Christopher Smith
SOUTHERN REALTY ASSOCIATES
(352) 453-8347
42 Total Sales
2 in Rainbow Springs
$283,000 Price Range
20949 SW 81st Loop Dunnellon, FL 34431
Rainbow Springs Area
3
Beds
2
Baths
2,298
Sq Ft
1.14
Acre Lot
Highlights
- Golf Course Community
- Fitness Center
- Clubhouse
- Water Access
- 1.14 Acre Lot
- Deck
About This Home
As of August 2026Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
Last Agent to Sell the Property
PLATINUM HOMES AND LAND REALTY Brokerage Phone: 352-620-0207 License #3231721 Listed on: 04/05/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,992
Year Built
- Built in 1978
Lot Details
- 1.14 Acre Lot
- Lot Dimensions are 171x290
- East Facing Home
- Dog Run
- Wood Fence
- Chain Link Fence
- Mature Landscaping
- Corner Lot
- Oversized Lot
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned A1
HOA Fees
- $20 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,298 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Insulated Windows
- Blinds
- Drapes & Rods
- French Doors
- Great Room
- Living Room with Fireplace
- Formal Dining Room
- Sun or Florida Room
- Inside Utility
- Attic
Kitchen
- Cooktop
- Microwave
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Security Lights
- Fire and Smoke Detector
Outdoor Features
- Outdoor Shower
- Water Access
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Thermostat
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 62 / 66
- Assessor Parcel Number 3292-066-062
Community Details
Overview
- Association fees include pool, recreational facilities
- Amy Martin Association, Phone Number (352) 489-1621
- Visit Association Website
- Rainbow Springs Woodlands Subdivision
- The community has rules related to deed restrictions, fencing
Amenities
- Restaurant
- Clubhouse
Recreation
- Golf Course Community
- Tennis Courts
- Fitness Center
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 3, 2022
Sold by
Bought by
Purchase Details
Listed on
Jan 19, 2021
Closed on
Apr 12, 2021
Sold by
Bought by
Seller's Agent
Carole Caird
Buyer's Agent
Karen Kirkland
PLATINUM HOMES AND LAND REALTY
List Price
$239,900
Sold Price
$235,000
Premium/Discount to List
-$4,900
-2.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.83%
Original Mortgage
$135,000
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 31, 2014
Closed on
Oct 31, 2014
Sold by
Bought by
Seller's Agent
Donald Shaw
BAILEY AND SHAW REALTY LLC
Buyer's Agent
Cynthia Wojciechowski
OAK & SAGE REALTY LLC
List Price
$164,900
Sold Price
$153,000
Premium/Discount to List
-$11,900
-7.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.87%
Original Mortgage
$101,600
Interest Rate
4.26%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 30, 2010
Sold by
Bought by
Purchase Details
Closed on
Sep 11, 2008
Sold by
Bought by
Purchase Details
Closed on
Dec 7, 2005
Sold by
Bought by
Purchase Details
Closed on
Aug 12, 2003
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Dunnellon, FL
-
Christopher Smith
-
Angi Trapp
Angi Trapp
IAD REAL ESTATE
(888) 818-3524
19 Total Sales
1 in Rainbow Springs
$202,500 Price
-
Sheila Grantham
Sheila Grantham
WE SELL SUNSHINE REALTY
(352) 644-8548
34 Total Sales
5 in Rainbow Springs
$62K - $448K Price Range
-
Lawrence Redding
Lawrence Redding
Keller Williams Realty - Elite Partners II
(352) 453-8218
45 Total Sales
1 in Rainbow Springs
$450,000 Price
-
Diana Wainwright
DW
Diana Wainwright
BLACKHORSE REAL ESTATE LLC
(406) 451-0255
13 Total Sales
1 in Rainbow Springs
$320,750 Price
-
Sarah Wade
Sarah Wade
NEW HOME STAR FLORIDA LLC
(769) 200-4914
144 Total Sales
1 in Rainbow Springs
$290,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $235,000 | Clear Choice Title Inc | |
| Warranty Deed | $153,000 | Attorney | |
| Warranty Deed | $140,000 | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $135,000 | New Conventional | |
| Previous Owner | $101,600 | New Conventional | |
| Previous Owner | $39,400 | Credit Line Revolving |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2026 08/21/26 | Sold | $355,000 | +1.2% | $154 / Sq Ft | |
| 07/15/2026 07/15/26 | Pending | -- | -- | -- | |
| 04/05/2026 04/05/26 | For Sale | $350,900 | +49.3% | $153 / Sq Ft | |
| 04/14/2021 04/14/21 | Sold | $235,000 | -2.0% | $102 / Sq Ft | View Prior Sale |
| 03/03/2021 03/03/21 | Pending | -- | -- | -- | |
| 01/19/2021 01/19/21 | For Sale | $239,900 | +56.8% | $104 / Sq Ft | |
| 10/31/2014 10/31/14 | Sold | $153,000 | -7.2% | $65 / Sq Ft | View Prior Sale |
| 09/15/2014 09/15/14 | Pending | -- | -- | -- | |
| 07/31/2014 07/31/14 | For Sale | $164,900 | -- | $70 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,992 | $288,068 | ||
| 2024 | $4,396 | $261,880 | $36,000 | $225,880 |
| 2023 | $4,396 | $259,693 | $36,600 | $223,093 |
| 2022 | $4,119 | $240,841 | $21,250 | $219,591 |
| 2021 | $1,567 | $117,104 | $0 | $0 |
| 2020 | $1,560 | $115,487 | $0 | $0 |
| 2019 | $1,533 | $112,891 | $0 | $0 |
| 2018 | $1,457 | $110,786 | $0 | $0 |
| 2017 | $1,429 | $108,507 | $0 | $0 |
| 2016 | $1,393 | $106,275 | $0 | $0 |
| 2015 | $1,398 | $105,536 | $0 | $0 |
| 2014 | $1,249 | $100,558 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Kirkland
Seller's Agent in 2026
Karen Kirkland
PLATINUM HOMES AND LAND REALTY
(352) 304-4736
147 Total Sales
-
Diana Charriez
Buyer's Agent in 2026
Diana Charriez
DC REAL ESTATE SERVICES, LLC
(407) 460-2207
3 Total Sales
-
C
Seller's Agent in 2021
Carole Caird
-
Donald Shaw
Seller's Agent in 2014
Donald Shaw
BAILEY AND SHAW REALTY LLC
(863) 669-3025
13 Total Sales
-
Cynthia Wojciechowski
Buyer's Agent in 2014
Cynthia Wojciechowski
OAK & SAGE REALTY LLC
(352) 843-2431
116 Total Sales
Map
Source: Stellar MLS
MLS Number: OM722176
APN: 3292-066-062
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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