NOT LISTED FOR SALE

21 Spruce Run Ramsey, NJ 07446

Ramsey Area

Estimated Value: $789,000 - $828,643

3 Beds
4 Baths
1,787 Sq Ft
$453/Sq Ft Est. Value

Sale Details

Date Sold: November 7, 2025

Last sale price $790,000 $442 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $5,469 / mo

11 Days on Market

About This Home

As of November 2025

This home is located at 21 Spruce Run, Ramsey, NJ 07446 since 26 September 2025 and is currently estimated at $808,661, approximately $452 per square foot. This property was built in 1983. 21 Spruce Run is a home located in Bergen County with nearby schools including Ramsey High School and Young World Day School.

Last Agent to Sell the Property

Nativita Warner

KELLER WILLIAMS PREMIER Brokerage Phone: 609-459-5100 Listed on: 09/26/2025

KELLER WILLIAMS PREMIER

Last Buyer's Agent

SHALYNE LEONARDO

COMPASS NEW JERSEY LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1983

Lot Details

  • 871

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Bathrooms

Home Details

Home Type

Single Family

Year Built

Built in 1983

Lot Details

871 Sq Ft Lot

Listing Details

  • Year Built: 1983
  • County Name: Bergen
  • I D: 5387315
  • Attribution Contact: 609-459-5100
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Bathrooms: 3.10

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Oct 31, 2025
Sold by
Safeguard Credit Counselling Services In and Safeguard Credit Counseling Services Inc
Bought by
Seller's Agent
Nativita Warner
KELLER WILLIAMS PREMIER
Buyer's Agent
SHALYNE LEONARDO
COMPASS NEW JERSEY LLC
List Price
$724,999
Sold Price
$790,000
Premium/Discount to List
$65,001
8.97%
Views
114
Current Estimated Value
$808,661

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,661
Avg. Annual Appreciation
2.96%
Original Mortgage
$750,500
Outstanding Balance
$744,720
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$63,941

Purchase Details

Closed on
Mar 10, 2025
Sold by
Huss Genevieve and Mendez Victoria
Bought by
Safeguard Credit Counselling Services Inc

Purchase Details

Closed on
Mar 26, 1999
Sold by
Kahn Robert
Bought by
Huss Genevieve

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,100
Interest Rate
6.78%

Purchase Details

Closed on
Nov 10, 1996
Sold by
Duda Roseann and Duda Walter
Bought by
Kahn Robert
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Ramsey, NJ

  • Annmarie Kovacs Real Estate Agent - Howard Hanna Rand Realty

    Annmarie Kovacs

    Responds Quickly

    Howard Hanna Rand Realty

    (551) 278-8930

    69 Total Sales

    1 in Ramsey

    $739,000 Price

    Annmarie Kovacs
     Section Image
  • Dena Matthews Real Estate Agent - Weichert Realtors, Tenafly-Cresskill

    Dena Matthews

    Weichert Realtors, Tenafly-Cresskill

    (973) 382-9476

    25 Total Sales

    1 in Ramsey

    $945,000 Price

    Dena Matthews
     Section Image
  • Josephine Taylor Real Estate Agent - RE/MAX Properties Plus

    Josephine Taylor

    RE/MAX Properties Plus

    (551) 303-7367

    60 Total Sales

    1 in Ramsey

    $470,000 Price

    Josephine Taylor
     Section Image
  • Jacqueline Vasquez Real Estate Agent - Keller Williams Village Sq Rlt

    Jacqueline Vasquez

    Keller Williams Village Sq Rlt

    (855) 694-3653

    52 Total Sales

    1 in Ramsey

    $305,000 Price

    Jacqueline Vasquez
     Section Image
  • Susan Bai Real Estate Agent - Keller Williams Village Square Realty

    Susan Bai

    Responds Quickly

    Keller Williams Village Square Realty

    (551) 305-4076

    66 Total Sales

    1 in Ramsey

    $636,000 Price

    Susan Bai
     Section Image
  • Robert Galvan Real Estate Agent - Prominent Properties Sotheby's International Realty-Ridgewood

    Robert Galvan

    Prominent Properties Sotheby's International Realty-Ridgewood

    (973) 339-0786

    41 Total Sales

    2 in Ramsey

    $322K - $480K Price Range

    Robert Galvan
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$790,000 Stewart Title Guaranty Company
Safeguard Credit Counselling Services Inc -- None Listed On Document
Huss Genevieve $244,900 --
Kahn Robert $213,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $750,500
Previous Owner Huss Genevieve $195,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $790,000 +9.0% $442 / Sq Ft
10/09/2025 10/09/25 Pending -- -- --
09/28/2025 09/28/25 For Sale $724,999 -- $406 / Sq Ft
Source: Garden State MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $12,352 $608,600 $205,000 $403,600
2025 $12,911 $599,900 $200,000 $399,900
2024 $12,522 $457,500 $190,000 $267,500
2023 $12,000 $457,500 $190,000 $267,500
2022 $12,000 $457,500 $190,000 $267,500
2021 $10,946 $457,500 $190,000 $267,500
2020 $11,758 $457,500 $190,000 $267,500
2019 $11,245 $457,500 $190,000 $267,500
2018 $10,966 $457,500 $190,000 $267,500
2017 $10,760 $457,500 $190,000 $267,500
2016 $10,463 $457,500 $190,000 $267,500
2015 $10,939 $405,000 $170,000 $235,000
2014 $10,753 $405,000 $170,000 $235,000
Source: Public Records

Agents Affiliated with this Home

  • Nativita Warner Real Estate Agent - KELLER WILLIAMS PREMIER

    Seller's Agent in 2025

    Nativita Warner

    KELLER WILLIAMS PREMIER

    (609) 358-3300

    103 Total Sales

    Nativita Warner
    Section Image

  • SL

    Buyer's Agent in 2025

    SHALYNE LEONARDO

    COMPASS NEW JERSEY LLC

See All Agents

Map

Source: Garden State MLS

MLS Number: 3989200

Garden State MLS

APN: 48-04905-0000-00042-0000-C0021

New Jersey Bergen County Ramsey 07446

21 Spruce Run, Ramsey, NJ

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