NOT LISTED FOR SALE

21 Saint James St Panacea, FL 32346

Estimated Value: $278,000 - $339,000

3 Beds
1 Bath
1,334 Sq Ft
$223/Sq Ft Est. Value

Sale Details

Date Sold: November 13, 2025

Last sale price $290,000 $217 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,810 / mo

64 Days on Market

Highlights

  • Bay View
  • Deck
  • Central Heating and Cooling System
  • Craftsman Architecture
  • Sun or Florida Room
  • Utility Room

About This Home

As of November 2025

Absolutely Gorgeous! Simply the cutest, artsy cottage for sale in Panacea! Adorable 3 Bedroom, 1 bath perfect for getting away from the worries of the city! This gem is the escape you've been looking for- whether as a weekend retreat or you want to decompress full time- this is the one! Super cute touches throughout and great layout for a family or couple. Sweet little peek-a-boo view of the water as well. Enjoy your tranquil deck space on this beautiful shady lot and water access to the Ochlocknee River for residents just steps away at the end of the street! This one won't last long- come see it today!

Last Agent to Sell the Property

Lee Hall

Bespoke Realty of Tallahassee License #3438946 Listed on: 09/10/2025

Last Buyer's Agent

Stacie Spears Dixon

The Naumann Group Real Estate License #3070377

The Naumann Group Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,062

Year Built

  • Built in 1950

Lot Details

  • 4,792 Sq Ft Lot
  • Dirt Road

Parking

  • 2 Carport Spaces

Property Views

  • Bay
  • River

Home Design

  • Craftsman Architecture
  • Wood Siding

Interior Spaces

  • 1,334 Sq Ft Home
  • 1-Story Property
  • Sun or Florida Room
  • Utility Room
  • Washer
  • Laminate Flooring

Kitchen

  • Oven
  • Range
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Medart Elementary School
  • Wakulla Middle School
  • Wakulla High School

Additional Features

  • Deck
  • Central Heating and Cooling System

Community Details

  • Surf Subdivision

Listing and Financial Details

  • Legal Lot and Block 6 / D
  • Assessor Parcel Number 12129-03-6S-02W-035-03733-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,062

Year Built

Built in 1950

Lot Details

4,792 Sq Ft Lot

Listing Details

  • Waterfront: No
  • Year Built: 1950
  • Directions: 98 to R on Surf. to L on St. James. to house on left
  • Elementary School: MEDART
  • High School: WAKULLA
  • PropertySubType: Detached
  • PropertyType: Residential
  • ResoRoadSurfaceType: Unimproved
  • Appliances: Dryer, Dishwasher, Disposal, Ice Maker, Oven, Range, Refrigerator, Washer
  • Subdivision Name: SURF
  • Owner Name: On Record
  • Architectural Style: Craftsman, One Story
  • Bedrooms: 3
  • ResoBuildingAreaSource: Assessor
  • Carport Y N: Yes
  • Fireplace: No
  • Reso Interior Features: Sun Room
  • Reso Parking Features: Carport, Two Spaces
  • Reso Patio And Porch Features: Deck
  • Property Attached Yn: No
  • Reso Room Type: Sunroom, Utility Room
  • Building Stories: 1
  • PropertySubTypeAdditional: Detached,Single Family Residence
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Flooring: Laminate
  • Full Bathrooms: 1
  • Living Area: 1334.0

Exterior Features

  • View: Bay, River
  • Acres: 0.11
  • Pool Private: No
  • View: Yes
  • Home Warranty: No
  • Construction Materials: Wood Siding

Garage/Parking

  • Carport Spaces: 2.0

Utilities

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Sewer: Septic Tank
  • Cooling Y N: Yes
  • Heating Yn: Yes

Fee Information

  • Association Fee Includes: None

Schools

  • Middle Or Junior School: WAKULLA

Lot Info

  • Parcel Number: 12129-03-6S-02W-035-03733-000

Tax Info

  • Tax Annual Amount: 2062.0
  • Tax Block: D
  • Tax Lot: 6

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2025
Closed on
Nov 1, 2025
Sold by
Bought by
Seller's Agent
Lee Hall
Bespoke Realty of Tallahassee
Buyer's Agent
Stacie Spears Dixon
The Naumann Group Real Estate
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
40
Current Estimated Value
$297,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,385
Avg. Annual Appreciation
3.66%
Original Mortgage
$213,750
Interest Rate
0.0627%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 4, 2019
Closed on
Mar 17, 2020
Sold by
Bought by
Buyer's Agent
David Collins
David Collins Schools, LLC
List Price
$160,000
Sold Price
$150,000
Premium/Discount to List
-$10,000
-6.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.35%

Purchase Details

Closed on
Mar 9, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
0.0491%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 20, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
0.0491%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 4, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$290,000 None Listed On Document
$150,000 Owen Title Company Inc
$75,000 Fairview Title
-- None Available
$300,900 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $213,750
Previous Owner $48,000
Previous Owner $300,900
Previous Owner $136,000
Previous Owner $96,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/03/2025 12/03/25 For Sale $325,000 +12.1% $244 / Sq Ft
12/03/2025 12/03/25 Pending -- -- --
11/13/2025 11/13/25 Sold $290,000 -10.8% $217 / Sq Ft
09/10/2025 09/10/25 For Sale $325,000 +116.7% $244 / Sq Ft
03/17/2020 03/17/20 Sold $150,000 -6.3% $112 / Sq Ft View Prior Sale
11/04/2019 11/04/19 For Sale $160,000 -- $120 / Sq Ft
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,281 $137,816 $12,000 $125,816
2024 $2,062 $121,193 $12,000 $109,193
2023 $2,090 $122,748 $12,000 $110,748
2022 $1,919 $116,847 $12,000 $104,847
2021 $1,763 $100,274 $7,500 $92,774
2020 $1,621 $94,448 $7,500 $86,948
2019 $1,576 $90,325 $7,500 $82,825
2018 $1,458 $80,689 $7,500 $73,189
2017 $1,397 $75,251 $0 $0
2016 $1,414 $72,684 $0 $0
2015 $1,446 $71,276 $0 $0
2014 $1,442 $68,971 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

MLS Number: 390899

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

APN: 03-6S-02W-035-03733-000

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