$188,000
PENDING

21 Church St Waterloo, NY 13165

Estimated payment $1,323/month

Total Views 1,092
8 Beds
4 Baths
3,396 Sq Ft
$55 Price per Sq Ft

Highlights

  • Property is near public transit
  • Porch
  • Baseboard Heating
  • Corner Lot
  • Open Patio
  • High Speed Internet

About This Home

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

Listing Agent

Belinda Fratto

Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 04/30/2026

Howard Hanna

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,822

Year Built

  • Built in 1900

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 58x133
  • Corner Lot
  • Rectangular Lot

Home Design

  • Quadruplex
  • Stone Foundation
  • Wood Siding

Interior Spaces

  • 3,396 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House
  • Attic or Crawl Hatchway Insulated

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 8 Bedrooms
  • 4 Full Bathrooms

Parking

  • Gravel Driveway
  • Off-Site Parking

Outdoor Features

  • Open Patio
  • Porch

Location

  • Property is near public transit

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 453801-010-000-0002-013-000-0000

Community Details

Overview

  • 4 Units

Building Details

  • 1 Separate Gas Meter
  • Gross Income $48,600

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,822

Year Built

Built in 1900

Lot Details

7,841 Sq Ft Lot

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Electricity, Heat
  • Year Built: 1900
  • Attribution Contact: 315-521-7413
  • Lot Features: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Starting from Main Street in Village of Waterloo go North on Church Street, house sits proudly on the left and corner of E Elisha Street
  • Architectural Style: Fourplex
  • Flooring: Laminate, Varies, Vinyl
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 8
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.18
  • Waterfront: No
  • Construction Type: Attic/Crawl Hatchway(s) Insulated, Wood Siding
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Parking Features: Gravel, Off Site

Utilities

  • Heating: Gas, Baseboard, Hot Water
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-010-000-0002-013-000-0000
  • Lot Dimensions: 58X133
  • Lot Size Sq Ft: 7841.0
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential Multi Use

Multi Family

  • Number Of Units In Community: 4
  • Number Of Units Total: 4
  • Annual Gross Income: 48600.0
  • Number Of Separate Electric Meters: 1
  • Number Of Separate Gas Meters: 1

Tax Info

  • Tax Annual Amount: 3822.0
  • Tax Lot: 13

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,576 $75,000 $12,100 $62,900
2024 $3,576 $75,000 $12,100 $62,900
2023 $35 $75,000 $12,100 $62,900
2022 $3,497 $75,000 $12,100 $62,900
2021 $3,375 $75,000 $12,100 $62,900
2020 $3,325 $75,000 $12,100 $62,900
2019 $1,354 $75,000 $12,100 $62,900
2018 $3,249 $75,000 $12,100 $62,900
2017 $2,391 $75,000 $12,100 $62,900
2016 $1,270 $26,000 $9,200 $16,800
2015 -- $26,000 $9,200 $16,800
2014 -- $26,000 $9,200 $16,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/11/2026 05/11/26 Pending -- -- --
04/30/2026 04/30/26 For Sale $188,000 +44.6% $55 / Sq Ft
05/31/2023 05/31/23 Sold $130,000 -18.7% $38 / Sq Ft View Prior Sale
03/15/2023 03/15/23 Pending -- -- --
02/08/2023 02/08/23 For Sale $159,900 -- $47 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $130,000 None Available
Warranty Deed $130,000 None Available
Warranty Deed $130,000 None Available
Deed $40,000 None Available
Deed $40,000 None Available
Deed $54,000 --
Deed $54,000 --
Source: Public Records

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1676789

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-010-000-0002-013-000-0000

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