$980,000
SOLD MAR 27, 2026

21209 Baltic Dr Cornelius, NC 28031

4 Beds
2.5 Baths
2,736 Sq Ft
7,971 Sq Ft Lot

Sale Details

Date Sold: March 27, 2026

$358 Per Sq Ft

1% Above List Price

3 Days on Market

Highlights

  • Boat Slip
  • Spa
  • Open Floorplan
  • Bailey Middle School Rated A-
  • Waterfront
  • Deck

About This Home

As of March 2026

Impeccably maintained and ideally positioned on a quiet cul-de-sac in the highly sought-after Captain’s Point community, this exceptional home offers the perfect blend of comfort, style, and lake lifestyle living. Enjoy peaceful water views overlooking a Lake Norman pond and the rare advantage of a deeded boatslip within walking distance—making spontaneous days on the water effortless and convenient.
Step inside to find beautiful oak hardwood floors flowing throughout the main level, creating warmth and continuity in the living spaces. The thoughtfully updated kitchen is both bright and inviting, featuring stainless steel appliances, ample cabinetry, and generous counter space—perfect for everyday living and entertaining alike. Natural light fills the home, enhancing the open and welcoming atmosphere.
Outdoor living truly shines here. A screened porch provides the ideal setting for relaxing with morning coffee or unwinding in the evening, while the expansive deck offers abundant space for hosting gatherings, grilling, or simply taking in the tranquil water views. The backyard setting feels peaceful and private, creating a retreat-like experience right at home. Adding to the outdoor appeal is a private putting green, creating a fun and functional space for golf enthusiasts to practice their short game or entertain guests in a unique way.
Upstairs, the spacious primary suite is designed as a serene escape, highlighted by an elegant tray ceiling, a comfortable sitting area, and a luxurious walk-in closet with custom organization. The updated en-suite bath features a beautifully finished ceramic tile floor with a warm faux wood appearance, along with modern fixtures and refined details that elevate the space. Three additional generously sized bedrooms complete the upper level, offering flexibility for family, guests, or home office needs.
Located in the desirable Captain’s Point community with access to Lake Norman living, this home combines scenic water views, a deeded boatslip, and a prime cul-de-sac location. Whether you’re seeking an active lake lifestyle or a peaceful place to call home, this property delivers the best of both worlds.

Last Agent to Sell the Property

Greg Martin

MartinGroup Properties Inc Brokerage Email: Greg@MartinGroupProperties.com License #175016 Listed on: 02/18/2026

Last Buyer's Agent

Melissa O'Brien

Keller Williams Ballantyne Area License #312384

Keller Williams Ballantyne Area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 7,971 Sq Ft Lot
  • Waterfront
  • Cul-De-Sac
  • Back Yard Fenced
  • Property is zoned GR

HOA Fees

  • $89 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Insulated Windows
  • Insulated Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Spa
  • Boat Slip
  • Deck
  • Patio

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas

Community Details

  • Captains Point Owners Association
  • Captains Point Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 001-781-69

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

7,971 Sq Ft Lot

HOA Fees

$89 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Special Assessment Yn: 1
  • Special Assessment Description: $4300 to be paid by November 2026 and November 2027 for updating docs
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 358.19
  • Geocode Confidence: High
  • Attribution Contact: Greg@MartinGroupProperties.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Breakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1323
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1413
  • Appliances: Dishwasher, Exhaust Fan, Gas Range, Microwave
  • Above Grade Finished Sq Ft: 2736
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Insulated Door(s)
  • Fireplace Features: Great Room
  • Living Area: 2736
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0

Exterior Features

  • Exterior Features: Hot Tub, Other - See Remarks
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed)
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Deck, Patio, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Front

Utilities

  • Heating: Central, Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Inside, Upper Level
  • Cooling: Central Air, Electric
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 532.4
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Captains Point Owners Association
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 1064.80

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 001-781-69
  • Zoning: GR
  • Lot Size Acres: 0.183
  • Additional Parcels: No
  • Zoning Specification: GR

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Matterport 3D Tour

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 18, 2026
Closed on
Mar 25, 2026
Sold by
Lassonde Ian and Stovall Nicole
Bought by
George Charles and George Angela
Seller's Agent
Greg Martin
MartinGroup Properties Inc
Buyer's Agent
Melissa O'Brien
Keller Williams Ballantyne Area
List Price
$975,000
Sold Price
$980,000
Premium/Discount to List
$5,000
0.51%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.31%
Original Mortgage
$815,000
Outstanding Balance
$815,000
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
$146,771

Purchase Details

Closed on
Oct 13, 2016
Sold by
Matisko Adam D and Matisko Robyn R
Bought by
Lassonde Ian M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Interest Rate
3.46%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 9, 2014
Sold by
Matisko Adam Da and Matisko Robyn R
Bought by
Matisko Adam D and Matisko Robyn R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
4.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 25, 2011
Sold by
Suarez Alfredo A and Suarez Brittany Krutullis
Bought by
Da Matisko Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,786
Interest Rate
4.55%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 15, 2006
Sold by
Chalfant James Graham and Chalfant Michelle R
Bought by
Suarez Alfredo A and Suarez Brittany Krutullis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 10, 1998
Sold by
The Ryland Group Inc
Bought by
Chalfant James Graham and Chalfant Michelle R

Purchase Details

Closed on
Oct 31, 1997
Sold by
The Ryland Group Inc
Bought by
Chalfant James Graham and Chalfant Michelle R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,271
Interest Rate
7.39%
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $980,000 Tryon Title Agency Llc
Warranty Deed $399,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $345,000 None Available
Warranty Deed $395,000 None Available
Warranty Deed -- --
Warranty Deed $225,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $815,000 VA
Previous Owner $399,000 New Conventional
Previous Owner $284,000 New Conventional
Previous Owner $306,786 FHA
Previous Owner $215,000 Purchase Money Mortgage
Previous Owner $180,271 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/27/2026 03/27/26 Sold $980,000 +0.5% $358 / Sq Ft
02/18/2026 02/18/26 For Sale $975,000 -- $356 / Sq Ft
Source: Canopy MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,279 $644,500 $250,000 $394,500
2024 $4,279 $644,500 $250,000 $394,500
2023 $4,209 $644,500 $250,000 $394,500
2022 $3,689 $429,900 $175,000 $254,900
2021 $3,646 $429,900 $175,000 $254,900
2020 $3,646 $429,900 $175,000 $254,900
2019 $3,640 $447,600 $175,000 $272,600
2018 $3,330 $306,300 $100,000 $206,300
2017 $3,304 $306,300 $100,000 $206,300
2016 $3,300 $306,300 $100,000 $206,300
2015 $3,251 $301,300 $100,000 $201,300
2014 $3,196 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4347731

Canopy MLS

APN: 001-781-69

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