Seller's Agent in 2025
Misty Dowling
Gem City Real Estate Group
(217) 440-2339
305 Total Sales
3
Beds
3
Baths
1,652
Sq Ft
--
Built
Highlights
- Deck
- Mud Room
- Fireplace
- Unity Middle School Rated 9+
- 1 Car Detached Garage
- Porch
About This Home
As of September 2025Small town living just outside of Quincy in Ursa, Il! Home qualifies for rural development financing! This beautiful home has been completely updated inside, offering modern style and completely move-in ready. Featuring $5,000 in brand new windows, freshly stained deck, and new flooring throughout, every detail has been carefully upgraded for the new owner! Highlights include: 3 full bathrooms (newly added 3rd bath on the main level!) 3 Huge bedrooms, including a main floor master suite with a private full bath Backyard fireplace – perfect for cozy nights Large, flat yard with stamped concrete sidewalk Spacious entertaining deck & covered front porch Garage + carport for plenty of parking HVAC new in 2022 | Water heater new in 2023 Main floor laundry , mud room and 2 full bathrooms Unity School District Concrete floor basement with unlimited potential for more living space! With nothing left to do but move right in, this home is a rare find. Come see the perfect blend of updates, space, and charm!
Last Agent to Sell the Property
Gem City Real Estate Group License #471021034 Listed on: 08/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,250
Lot Details
- Lot Dimensions are 72x165
- Level Lot
Parking
- 1 Car Detached Garage
- Carport
Home Design
- Frame Construction
- Shingle Roof
- Metal Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,652 Sq Ft Home
- Ceiling Fan
- Fireplace
- Blinds
- Mud Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Outdoor Features
- Deck
- Porch
Schools
- Unity Elementary And Middle School
- Unity High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 09-0-1050-000-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
Sep 25, 2025
Sold by
Neiswender Daniel and Neiswender Stephanie
Bought by
Whitaker Damon
Seller's Agent
Misty Dowling
Gem City Real Estate Group
Buyer's Agent
De'Onna Douglas
Gem City Real Estate Group
List Price
$188,000
Sold Price
$182,000
Premium/Discount to List
-$6,000
-3.19%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,083
Avg. Annual Appreciation
6.95%
Original Mortgage
$39,582
Outstanding Balance
$39,547
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$145,536
Purchase Details
Listed on
Jun 5, 2025
Closed on
Jul 7, 2025
Sold by
Kirkhart Mindi D
Bought by
Neiswender Daniel and Neiswender Stephanie
Seller's Agent
Carol Rischar
Bower & Associates Inc., REALTORS
Buyer's Agent
Misty Dowling
Gem City Real Estate Group
List Price
$132,900
Sold Price
$115,000
Premium/Discount to List
-$17,900
-13.47%
Views
8
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
790.02%
Original Mortgage
$130,000
Interest Rate
6.89%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 14, 2022
Closed on
Nov 17, 2022
Sold by
Betty J Frazier Trust
Bought by
Kirkhart Mindi D
Seller's Agent
Rick Davis
Davis & Associates, REALTORS
Buyer's Agent
Carol Rischar
Bower & Associates Inc., REALTORS
List Price
$129,900
Sold Price
$109,500
Premium/Discount to List
-$20,400
-15.7%
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.87%
Original Mortgage
$129,000
Interest Rate
7.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 15, 2018
Sold by
Frazier Betty J
Bought by
Betty J Frazier Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $182,000 | None Listed On Document | |
| Warranty Deed | $115,000 | None Listed On Document | |
| Warranty Deed | $109,500 | -- | |
| Trustee Deed | -- | Schmiedeskamp Robertson Neu & |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $39,582 | New Conventional | |
| Previous Owner | $130,000 | New Conventional | |
| Previous Owner | $129,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/23/2025 09/23/25 | Sold | $182,000 | -3.2% | $110 / Sq Ft | |
| 09/09/2025 09/09/25 | Pending | -- | -- | -- | |
| 08/29/2025 08/29/25 | For Sale | $188,000 | +63.5% | $114 / Sq Ft | |
| 07/07/2025 07/07/25 | Sold | $115,000 | -13.5% | $72 / Sq Ft | View Prior Sale |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- | |
| 06/05/2025 06/05/25 | For Sale | $132,900 | +21.4% | $83 / Sq Ft | |
| 11/17/2022 11/17/22 | Sold | $109,500 | -8.7% | $66 / Sq Ft | View Prior Sale |
| 10/22/2022 10/22/22 | Pending | -- | -- | -- | |
| 10/11/2022 10/11/22 | Price Changed | $119,900 | -7.7% | $73 / Sq Ft | |
| 09/14/2022 09/14/22 | For Sale | $129,900 | -- | $79 / Sq Ft |
Source: RMLS Alliance
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,251 | $39,170 | $5,370 | $33,800 |
| 2023 | $2,092 | $36,480 | $5,000 | $31,480 |
| 2022 | $2,148 | $32,050 | $4,750 | $27,300 |
| 2021 | $1,872 | $31,130 | $4,610 | $26,520 |
| 2020 | $1,399 | $30,310 | $4,490 | $25,820 |
| 2019 | $1,328 | $29,250 | $4,330 | $24,920 |
| 2018 | $1,271 | $28,390 | $4,200 | $24,190 |
| 2017 | $1,256 | $27,560 | $4,080 | $23,480 |
| 2016 | $1,283 | $25,810 | $3,820 | $21,990 |
| 2015 | $1,069,960 | $25,810 | $3,820 | $21,990 |
| 2012 | $1,133 | $25,160 | $3,730 | $21,430 |
Source: Public Records
Agents Affiliated with this Home
-
Misty Dowling
-
Carol Rischar
Seller's Agent in 2025
Carol Rischar
Bower & Associates Inc., REALTORS
(217) 740-3989
194 Total Sales
-
De'Onna Douglas
D
Buyer's Agent in 2025
De'Onna Douglas
Gem City Real Estate Group
(217) 779-7188
8 Total Sales
-
Rick Davis
Seller's Agent in 2022
Rick Davis
Davis & Associates, REALTORS
(217) 224-9202
35 Total Sales
Map
Source: RMLS Alliance
MLS Number: CA1038863
APN: 09-0-1050-000-00
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