Seller's Agent in 2026
Joey McCoy
RE/MAX
(859) 630-8394
17 Total Sales
21 Cardinal Dr Florence, KY 41042
Estimated Value: $203,000 - $209,638
2
Beds
2
Baths
1,008
Sq Ft
$204/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Bonus Room
- Neighborhood Views
- Partially Wooded Lot
- No HOA
- Formal Dining Room
About This Home
As of January 2026Discover the opportunity at 21 Cardinal Drive in Florence, KY - a solid home with great bones and tons of potential. Whether you're an investor, first-time buyer, or someone looking to customize a space to your taste, this property is ready for your vision. The layout offers comfortable living space, a functional kitchen and room to reimagine and upgrade. This property features 2 bedrooms, 2 full bathrooms, a large backyard, 2 finished bonus rooms in the basement, and a one-car garage. Schedule a showing today!
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #293890 Listed on: 11/18/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 8,712 Sq Ft Lot
- Chain Link Fence
- Cleared Lot
- Partially Wooded Lot
Parking
- Attached Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Ranch Style House
- Brick Veneer
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,008 Sq Ft Home
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Formal Dining Room
- Bonus Room
- Neighborhood Views
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on lower level
- Electric Dryer Hookup
Basement
- Partial Basement
- Basement Storage
Outdoor Features
- Patio
- Fire Pit
- Pergola
Schools
- Florence Elementary School
- Jones Middle School
- Boone County High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2025
Closed on
Jan 23, 2026
Sold by
Bought by
Seller's Agent
Joey McCoy
RE/MAX Victory + Affiliates
Buyer's Agent
Alejandro Navarrete
Huff Realty - Florence
List Price
$220,000
Sold Price
$205,000
Premium/Discount to List
-$15,000
-6.82%
Views
154
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$910
Avg. Annual Appreciation
1.09%
Original Mortgage
$201,286
Outstanding Balance
$201,092
Interest Rate
6.18%
Mortgage Type
FHA
Estimated Equity
$4,818
Purchase Details
Closed on
Aug 30, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,319
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
May 31, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,405
Interest Rate
3.58%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 28, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$13,000
Interest Rate
6.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 12, 1998
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $205,000 | American Homeland Title | ||
| $148,000 | Springdale Title Llc | ||
| $129,900 | Kentucky Land Title Agency | ||
| $130,000 | None Available | ||
| $84,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $201,286 | ||
| Previous Owner | $145,319 | ||
| Previous Owner | $123,405 | ||
| Previous Owner | $13,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/23/2026 01/23/26 | Sold | $205,000 | -2.4% | $203 / Sq Ft |
| 12/22/2025 12/22/25 | Pending | -- | -- | -- |
| 12/02/2025 12/02/25 | Price Changed | $210,000 | -4.5% | $208 / Sq Ft |
| 11/18/2025 11/18/25 | For Sale | $220,000 | -- | $218 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,440 | $148,000 | $15,000 | $133,000 |
| 2024 | $1,412 | $148,000 | $15,000 | $133,000 |
| 2023 | $1,396 | $148,000 | $15,000 | $133,000 |
| 2022 | $1,403 | $148,000 | $15,000 | $133,000 |
| 2021 | $1,845 | $148,000 | $15,000 | $133,000 |
| 2020 | $1,435 | $148,000 | $15,000 | $133,000 |
| 2019 | $1,271 | $129,900 | $15,000 | $114,900 |
| 2018 | $1,323 | $129,900 | $15,000 | $114,900 |
| 2017 | $1,257 | $129,900 | $15,000 | $114,900 |
| 2015 | $1,165 | $121,340 | $15,000 | $106,340 |
| 2013 | -- | $121,340 | $15,000 | $106,340 |
Source: Public Records
Agents Affiliated with this Home
-
Joey McCoy
-
Alejandro Navarrete
Buyer's Agent in 2026
Alejandro Navarrete
Huff Realty - Florence
(859) 818-4614
163 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638077
APN: 061.03-22-017.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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