JoAnna Dougan
NextHome Serene Living
(980) 326-4416
52 Total Sales
1 in Cornelius
$395,000 Price
21209 Baltic Dr Cornelius, NC 28031
Cornelius Area
4
Beds
2.5
Baths
2,736
Sq Ft
7,971
Sq Ft Lot
Highlights
- Boat Slip
- Waterfront
- Deck
- Spa
- Open Floorplan
- Wood Flooring
About This Home
As of March 2026Impeccably maintained and ideally positioned on a quiet cul-de-sac in the highly sought-after Captain’s Point community, this exceptional home offers the perfect blend of comfort, style, and lake lifestyle living. Enjoy peaceful water views overlooking a Lake Norman pond and the rare advantage of a deeded boatslip within walking distance—making spontaneous days on the water effortless and convenient.
Step inside to find beautiful oak hardwood floors flowing throughout the main level, creating warmth and continuity in the living spaces. The thoughtfully updated kitchen is both bright and inviting, featuring stainless steel appliances, ample cabinetry, and generous counter space—perfect for everyday living and entertaining alike. Natural light fills the home, enhancing the open and welcoming atmosphere.
Outdoor living truly shines here. A screened porch provides the ideal setting for relaxing with morning coffee or unwinding in the evening, while the expansive deck offers abundant space for hosting gatherings, grilling, or simply taking in the tranquil water views. The backyard setting feels peaceful and private, creating a retreat-like experience right at home. Adding to the outdoor appeal is a private putting green, creating a fun and functional space for golf enthusiasts to practice their short game or entertain guests in a unique way.
Upstairs, the spacious primary suite is designed as a serene escape, highlighted by an elegant tray ceiling, a comfortable sitting area, and a luxurious walk-in closet with custom organization. The updated en-suite bath features a beautifully finished ceramic tile floor with a warm faux wood appearance, along with modern fixtures and refined details that elevate the space. Three additional generously sized bedrooms complete the upper level, offering flexibility for family, guests, or home office needs.
Located in the desirable Captain’s Point community with access to Lake Norman living, this home combines scenic water views, a deeded boatslip, and a prime cul-de-sac location. Whether you’re seeking an active lake lifestyle or a peaceful place to call home, this property delivers the best of both worlds.
Last Agent to Sell the Property
MartinGroup Properties Inc Brokerage Email: Greg@MartinGroupProperties.com License #175016 Listed on: 02/18/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 7,971 Sq Ft Lot
- Waterfront
- Cul-De-Sac
- Back Yard Fenced
- Property is zoned GR
HOA Fees
- $89 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Insulated Windows
- Insulated Doors
- Entrance Foyer
- Great Room with Fireplace
- Screened Porch
- Water Views
- Crawl Space
Kitchen
- Breakfast Bar
- Gas Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Outdoor Features
- Spa
- Boat Slip
- Deck
- Patio
Schools
- Cornelius Elementary School
- Bailey Middle School
- William Amos Hough High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Heating System Uses Natural Gas
Community Details
- Captains Point Owners Association
- Captains Point Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 001-781-69
Matterport 3D Tour
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2026
Closed on
Mar 25, 2026
Sold by
Bought by
Seller's Agent
Greg Martin
MartinGroup Properties Inc
Buyer's Agent
Melissa O'Brien
Keller Williams Ballantyne Area
List Price
$975,000
Sold Price
$980,000
Premium/Discount to List
$5,000
0.51%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,032
Avg. Annual Appreciation
-4.04%
Original Mortgage
$815,000
Outstanding Balance
$812,595
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
$153,373
Purchase Details
Closed on
Oct 13, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Interest Rate
3.46%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 9, 2014
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,800
Interest Rate
3.88%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Aug 25, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,786
Interest Rate
4.55%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 15, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 10, 1998
Sold by
Bought by
Purchase Details
Closed on
Oct 31, 1997
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cornelius, NC
-
JoAnna Dougan
-
Kandi Lowe
Kandi Lowe
Realty One Group Revolution
(980) 890-6894
128 Total Sales
9 in Cornelius
$312K - $6.8M Price Range
-
Candy La Monica
Candy La Monica
RE/MAX Executive
(980) 267-3023
50 Total Sales
4 in Cornelius
$475K - $730K Price Range
-
Jason Altenhof
Jason Altenhof
Costello Real Estate and Investments LLC
(980) 434-0025
45 Total Sales
1 in Cornelius
$299,000 Price
-
Karin Hull
Karin Hull
RE/MAX Executive
(980) 288-5431
108 Total Sales
1 in Cornelius
$425,000 Price
-
Todd Beddard
Todd Beddard
Real Broker, LLC
(980) 217-7840
99 Total Sales
2 in Cornelius
$442K - $1.6M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $980,000 | Tryon Title Agency Llc | |
| Warranty Deed | $399,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $345,000 | None Available | |
| Warranty Deed | $395,000 | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $225,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $815,000 | VA | |
| Previous Owner | $243,730 | Credit Line Revolving | |
| Previous Owner | $470,000 | VA | |
| Previous Owner | $399,000 | New Conventional | |
| Previous Owner | $50,800 | Credit Line Revolving | |
| Previous Owner | $284,000 | New Conventional | |
| Previous Owner | $306,194 | FHA | |
| Previous Owner | $306,786 | FHA | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $181,000 | New Conventional | |
| Previous Owner | $183,044 | Unknown | |
| Previous Owner | $215,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $230,000 | Unknown | |
| Previous Owner | $174,000 | Unknown | |
| Previous Owner | $19,500 | Unknown | |
| Previous Owner | $24,595 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/27/2026 03/27/26 | Sold | $980,000 | +0.5% | $358 / Sq Ft |
| 02/18/2026 02/18/26 | For Sale | $975,000 | -- | $356 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,279 | $644,500 | $250,000 | $394,500 |
| 2024 | $4,279 | $644,500 | $250,000 | $394,500 |
| 2023 | $4,209 | $644,500 | $250,000 | $394,500 |
| 2022 | $3,689 | $429,900 | $175,000 | $254,900 |
| 2021 | $3,646 | $429,900 | $175,000 | $254,900 |
| 2020 | $3,646 | $429,900 | $175,000 | $254,900 |
| 2019 | $3,640 | $447,600 | $175,000 | $272,600 |
| 2018 | $3,330 | $306,300 | $100,000 | $206,300 |
| 2017 | $3,304 | $306,300 | $100,000 | $206,300 |
| 2016 | $3,300 | $306,300 | $100,000 | $206,300 |
| 2015 | $3,251 | $301,300 | $100,000 | $201,300 |
| 2014 | $3,196 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Greg Martin
Seller's Agent in 2026
Greg Martin
MartinGroup Properties Inc
(704) 904-3131
553 Total Sales
-
Melissa O'Brien
Buyer's Agent in 2026
Melissa O'Brien
Keller Williams Ballantyne Area
(352) 262-9343
173 Total Sales
Map
Source: Canopy MLS
MLS Number: 4347731
APN: 001-781-69
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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