Mary St George
Real Broker NY, LLC
(315) 325-8266
72 Total Sales
2 in Waterloo
$155,000 Price Range
21 Church St Waterloo, NY 13165
Waterloo Area
8
Beds
4
Baths
3,396
Sq Ft
7,841
Sq Ft Lot
Highlights
- Property is near public transit
- Porch
- Baseboard Heating
- Corner Lot
- Open Patio
- High Speed Internet
About This Home
As of July 2026Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.
Last Agent to Sell the Property
Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 04/30/2026
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,822
Year Built
- Built in 1900
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 58x133
- Corner Lot
- Rectangular Lot
Home Design
- Quadruplex
- Stone Foundation
- Wood Siding
Interior Spaces
- 3,396 Sq Ft Home
- 2-Story Property
- Basement Fills Entire Space Under The House
- Attic or Crawl Hatchway Insulated
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 8 Bedrooms
- 4 Full Bathrooms
Parking
- Gravel Driveway
- Off-Site Parking
Outdoor Features
- Open Patio
- Porch
Location
- Property is near public transit
Utilities
- Heating System Uses Gas
- Baseboard Heating
- Hot Water Heating System
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Rent includes electricity, heat
- Tax Lot 13
- Assessor Parcel Number 453801-010-000-0002-013-000-0000
Community Details
Overview
- 4 Units
Building Details
- 1 Separate Gas Meter
- Gross Income $48,600
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 8, 2023
Closed on
May 30, 2023
Sold by
Bought by
Seller's Agent
Khari Sabb
Hunt Real Estate ERA
Buyer's Agent
Belinda Fratto
Howard Hanna
List Price
$159,900
Sold Price
$130,000
Premium/Discount to List
-$29,900
-18.7%
Views
54
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%
Purchase Details
Closed on
May 24, 2021
Sold by
Bought by
Purchase Details
Closed on
Jan 18, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Waterloo, NY
-
Mary St George
-
Nathan Krause
Nathan Krause
Responds QuicklyBerkshire Hathaway HomeServices CNY Realty
(315) 954-4605
203 Total Sales
6 in Waterloo
$250K - $280K Price Range
-
Amanda Faatz
Amanda Faatz
Acropolis Realty Group LLC
(315) 870-1901
94 Total Sales
2 in Waterloo
$150,000 Price Range
-
Kevin Faatz
Kevin Faatz
Acropolis Realty Group LLC
(315) 640-4696
99 Total Sales
2 in Waterloo
$150,000 Price Range
-
Emily Haberek
Emily Haberek
Responds QuicklyColdwell Banker Prime Prop,Inc
(315) 631-1877
48 Total Sales
1 in Waterloo
$290,000 Price
-
Keith Larwood
Keith Larwood
Empire Realty Group
(585) 536-0842
54 Total Sales
2 in Waterloo
$200,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $130,000 | None Available | |
| Deed | $40,000 | None Available | |
| Deed | $54,000 | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/22/2026 07/22/26 | Sold | $195,000 | +3.7% | $57 / Sq Ft | |
| 05/11/2026 05/11/26 | Pending | -- | -- | -- | |
| 04/30/2026 04/30/26 | For Sale | $188,000 | +44.6% | $55 / Sq Ft | |
| 05/31/2023 05/31/23 | Sold | $130,000 | -18.7% | $38 / Sq Ft | View Prior Sale |
| 03/15/2023 03/15/23 | Pending | -- | -- | -- | |
| 02/08/2023 02/08/23 | For Sale | $159,900 | -- | $47 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,576 | $75,000 | $12,100 | $62,900 |
| 2024 | $3,576 | $75,000 | $12,100 | $62,900 |
| 2023 | $35 | $75,000 | $12,100 | $62,900 |
| 2022 | $3,497 | $75,000 | $12,100 | $62,900 |
| 2021 | $3,375 | $75,000 | $12,100 | $62,900 |
| 2020 | $3,325 | $75,000 | $12,100 | $62,900 |
| 2019 | $1,354 | $75,000 | $12,100 | $62,900 |
| 2018 | $3,249 | $75,000 | $12,100 | $62,900 |
| 2017 | $2,391 | $75,000 | $12,100 | $62,900 |
| 2016 | $1,270 | $26,000 | $9,200 | $16,800 |
| 2015 | -- | $26,000 | $9,200 | $16,800 |
| 2014 | -- | $26,000 | $9,200 | $16,800 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Fratto
Seller's Agent in 2026
Belinda Fratto
Howard Hanna
(315) 521-7413
372 Total Sales
-
Dillon Phillips
Buyer's Agent in 2026
Dillon Phillips
Keller Williams Realty Gateway
(315) 702-7430
17 Total Sales
-
Khari Sabb
Seller's Agent in 2023
Khari Sabb
Hunt Real Estate ERA
(585) 613-6492
162 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1676789
APN: 453801-010-000-0002-013-000-0000
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