Sold by
Williams Jeremy Allen
Bought by
Cooper Bobbi J and Williams Bobbi J
Current Estimated Value
$147,812

Purchase Details

Closed on
Jul 29, 2008
Sold by
Cooper Williams Bobbi J
Bought by
Cooper Williams Bobbi J and Williams Jeremy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,470
Outstanding Balance
$65,313
Interest Rate
6.51%
Mortgage Type
FHA
Estimated Equity
$82,499

Purchase Details

Closed on
Mar 3, 2005
Sold by
Sturgell Edward L and Sturgell Lela M
Bought by
Cooper Williams Bobbi J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Title Express Inc
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $99,470 FHA
Closed $60,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $120,000 -33.3% $77 / Sq Ft
07/23/2025 07/23/25 Pending -- -- --
06/16/2025 06/16/25 For Sale $179,900 -- $115 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,913 $164,500 $8,400 $156,100
2023 $2,077 $151,800 $8,400 $143,400
2022 $1,012 $112,700 $8,400 $104,300
2021 $1,262 $126,200 $8,400 $117,800
2020 $1,147 $118,600 $8,400 $110,200
2019 $996 $107,600 $8,400 $99,200
2018 $899 $101,500 $8,400 $93,100
2017 $1,641 $96,500 $12,100 $84,400
2016 $756 $96,500 $12,100 $84,400
2014 $940 $105,900 $12,100 $93,800
2013 -- $105,200 $12,100 $93,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202523083

Indiana Regional MLS

APN: 60-10-20-400-400.355-028