Seller's Agent in 2025
Ryan Chiodo
Compass Florida LLC
(239) 248-0551
18 in this area
337 Total Sales
20934 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated Value: $639,000 - $659,000
4
Beds
2
Baths
2,362
Sq Ft
$277/Sq Ft
Est. Value
Highlights
- Fitness Center
- Tennis Courts
- Gated Community
- Pinewoods Elementary School Rated A-
- In Ground Pool
- Views of Preserve
About This Home
As of November 2025Discover this stunning “Oakmont” model in Bella Terra's coveted "Estates" section at 20934 Torre Del Lago St situated on a fabulous private preserve lot, ready to move right in! This 4-bedroom, 2-bath home boasts over 2,300 sq.ft. of living space and an air conditioned 3-car garage. With one of the more desirable floor plans this home features an open layout with an upgraded countertops in kitchen & bathrooms, new flooring throughout, electric roll-down hurricane shutters and more! New Roof in 2020! Highlights include tray ceilings in the family room and primary bedroom, neutral wall colors which have been entirely re-painted, new modern light fixtures, enhanced landscape curbing and a serene preserve view. The expansive pool deck offers ample space for entertaining family and friends with heated pool & spa. This move-in-ready home reflects true pride of ownership. Bella Terra offers resort-style amenities: a pool and spa, clubhouse, fitness center, tennis and bocce courts, a playground, and more. Perfectly situated near I-75, SWFL International Airport, Gulf Coast Town Center, FGCU, Coconut Point, Miromar Outlets, Hertz Arena, dining, shopping, golf, and pristine beaches. Move-in ready!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,317
Year Built
- Built in 2010
Lot Details
- 12,110 Sq Ft Lot
- Oversized Lot
- Property is zoned RPD
HOA Fees
Parking
- 3 Car Attached Garage
- Driveway
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Formal Dining Room
- Library
- Hobby Room
- Views of Preserve
Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Freezer
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- In Ground Pool
- In Ground Spa
Outdoor Features
- Tennis Courts
- Basketball Court
- Playground
Schools
- Lee County School Of Choice Elementary And Middle School
- Lee County School Of Choice High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
Listing and Financial Details
- Assessor Parcel Number 32-46-26-E1-0900A.0240
- Tax Block A
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
- Meeting Room
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 10, 2025
Closed on
Nov 3, 2025
Sold by
Bought by
Seller's Agent
Ryan Chiodo
Compass Florida LLC
Buyer's Agent
Jason Pavich
Realty World J. PAVICH R.E.
List Price
$735,000
Sold Price
$665,000
Premium/Discount to List
-$70,000
-9.52%
Views
118
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,649
Avg. Annual Appreciation
-2.53%
Original Mortgage
$565,250
Outstanding Balance
$560,954
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$92,397
Purchase Details
Listed on
Jun 20, 2021
Closed on
Jul 30, 2021
Sold by
Bought by
Seller's Agent
Jason Pavich
Realty World J. PAVICH R.E.
Buyer's Agent
Ryan Chiodo
Compass Florida LLC
List Price
$575,000
Sold Price
$575,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.46%
Original Mortgage
$420,000
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 19, 2016
Closed on
Aug 30, 2016
Sold by
Bought by
Seller's Agent
Michael Jackson
Local Real Estate LLC
Buyer's Agent
Michael Jackson
Local Real Estate LLC
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.41%
Original Mortgage
$324,000
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 31, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
4.79%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $665,000 | Florida Universal Title | ||
| $575,000 | Marketplace Title | ||
| $405,000 | Bonita Title Inc | ||
| $350,000 | North American Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $565,250 | ||
| Previous Owner | $421,100 | ||
| Previous Owner | $420,000 | ||
| Previous Owner | $340,000 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $324,000 | ||
| Previous Owner | $241,600 | ||
| Previous Owner | $280,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $665,000 | -2.2% | $282 / Sq Ft | |
| 10/15/2025 10/15/25 | Pending | -- | -- | -- | |
| 10/02/2025 10/02/25 | Price Changed | $679,990 | -1.4% | $288 / Sq Ft | |
| 08/07/2025 08/07/25 | Price Changed | $689,990 | -1.4% | $292 / Sq Ft | |
| 07/13/2025 07/13/25 | Price Changed | $699,990 | -4.8% | $296 / Sq Ft | |
| 06/10/2025 06/10/25 | For Sale | $735,000 | +27.8% | $311 / Sq Ft | |
| 07/30/2021 07/30/21 | Sold | $575,000 | 0.0% | $243 / Sq Ft | View Prior Sale |
| 06/29/2021 06/29/21 | Pending | -- | -- | -- | |
| 06/20/2021 06/20/21 | For Sale | $575,000 | +42.0% | $243 / Sq Ft | |
| 09/07/2016 09/07/16 | Sold | $405,000 | -4.7% | $89 / Sq Ft | View Prior Sale |
| 07/30/2016 07/30/16 | Pending | -- | -- | -- | |
| 07/19/2016 07/19/16 | For Sale | $425,000 | -- | $94 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,540 | $502,483 | ||
| 2024 | $7,317 | $488,322 | ||
| 2023 | $7,148 | $474,099 | $0 | $0 |
| 2022 | $7,128 | $460,290 | $122,815 | $337,475 |
| 2021 | $5,369 | $344,691 | $116,965 | $227,726 |
| 2020 | $5,411 | $322,996 | $114,750 | $208,246 |
| 2019 | $5,468 | $325,426 | $100,850 | $224,576 |
| 2018 | $5,598 | $328,650 | $89,250 | $239,400 |
| 2017 | $5,819 | $342,369 | $91,000 | $251,369 |
| 2016 | $6,651 | $360,360 | $91,000 | $269,360 |
| 2015 | $6,591 | $354,481 | $91,000 | $263,481 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Chiodo
-
Jason Pavich
Buyer's Agent in 2025
Jason Pavich
Realty World J. PAVICH R.E.
(239) 229-7483
147 in this area
203 Total Sales
-
Michael Jackson
Seller's Agent in 2016
Michael Jackson
Local Real Estate LLC
(239) 919-6315
4 in this area
67 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225051058
APN: 32-46-26-E1-0900A.0240
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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