$492,500

Estimated payment $2,953/month

5 Beds
3 Baths
2,710 Sq Ft
$182 Price per Sq Ft

Highlights

  • Home fronts a pond
  • Screened Porch
  • Formal Dining Room
  • Cathedral Ceiling
  • Breakfast Area or Nook
  • 2 Car Attached Garage

About This Home

Welcome to this spacious and versatile 5-bedroom, 3-bathroom home offering over 2,700 square feet of living space, plus an additional 400-square-foot enclosed lanai—creating the perfect setting for year round Florida living and effortless entertaining. Nestled in the established Whisper Ridge community, known for its beautiful mature trees and well-maintained surroundings, this home offers the space and flexibility today's buyers are looking for. Inside, you'll find tile flooring throughout, a formal living room, formal dining room, and a welcoming family room that opens off the expansive kitchen. The kitchen features newer appliances, abundant cabinetry, generous counter space, and a breakfast nook. The spacious primary suite provides a relaxing retreat with a soaking tub, separate shower, split double vanities, and plenty of room to unwind. A thoughtfully designed split floor plan includes two bedrooms and a full bathroom that can easily function as a private in-law suite, complete with convenient access through the garage. Step outside to the nearly 400-square-foot enclosed lanai, an ideal space for year-round entertaining, which opens to a large patio overlooking the peaceful lake. Whether you're hosting family gatherings, grilling with friends, or simply enjoying your morning coffee, the outdoor living spaces are sure to impress. Additional highlights include an oversized two-car garage with exceptional storage, a driveway that comfortably accommodates up to six vehicles, a whole-house water softener, a kitchen water purification system, and a private irrigation well to keep the lawn lush while helping reduce water costs. Located just minutes from the Outlet Malls, World Golf Village, dining, and easy access to I-95, this home offers low community fees and no CDD fee—making it as practical as it is desirable. Offering generous living space, flexible living arrangements, thoughtful upgrades, and an outstanding location in one of St. Augustine's most desirable neighborhoods, this Whisper Ridge home is ready to welcome its next owners. ** some images have been digitally furnished **

Listing Agent

Kate Stevens

Florida Homes Realty & Mortgage Listed on: 07/28/2026

Florida Homes Realty & Mortgage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,569

Year Built

  • Built in 2005

Lot Details

  • 11,761 Sq Ft Lot
  • Home fronts a pond
  • Partially Fenced Property
  • Rectangular Lot
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Split Level Home
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 2,710 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Insulated Windows
  • Window Treatments
  • Formal Dining Room
  • Screened Porch
  • Tile Flooring

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Schools

  • Mill Creek Elementary School
  • Mill Creek Academy Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener

