Lance Willard
CHARLES RUTENBERG REALTY INC
(727) 888-6695
667 Total Sales
1 in Harbor Bluffs
$655,000 Price
2120 23rd St SW Largo, FL 33774
Harbor Bluffs Neighborhood
3
Beds
1.5
Baths
1,548
Sq Ft
6,299
Sq Ft Lot
Highlights
- Wine Refrigerator
- Formal Dining Room
- Family Room Off Kitchen
- No HOA
- Converted Garage
- Front Porch
About This Home
As of August 2026Investor Alert or Perfect Primary Residence! Discover this charming 3-bedroom, 1.5-bath block construction home located in Unincorporated Largo, which allows for highly desirable short-term rentals and income potential. This property offers approximately 1,548 sqft of living space and features recent, modern 2026 renovations, including impact windows throughout. Enjoy the efficiency of natural gas which operates both the water heater and kitchen range, and peace of mind with a newer HVAC system (2017). The floor plan is ideal for entertaining or just enjoying time as a family. The living room is spacious and includes a dry bar, there is a separate dining area as well as spacious eat-in area in the kitchen. The home also includes a relaxing screened porch. Location is everything in Florida! This property is just a 13-minute drive to the sands of Indian Rocks Beach and is surrounded by fantastic parks and recreation, including: Southwest Recreation Center and Public Pool, Splash Harbor Water Park, the beautiful FL Botanical Gardens, and George McGough Nature Park. This vacant home is ready for immediate occupancy and is situated in Flood Zone X and a Non-Evacuation Zone for potential insurance savings. Don't miss this exceptional opportunity!
Last Agent to Sell the Property
KELLER WILLIAMS ST PETE REALTY Brokerage Email: murraycoleman@kw.com License #3287225 Listed on: 05/08/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $757
Year Built
- Built in 1972
Lot Details
- 6,299 Sq Ft Lot
- Lot Dimensions are 60x105
- West Facing Home
- Chain Link Fence
- Property is zoned R-3
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,548 Sq Ft Home
- 1-Story Property
- Dry Bar
- Family Room Off Kitchen
- Formal Dining Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Dinette
- Range
- Microwave
- Dishwasher
- Wine Refrigerator
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Converted Garage
- Driveway
- Off-Street Parking
Outdoor Features
- Screened Patio
- Shed
- Private Mailbox
- Front Porch
Schools
- Ridgecrest Elementary School
- Seminole Middle School
- Largo High School
Utilities
- Central Air
- Heating Available
- Gas Water Heater
Community Details
- No Home Owners Association
- Gulf Terrace 1St Add Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 38 / 34526
- Assessor Parcel Number 04-30-15-34526-000-0380
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 10, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,847
Interest Rate
6.85%
Mortgage Type
Construction
Purchase Details
Closed on
May 2, 2025
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harbor Bluffs, FL
-
Lance Willard
-
Andy Burwell
Andy Burwell
BURWELL REAL ESTATE
(727) 732-2171
134 Total Sales
1 in Harbor Bluffs
$1,235,000 Price
-
Kari Hazeltine
Kari Hazeltine
RE/MAX MARKETING SPECIALISTS
(727) 877-1768
111 Total Sales
1 in Harbor Bluffs
$715,000 Price
-
Antje Anderson
Antje Anderson
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 349-3862
78 Total Sales
1 in Harbor Bluffs
$450,000 Price
-
Dario Vitagliano
Dario Vitagliano
REALTY ONE GROUP INNOVATION
(855) 734-2891
45 Total Sales
1 in Harbor Bluffs
$196,000 Price
-
Melissa Stamos
Melissa Stamos
COASTAL PROPERTIES GROUP INTERNATIONAL
(857) 410-9453
40 Total Sales
1 in Harbor Bluffs
$430,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | None Listed On Document | |
| Special Warranty Deed | $221,000 | None Listed On Document | |
| Quit Claim Deed | $100 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $224,847 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/19/2026 08/19/26 | Sold | $320,000 | -3.0% | $207 / Sq Ft |
| 06/23/2026 06/23/26 | Price Changed | $330,000 | -5.7% | $213 / Sq Ft |
| 05/08/2026 05/08/26 | For Sale | $350,000 | -- | $226 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $757 | $72,066 | ||
| 2024 | $730 | $70,035 | ||
| 2023 | $730 | $67,995 | $0 | $0 |
| 2022 | $723 | $66,015 | $0 | $0 |
| 2021 | $736 | $64,092 | $0 | $0 |
| 2020 | $743 | $63,207 | $0 | $0 |
| 2019 | $748 | $61,786 | $0 | $0 |
| 2018 | $752 | $60,634 | $0 | $0 |
| 2017 | $753 | $59,387 | $0 | $0 |
| 2016 | $753 | $58,166 | $0 | $0 |
| 2015 | $766 | $57,762 | $0 | $0 |
| 2014 | $765 | $57,304 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Monica Crawford
Seller's Agent in 2026
Monica Crawford
KELLER WILLIAMS ST PETE REALTY
(727) 894-1600
2 in this area
168 Total Sales
-
Erika Escamilla
E
Buyer's Agent in 2026
Erika Escamilla
CHARLES RUTENBERG REALTY INC
(727) 643-2138
1 in this area
6 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8506795
APN: 04-30-15-34526-000-0380
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 2181 22nd Way SW
- 1978 Dix St
- 2139 20th Ave SW
- 13657 120th Ln
- 1950 Taylor Lake Cir
- 2136 Mary Sue St
- 13589 120th St
- 1966 119th St
- 2398 Nolan Dr
- 2270 Nolan Dr
- 2199 Nolan Dr
- 3223 Dryer Ave
- 1060 Jackson St
- 12701 126th Ave Unit 63
- 12701 126th Ave Unit 99
- 12701 126th Ave Unit 68
- 12701 126th Ave Unit 242
- 12819 129th Terrace
- 12828 128th Ave
- 2042 Isabelle St
Your Personal Tour Guide
Ask me questions while you tour the home.