$780,000
SOLD MAY 7, 2026

20970 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood
5 Beds
3 Baths
2,932 Sq Ft
0.29 Acres Lot

Sale Details

Date Sold: May 7, 2026

$266 Per Sq Ft

5% Below List Price

92 on Market

Highlights

  • Fitness Center
  • Tennis Courts
  • Sitting Area In Primary Bedroom
  • Pinewoods Elementary School Rated A-
  • Heated In Ground Pool
  • Gated Community

About This Home

As of May 2026

This custom Sawgrass home in the Estates section of Bella Terra is the kind of Florida property people wait years to find. Nearly 3,000 square feet of single story living, five true bedrooms, three full baths, and a three car garage are wrapped around a resort style pool and spa with long lake views and western sunsets.
The layout is open, bright, and incredibly livable. There are formal living and dining rooms for gatherings, a large family room for everyday life, a front flex room or home office, and a private guest suite in the back that opens directly to the pool. The kitchen anchors the home with a large island, upgraded cabinetry, granite countertops, quality appliances, custom storage, and two wine refrigerators, because entertaining here just makes sense.
Details throughout the home include crown molding, tray ceilings, plantation shutters, custom window treatments, and neutral tile floors that keep everything clean and timeless. The primary suite features a bump out sitting area, while all three bathrooms have been upgraded with granite and stylish finishes. Even the oversized laundry room has been thoughtfully designed.
Outside, the screened lanai surrounds a sparkling pool and spa with newer pool equipment, roll down hurricane shutters, and wide lake views that make every evening feel special. Recent upgrades include 3M sun protection window film, a freshly painted exterior, and enhanced hurricane protection, adding both comfort and peace of mind.
A single story, fully updated estate home with five bedrooms, a pool, and lake views in Bella Terra is incredibly hard to replicate. This one is truly move in ready and ready for its next chapter.

Last Agent to Sell the Property

Lisa Ninchritz

Royal Shell Real Estate, Inc. Listed on: 11/08/2025

Royal Shell Real Estate, Inc.

Last Buyer's Agent

Ryan Chiodo

Compass Florida LLC

Compass Florida LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,155

Year Built

  • Built in 2011

Lot Details

  • 12,545 Sq Ft Lot
  • 72 Ft Wide Lot
  • Oversized Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • French Doors
  • Entrance Foyer
  • Formal Dining Room
  • Den
  • Library
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Sitting Area In Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Tennis Courts
  • Basketball Court
  • Playground

Schools

  • Choice Elementary And Middle School
  • Choice High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-26-E1-0900A.0300
  • Tax Block A

Community Details

Overview

  • Bella Terra Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Bike Trail

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,155

Year Built

Built in 2011

Lot Details

0.29 Acres

HOA Fees

$270 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2011
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Horses: No
  • Lot Features: Oversize
  • Park Name: BELLA TERRA
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community, Below Ground, Heated Electric
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 3244
  • Has H O A?: Yes
  • Co List Office Mls Id: BRSRE2
  • Standard Status: Closed
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Golf Type: No Golf Available
  • OpenHouseCount: 8
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2026-05-07T19:15:22.310Z
  • Community Type: Gated, Tennis
  • BridgeModificationTimestamp: 2026-05-07T19:18:17.644Z
  • ListAgent_MUI: 38854814
  • CDOM: 373
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Smoke Detector, Washer, Wine Cooler
  • DOM: 92
  • Additional Rooms: Den - Study, Guest Bath, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 800000
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Built-In Cabinets, Coffered Ceiling(s), Foyer, French Doors, Laundry Tub, Pantry, Tray Ceiling(s), Walk-In Closet(s), Window Coverings
  • Private Spa: Yes
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer, Wine Cooler
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Door Features: French Doors
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Eat-in Kitchen, Formal
  • Kitchen Description: Island, Pantry

Exterior Features

  • Roof: Tile
  • View: Lake
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community, Below Ground, Electric Heat
  • Has Private Pool?: Yes
  • Waterfront Features: None
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)

Garage/Parking

  • Garage Spaces: 3
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 3
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence, Laundry Tub
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Schools

  • Elementary School: CHOICE
  • High School: CHOICE
  • Middle Or Junior School: CHOICE

Lot Info

  • Waterfront: No
  • Parcel Number: 32-46-26-E1-0900A.0300
  • Lot Size Sq Ft: 12545
  • Land Lease Expiration Date: 2026-05-21
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 10154.74
  • Tax Block: A

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 1

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 26, 2014
Sold by
Miller Oyal and Miller Lynn W
Bought by
Broadhead Paul and Broadhead Heather

Purchase Details

Closed on
Mar 14, 2011
Sold by
Lennar Homes Llc
Bought by
Miller Oyar and Miller Lynn W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.77%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $475,000 Marketplace Title
Special Warranty Deed $412,000 North American Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/07/2026 05/07/26 Sold $780,000 -2.5% $266 / Sq Ft
02/08/2026 02/08/26 Pending -- -- --
01/13/2026 01/13/26 Price Changed $800,000 -3.0% $273 / Sq Ft
11/08/2025 11/08/25 For Sale $825,000 -- $281 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,469 $620,275 -- --
2024 $10,155 $563,886 -- --
2023 $9,022 $512,624 $0 $0
2022 $8,134 $466,022 $0 $0
2021 $7,103 $423,656 $122,920 $300,736
2020 $6,890 $397,278 $120,600 $276,678
2019 $6,969 $400,529 $105,790 $294,739
2018 $7,607 $436,859 $98,350 $338,509
2017 $7,970 $456,226 $101,250 $354,976
2016 $7,919 $443,709 $101,250 $342,459
2015 $8,004 $435,563 $101,250 $334,313
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225078540

Multiple Listing Service of Bonita Springs-Estero

APN: 32-46-26-E1-0900A.0300

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