Community Details

  • Association fees include community maintained, management

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 029323-0410

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,569

Year Built

Built in 2005

Lot Details

0.27 Acres

HOA Fees

$43 per month

Parking

2

Listing Details

  • Acreage: 1/4 To 1/2 Acre
  • Additional Marketing: Yes
  • Association Maintenance Fee: 260
  • Class: Residential
  • Construction: Frame, Stucco
  • Extras: Auto Sprinkler, Bedroom Downstairs, Cathedral Ceiling, Hoa, Insulated Windows, Partial Fence, Well, Irrigation System/Well
  • Heat: Central, Electric
  • Hoa Fees: Community Maintained, Management
  • Hoa Restrictions: See Docs
  • Hoa Term: Semi-Annual
  • HOA: Yes
  • Homestead Exemption Yn: Yes
  • Legal Description: 50/49-58 WHISPER RIDGE UNIT 3 LOT 41 OR4511&1816 & 4537/360(C/D) & 5662/125(L/E)
  • Location: Suburban
  • Lvt Date: 07/28/2026
  • Other Sq Ft: 1631
  • Personal Property: Ceiling Fans, Chandelier, Dishwasher, Disposal, Garage Door, Microwave, Range, Refrigerator, Window Treatments, Water Softener
  • Screened Porch: Yes
  • Split Plan: Yes
  • Stories In Building: 1
  • Style: Single Family Home
  • Type Of Property: Single Family Residence
  • Waste: Installed, Sewer
  • Year Built: 2005
  • Addnl Marketing Remarks: A thoughtfully designed split floor plan includes two bedrooms and a full bathroom that can easily function as a private in-law suite, complete with convenient access through the garage. Step outside to the nearly 400-square-foot enclosed lanai, an ideal space for year-round entertaining, which opens to a large patio overlooking the peaceful lake. Whether you're hosting family gatherings, grilling with friends, or simply enjoying your morning coffee, the outdoor living spaces are sure to impress. Additional highlights include an oversized two-car garage with exceptional storage, a driveway that comfortably accommodates up to six vehicles, a whole-house water softener, a kitchen water purification system, and a private irrigation well to keep the lawn lush while helping reduce water costs. Located just minutes from the Outlet Malls, World Golf Village, dining, and easy access to I-95, this home offers low community fees and no CDD fee—making it as practical as it is desirable. Offering generous living space, flexible living arrangements, thoughtful upgrades, and an outstanding location in one of St. Augustine's most desirable neighborhoods, this Whisper Ridge home is ready to welcome its next owners. ** some images have been digitally furnished **
  • Marketing For Public Vw: Welcome to this spacious and versatile 5-bedroom, 3-bathroom home offering over 2,700 square feet of living space, plus an additional 400-square-foot enclosed lanai—creating the perfect setting for year round Florida living and effortless entertaining. Nestled in the established Whisper Ridge community, known for its beautiful mature trees and well-maintained surroundings, this home offers the space and flexibility today's buyers are looking for. Inside, you'll find tile flooring throughout, a formal living room, formal dining room, and a welcoming family room that opens off the expansive kitchen. The kitchen features newer appliances, abundant cabinetry, generous counter space, and a breakfast nook. The spacious primary suite provides a relaxing retreat with a soaking tub, separate shower, split double vanities, and plenty of room to unwind.
  • Subdivision Condo: Whisper Ridge
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Primary Bathroom: Tub/Shower Separate
  • Bathrooms: 3
  • Bedrooms: 5
  • Dining Type: Formal
  • Entry Level: Ground Level
  • Flooring: Tile
  • Living Sq Ft: 2710
  • Master Bedroom: On Level: 1
  • Price Per Sq Ft: 181.73

Exterior Features

  • Roof: Shingle
  • Stories: 1
  • Substructure: Slab
  • Waterfront Type: Man-Made Pond
  • Waterfront: Yes
  • Private Pool: No

Garage/Parking

  • Parking Facilities: 2 Car Garage, Attached, Off Street, Garage Door Opener

Utilities

  • Air Conditioner: Central, Electric
  • Water: County, Well

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalk, Street Lights, Suburban

Schools

  • Elementary School: Mill Creek Elementary
  • High School: St. Augustine
  • Middle School: Mill Creek Academy

Lot Info

  • Acres: 0.27
  • Lot Size: 11761
  • Lot Type: Regular
  • Zoning: PUD
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 029323-0410
  • Taxes: 3569.03
  • Tax Year: 2025

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,569 $291,601
2025 $3,092 $283,935
2024 $3,092 $275,933
2023 $3,092 $267,896 $0 $0
2022 $3,055 $260,093 $0 $0
2021 $3,033 $252,517 $0 $0
2020 $3,022 $249,031 $0 $0
2019 $3,076 $243,432 $0 $0
2018 $2,352 $194,667 $0 $0
2017 $2,339 $190,663 $0 $0
2016 $2,335 $192,343 $0 $0
2015 $2,369 $191,006 $0 $0
2014 $2,376 $189,490 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/28/2026 07/28/26 For Sale $492,500 +64.7% $182 / Sq Ft
12/17/2023 12/17/23 Off Market $299,000 -- --
02/28/2018 02/28/18 Sold $299,000 -3.2% $110 / Sq Ft View Prior Sale
02/08/2018 02/08/18 Pending -- -- --
02/02/2018 02/02/18 For Sale $309,000 -- $114 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed -- Landmark Title
Warranty Deed $299,000 Landmark Title
Special Warranty Deed $461,500 Attorney
Warranty Deed $262,800 Universal Land Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $452,108 VA
Previous Owner $208,200 Fannie Mae Freddie Mac
Source: Public Records

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 263434

St. Augustine and St. Johns County Board of REALTORS®

APN: 029323-0410

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