20970 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $5,456/month
Total Views
4,966
5
Beds
3
Baths
2,932
Sq Ft
$281
Price per Sq Ft
Highlights
- Fitness Center
- Gated with Attendant
- Lake View
- Pinewoods Elementary School Rated A-
- Heated In Ground Pool
- Clubhouse
About This Home
Welcome to one of the best finds in Bella Terra. This customized Sawgrass model offers nearly 3,000 square feet on a single level, with 5 bedrooms, 3 full baths, a 3-car garage, and a beautiful pool and spa with long lake views. If you’ve been waiting for the perfect home with space, style, and a true Florida lifestyle, this one checks every box.
Inside, you’ll find a traditional floorplan with a separate formal living and dining room, a spacious family room, and a bedroom up front that works perfectly as a home office. There’s also a private guest suite in the back with direct pool access, which is ideal for overnight visitors.
The kitchen is the heart of the home, featuring a large island-style layout with upgraded cabinetry, granite countertops, and quality appliances. Custom built-in cabinetry offers extra storage and two wine refrigerators — because one is never enough. Crown molding, tray ceilings, plantation shutters, window treatments, and neutral tile floors give this home a clean, finished look from room to room.
The primary suite offers an additional bump-out sitting area, perfect for a reading nook, Peloton, or small workspace. All three bathrooms have upgraded finishes, including granite. The laundry room is oversized and well-organized.
Step outside to a large, screened-in lanai built for entertaining. Enjoy the pool and spa, newer pool equipment, roll-down hurricane shutters, and picturesque western sunset views over the lake. Whether it’s morning coffee or an evening glass of wine, this is where you’ll want to be.
Additional updates include: 3M sun protection film on the windows, a freshly painted exterior, and upgraded hurricane protection throughout.
Meticulously maintained, move-in ready, and located in the Estates section of Bella Terra — this one is a rare find and incredibly hard to duplicate in this price range. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.
Listing Agent
Lisa Ninchritz
Royal Shell Real Estate, Inc. License #3438313 Listed on: 11/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,155
Year Built
- Built in 2011
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 72 x 150 x 95 x 150
- East Facing Home
- Oversized Lot
- Sprinkler System
- Property is zoned RPD
HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Entry on the 1st floor
- Tile Roof
- Stucco
Interior Spaces
- 2,932 Sq Ft Home
- 1-Story Property
- Built-In Features
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Electric Shutters
- Single Hung Windows
- Transom Windows
- Sliding Windows
- French Doors
- Entrance Foyer
- Great Room
- Formal Dining Room
- Den
- Screened Porch
- Lake Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Cooktop
- Microwave
- Freezer
- Dishwasher
- Wine Cooler
- Kitchen Island
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Tub
Home Security
- Security Gate
- Fire and Smoke Detector
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
Outdoor Features
- Screened Patio
Schools
- Choice Elementary And Middle School
- Choice High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 30 / A
- Assessor Parcel Number 32-46-26-E1-0900A.0300
Community Details
Overview
- Association fees include management, cable TV, internet, irrigation water, ground maintenance, pest control, recreation facilities, street lights, security
- Association Phone (239) 454-1101
- Bella Terra Subdivision
Amenities
- Clubhouse
- Community Library
Recreation
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Bocce Ball Court
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
- Trails
Security
- Gated with Attendant
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,155 | $620,275 | -- | -- |
| 2024 | $10,155 | $563,886 | -- | -- |
| 2023 | $9,022 | $512,624 | $0 | $0 |
| 2022 | $8,134 | $466,022 | $0 | $0 |
| 2021 | $7,103 | $423,656 | $122,920 | $300,736 |
| 2020 | $6,890 | $397,278 | $120,600 | $276,678 |
| 2019 | $6,969 | $400,529 | $105,790 | $294,739 |
| 2018 | $7,607 | $436,859 | $98,350 | $338,509 |
| 2017 | $7,970 | $456,226 | $101,250 | $354,976 |
| 2016 | $7,919 | $443,709 | $101,250 | $342,459 |
| 2015 | $8,004 | $435,563 | $101,250 | $334,313 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/08/2025 11/08/25 | For Sale | $825,000 | -- | $281 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | Marketplace Title | |
| Special Warranty Deed | $412,000 | North American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
About the Listing Agent
Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.
A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise
Lisa's Other Listings
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 225078540
APN: 32-46-26-E1-0900A.0300
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The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Southwest Florida Multiple Listing Service. All Rights Reserved
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