PENDING
$25K PRICE DROP
20970 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $5,391/month
Total Views
15,834
5
Beds
3
Baths
2,932
Sq Ft
$273
Price per Sq Ft
Highlights
- Fitness Center
- Basketball Court
- Gated Community
- Pinewoods Elementary School Rated A-
- Heated In Ground Pool
- Lake View
About This Home
This custom Sawgrass home in the Estates section of Bella Terra is the kind of Florida property people wait years to find. Nearly 3,000 square feet of single story living, five true bedrooms, three full baths, and a three car garage are wrapped around a resort style pool and spa with long lake views and western sunsets.
The layout is open, bright, and incredibly livable. There are formal living and dining rooms for gatherings, a large family room for everyday life, a front flex room or home office, and a private guest suite in the back that opens directly to the pool. The kitchen anchors the home with a large island, upgraded cabinetry, granite countertops, quality appliances, custom storage, and two wine refrigerators, because entertaining here just makes sense.
Details throughout the home include crown molding, tray ceilings, plantation shutters, custom window treatments, and neutral tile floors that keep everything clean and timeless. The primary suite features a bump out sitting area, while all three bathrooms have been upgraded with granite and stylish finishes. Even the oversized laundry room has been thoughtfully designed.
Outside, the screened lanai surrounds a sparkling pool and spa with newer pool equipment, roll down hurricane shutters, and wide lake views that make every evening feel special. Recent upgrades include 3M sun protection window film, a freshly painted exterior, and enhanced hurricane protection, adding both comfort and peace of mind.
A single story, fully updated estate home with five bedrooms, a pool, and lake views in Bella Terra is incredibly hard to replicate. This one is truly move in ready and ready for its next chapter.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,155
Year Built
- Built in 2011
Lot Details
- 12,545 Sq Ft Lot
- 72 Ft Wide Lot
- Oversized Lot
- Property is zoned RPD
HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Plantation Shutters
- French Doors
- Entrance Foyer
- Formal Dining Room
- Den
- Library
- Screened Porch
- Lake Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Dishwasher
- Wine Cooler
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Tub
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
Outdoor Features
- Basketball Court
- Playground
Schools
- Choice Elementary And Middle School
- Choice High School
Utilities
- Central Air
- Heating Available
- Underground Utilities
- Internet Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 32-46-26-E1-0900A.0300
- Tax Block A
Community Details
Overview
- Bella Terra Subdivision
- Mandatory home owners association
Recreation
- Tennis Courts
- Volleyball Courts
- Pickleball Courts
- Bocce Ball Court
- Fitness Center
- Community Pool
- Community Spa
- Park
- Bike Trail
Additional Features
- Clubhouse
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,155 | $620,275 | -- | -- |
| 2024 | $10,155 | $563,886 | -- | -- |
| 2023 | $9,022 | $512,624 | $0 | $0 |
| 2022 | $8,134 | $466,022 | $0 | $0 |
| 2021 | $7,103 | $423,656 | $122,920 | $300,736 |
| 2020 | $6,890 | $397,278 | $120,600 | $276,678 |
| 2019 | $6,969 | $400,529 | $105,790 | $294,739 |
| 2018 | $7,607 | $436,859 | $98,350 | $338,509 |
| 2017 | $7,970 | $456,226 | $101,250 | $354,976 |
| 2016 | $7,919 | $443,709 | $101,250 | $342,459 |
| 2015 | $8,004 | $435,563 | $101,250 | $334,313 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/08/2026 02/08/26 | Pending | -- | -- | -- |
| 01/13/2026 01/13/26 | Price Changed | $800,000 | -3.0% | $273 / Sq Ft |
| 11/08/2025 11/08/25 | For Sale | $825,000 | -- | $281 / Sq Ft |
Source: Multiple Listing Service of Bonita Springs-Estero
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Marketplace Title | |
| Special Warranty Deed | $412,000 | North American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
About the Listing Agent
Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.
A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise
Lisa's Other Listings
Source: Multiple Listing Service of Bonita Springs-Estero
MLS Number: 225078540
APN: 32-46-26-E1-0900A.0300
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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