Ben Walling
Cahill Real Estate Services
(513) 586-6760
93 Total Sales
2 in Florence
$235K - $679K Price Range
21 Cardinal Dr Florence, KY 41042
Florence Area
2
Beds
2
Baths
1,008
Sq Ft
8,712
Sq Ft Lot
Highlights
- Ranch Style House
- Bonus Room
- Neighborhood Views
- Partially Wooded Lot
- No HOA
- Formal Dining Room
About This Home
As of January 2026Discover the opportunity at 21 Cardinal Drive in Florence, KY - a solid home with great bones and tons of potential. Whether you're an investor, first-time buyer, or someone looking to customize a space to your taste, this property is ready for your vision. The layout offers comfortable living space, a functional kitchen and room to reimagine and upgrade. This property features 2 bedrooms, 2 full bathrooms, a large backyard, 2 finished bonus rooms in the basement, and a one-car garage. Schedule a showing today!
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #293890 Listed on: 11/18/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 8,712 Sq Ft Lot
- Chain Link Fence
- Cleared Lot
- Partially Wooded Lot
Parking
- Attached Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Ranch Style House
- Brick Veneer
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,008 Sq Ft Home
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Formal Dining Room
- Bonus Room
- Neighborhood Views
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on lower level
- Electric Dryer Hookup
Basement
- Partial Basement
- Basement Storage
Outdoor Features
- Patio
- Fire Pit
- Pergola
Schools
- Florence Elementary School
- Jones Middle School
- Boone County High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2025
Closed on
Jan 23, 2026
Sold by
Foster Daine M and Foster Audriana
Bought by
Seller's Agent
Joey McCoy
RE/MAX Victory + Affiliates
Buyer's Agent
Alejandro Navarrete
Huff Realty - Florence
List Price
$220,000
Sold Price
$205,000
Premium/Discount to List
-$15,000
-6.82%
Views
154
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,071
Avg. Annual Appreciation
9.66%
Original Mortgage
$201,286
Outstanding Balance
$199,894
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$18,177
Purchase Details
Closed on
Aug 30, 2019
Sold by
Kunkel George J and Kunkel Haley
Bought by
Foster Daine M and Foster Audriana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,000
Interest Rate
3.7%
Mortgage Type
Unknown
Purchase Details
Closed on
May 31, 2016
Sold by
Harper Heather Hornsby and Harper Jeff
Bought by
Kunkel George J and Munkel Joseph G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,405
Interest Rate
3.58%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2006
Sold by
Conley Shawn and Conley Holly
Bought by
Hornsby Heather and Harper Jeff
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$13,000
Interest Rate
6.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 12, 1998
Sold by
Mattingly Theresa K
Bought by
Kenton County Airport Board
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Florence, KY
-
Ben Walling
-
Cherish Jessup
Cherish Jessup
Responds QuicklyeXp Realty
(859) 279-4286
73 Total Sales
11 in Florence
$128K - $310K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
225 Total Sales
12 in Florence
$143K - $425K Price Range
-
Shane Reno
Shane Reno
Huff Realty - Florence
(859) 600-0793
80 Total Sales
9 in Florence
$60K - $490K Price Range
-
Richard Hubbard
Richard Hubbard
RE/MAX Victory + Affiliates
(859) 955-4553
182 Total Sales
1 in Florence
$430,000 Price
-
Jeff Smith
Jeff Smith
RE/MAX Victory + Affiliates
(513) 952-8436
97 Total Sales
2 in Florence
$280K - $294K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $205,000 | American Homeland Title | |
| Warranty Deed | $148,000 | Springdale Title Llc | |
| Deed | $129,900 | Kentucky Land Title Agency | |
| Warranty Deed | $130,000 | None Available | |
| Deed | $84,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $201,286 | FHA | |
| Previous Owner | $148,700 | New Conventional | |
| Previous Owner | $145,319 | FHA | |
| Previous Owner | $6,000 | Unknown | |
| Previous Owner | $123,405 | New Conventional | |
| Previous Owner | $13,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/23/2026 01/23/26 | Sold | $205,000 | -2.4% | $203 / Sq Ft |
| 12/22/2025 12/22/25 | Pending | -- | -- | -- |
| 12/02/2025 12/02/25 | Price Changed | $210,000 | -4.5% | $208 / Sq Ft |
| 11/18/2025 11/18/25 | For Sale | $220,000 | -- | $218 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,440 | $148,000 | $15,000 | $133,000 |
| 2024 | $1,412 | $148,000 | $15,000 | $133,000 |
| 2023 | $1,396 | $148,000 | $15,000 | $133,000 |
| 2022 | $1,403 | $148,000 | $15,000 | $133,000 |
| 2021 | $1,845 | $148,000 | $15,000 | $133,000 |
| 2020 | $1,435 | $148,000 | $15,000 | $133,000 |
| 2019 | $1,271 | $129,900 | $15,000 | $114,900 |
| 2018 | $1,323 | $129,900 | $15,000 | $114,900 |
| 2017 | $1,257 | $129,900 | $15,000 | $114,900 |
| 2015 | $1,165 | $121,340 | $15,000 | $106,340 |
| 2013 | -- | $121,340 | $15,000 | $106,340 |
Source: Public Records
Agents Affiliated with this Home
-
Joey McCoy
Seller's Agent in 2026
Joey McCoy
RE/MAX
(859) 630-8394
22 Total Sales
-
Alejandro Navarrete
Buyer's Agent in 2026
Alejandro Navarrete
Huff Realty - Florence
(859) 818-4614
155 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638077
APN: 061.03-22-017.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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