$255,000
SOLD NOV 25, 2025

2092 Chepstow Rd Schenectady, NY 12303

3 Beds
1 Bath
1,512 Sq Ft
0.25 Acres

Recently Sold

$169 Per Sq Ft

5% Below List Price

64 Days on Market

Highlights

  • Cape Cod Architecture
  • Corner Lot
  • Front Porch
  • Wood Flooring
  • No HOA
  • 1 Car Attached Garage

About This Home

As of November 2025

Discover the charm and potential of this inviting 3-bedroom Cape, perfectly set on a desirable corner lot. Gleaming hardwood floors throughout, replacement windows, update Electrical Panel, and the expansive walk-up attic offers endless possibilities—ideal for a future primary suite, home office, or bonus living space. Outside, enjoy a fully fenced backyard, perfect for gatherings, pets, or play. Well-maintained and filled with opportunity, this home is ready to be loved for years to come!

Last Agent to Sell the Property

Sandy Speranza

Howard Hanna Capital Inc License #40SP1007987 Listed on: 08/29/2025

Howard Hanna Capital Inc

Last Buyer's Agent

Ishranie Permaul

HS Capital Realty LLC License #10401372486

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,283

Year Built

  • Built in 1941

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 56 x 144
  • Fenced
  • Corner Lot
  • Level Lot
  • Property is zoned Single Residence

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,512 Sq Ft Home
  • 1-Story Property
  • Paddle Fans
  • Double Pane Windows
  • Living Room
  • Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Patio
  • Exterior Lighting
  • Shed
  • Front Porch

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • 150 Amp Service
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 30.000 / 4
  • Assessor Parcel Number 422800 59.7-4-30

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,283

Year Built

Built in 1941

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1941
  • Directions: Hamburg St to Chepstow
  • Above Grade Finished Sq Ft: 1512.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 1061.75
  • General Taxes Description: Actual
  • Financial Details School Taxes: 3220.88
  • School Taxes Description: Actual
  • Lot Size Acres: 0.25
  • Lot Size: 56 x 144
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Hardwood: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Cape Cod: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Levels One: Yes
  • Directions Remarks: Agent to Agent Remarks: This was current owners parents house.
  • Directions Remarks: Public Remarks: Discover the charm and potential of this inviting 3-bedroom Cape, perfectly set on a desirable corner lot. Gleaming hardwood floors throughout, replacement windows, update Electrical Panel, and the expansive walk-up attic offers endless possibilities—ideal for a future primary suite, home office, or bonus living space. Outside, enjoy a fully fenced backyard, perfect for gatherings, pets, or play. Well-maintained and filled with opportunity, this home is ready to be loved for years to come!
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Hardwood
  • Basement: Full, Unfinished
  • Interior Amenities: Paddle Fan, Eat-in Kitchen
  • Appliances: Microwave, Oven, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1512.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Double Pane Windows
  • Bathroom Levels Full Bathroom 1: 1st
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Attic Features:Walk-Up: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Fenced
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Patio
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Double Pane Windows: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Wall Unit(s)
  • Electric: 150 Amp Service
  • Heating: Baseboard, Natural Gas
  • Laundry Features: In Basement
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Land Lease: No
  • Lot Features: Level, Corner Lot
  • Parcel #: 422800 59.7-4-30
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 4282.63
  • Tax Block: 4
  • Tax Lot: 30.000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
Nov 25, 2025
Sold by
Pusz Linda and Franze Susan
Bought by
Joseph Stephanie and Joseph Rukminie
Seller's Agent
Sandy Speranza
Howard Hanna Capital Inc
Buyer's Agent
Ishranie Permaul
HS Capital Realty LLC
List Price
$268,900
Sold Price
$255,000
Premium/Discount to List
-$13,900
-5.17%
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.25%
Original Mortgage
$204,000
Outstanding Balance
$203,805
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$55,656

Purchase Details

Closed on
Feb 20, 2004
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $255,000 None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $204,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 Sold $255,000 -1.9% $169 / Sq Ft
11/01/2025 11/01/25 Pending -- -- --
10/14/2025 10/14/25 Price Changed $259,900 -1.9% $172 / Sq Ft
09/29/2025 09/29/25 Price Changed $265,000 -1.5% $175 / Sq Ft
08/29/2025 08/29/25 For Sale $268,900 -- $178 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,354 $154,000 $11,800 $142,200
2023 $2,142 $154,000 $11,800 $142,200
2022 $4,336 $154,000 $11,800 $142,200
2021 $4,717 $154,000 $11,800 $142,200
2020 $2,398 $154,000 $11,800 $142,200
2019 $1,276 $154,000 $11,800 $142,200
2018 $2,137 $154,000 $11,800 $142,200
2017 $2,461 $154,000 $11,800 $142,200
2016 $2,563 $154,000 $11,800 $142,200
2015 -- $154,000 $12,700 $141,300
2014 -- $154,000 $12,700 $141,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202524882

Global MLS

APN: 059-007-0004-030-000-0000