NOT LISTED FOR SALE

2120 Paddock Ln Finksburg, MD 21048

Estimated Value: $379,000 - $405,355

3 Beds
1.5 Baths
1,144 Sq Ft
$343/Sq Ft Est. Value

Last Sold January 14, 2025

Last sale price $380,000 $332 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,453/month

33 Days on Market

Highlights

  • Scenic Views
  • Rambler Architecture
  • No HOA
  • Sandymount Elementary School Rated A-
  • Space For Rooms
  • Forced Air Heating System

About This Home

As of January 2025

Opportunity Knocks! This charming 3 bedroom rancher in move in condition, is just what you've been waiting for! The cozy living room features a beautiful woodburning fireplace, perfect for those chilly evenings. The home also boasts a nicely finished basement with space for additional rooms, offers flexibility for growing families, or extra space for hobbies and entertainment. Enjoy the changing seasons from the comfort of the 3 season sunporch ideal for relaxation or morning coffee. Step outside to enjoy a picturesque back yard perfect for relaxation or gatherings. The view is of historical farm land (can't be developed).All appliances are included, and the home has been lovingly maintained. Don't miss this incredible value....

Last Agent to Sell the Property

Gail Hardesty

RE/MAX Executive Listed on: 10/04/2024

Last Buyer's Agent

Karen Frazier

Cummings & Co. Realtors License #672337

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,259

Year Built

  • Built in 1971

Lot Details

  • 0.57 Acre Lot
  • Rural Setting
  • Property is zoned R-400

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Wood Burning Fireplace
  • Brick Fireplace
  • Scenic Vista Views
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Space For Rooms
  • Laundry in Basement

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Water Conditioner
  • Septic Tank

Community Details

  • No Home Owners Association
  • Beaver Ridge Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 0704025644

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,259

Year Built

Built in 1971

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-10-04
  • Year Built: 1971
  • Automatically Close On Close Date: No
  • Remarks Public: Opportunity Knocks! This charming 3 bedroom rancher in move in condition, is just what you've been waiting for! The cozy living room features a beautiful woodburning fireplace, perfect for those chilly evenings. The home also boasts a nicely finished basement with space for additional rooms, offers flexibility for growing families, or extra space for hobbies and entertainment. Enjoy the changing seasons from the comfort of the 3 season sunporch ideal for relaxation or morning coffee. Step outside to enjoy a picturesque back yard perfect for relaxation or gatherings. The view is of historical farm land (can't be developed).All appliances are included, and the home has been lovingly maintained. Don't miss this incredible value....
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven/Range - Electric, Dryer, Washer, Water Heater, Water Conditioner - Owned
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace Features: Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Partially Finished, Space For Rooms
  • Laundry Type: Basement
  • Total Sq Ft: 2288
  • Living Area Sq Ft: 1144
  • Price Per Sq Ft: 340.91
  • Above Grade Finished Sq Ft: 1144
  • Below Grade Sq Ft: 1144
  • Total Below Grade Sq Ft: 1144
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2120

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Scenic Vista
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well, Conditioner, Filter

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24829.00
  • Year Assessed: 2024
  • Zoning: R-400
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3259.00
  • Assessor Parcel Number: 0704025644
  • Tax Lot: 2
  • Tax Total Finished Sq Ft: 1144
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 01/14/2025

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2024
Closed on
Jan 14, 2025
Sold by
Terry Katherine A and Goff Rebecca A
Bought by
Garman-Horvath Carol S
Seller's Agent
Gail Hardesty
RE/MAX Executive
Buyer's Agent
Karen Frazier
Cummings & Co. Realtors
List Price
$400,000
Sold Price
$380,000
Premium/Discount to List
-$20,000
-5%
Views
197
Current Estimated Value
$392,089

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,089
Avg. Annual Appreciation
4.74%
Original Mortgage
$205,000
Outstanding Balance
$204,452
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$183,018

Purchase Details

Closed on
Nov 5, 2019
Sold by
Walsh John David and Estate Of Ruth G Walsh
Bought by
Terry Katherine A and Goff Rebecca A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$219,450
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 4, 1997
Sold by
Walsh Ruth G
Bought by
Walsh Ruth G
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garman-Horvath Carol S $380,000 Universal Title
Garman-Horvath Carol S $380,000 Universal Title
Garman-Horvath Carol S $380,000 Universal Title
Terry Katherine A $231,000 Cu Title Insurance Agcy Llc
Walsh Ruth G -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garman-Horvath Carol S $205,000
Closed Garman-Horvath Carol S $205,000
Previous Owner Terry Katherine A $219,450
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/14/2025 01/14/25 Sold $380,000 -2.6% $332 / Sq Ft
11/07/2024 11/07/24 Pending -- -- --
11/03/2024 11/03/24 Price Changed $390,000 -1.3% $341 / Sq Ft
10/20/2024 10/20/24 Price Changed $395,000 -1.3% $345 / Sq Ft
10/04/2024 10/04/24 For Sale $400,000 -- $350 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,230 $283,067 $0 $0
2023 $2,850 $252,233 $0 $0
2022 $2,539 $221,400 $120,500 $100,900
2021 $5,163 $217,833 $0 $0
2020 $2,481 $214,267 $0 $0
2019 $2,145 $210,700 $120,500 $90,200
2018 $2,370 $210,200 $0 $0
2017 $2,370 $209,700 $0 $0
2016 -- $209,200 $0 $0
2015 -- $209,200 $0 $0
2014 -- $209,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2022466

Bright MLS

APN: 04-025644