Seller's Agent in 2025
Joe Summins
Coldwell Banker Real Estate Group
1 in this area
8 Total Sales
215 E Clover Ave Cortland, IL 60112
3
Beds
3.5
Baths
1,900
Sq Ft
0.25
Acres
Highlights
- Loft
- Fenced Yard
- Walk-In Closet
- Corner Lot
- 2 Car Attached Garage
- Views
About This Home
As of February 2025Country living at its finest! Located on a large corner lot, this "Cortland Cottage" is ideally situated within the Neucort Lakes subdivision. Filled with updates and upgrades throughout, this home features three bedrooms, including a spacious master suite, a loft and a finished basement, complete with a full bathroom. Walking through the front door, you are greeted by a large great room which flows into the kitchen, making it perfect for entertaining. Off the kitchen, you will find a large patio with a grilling station allowing you to take the party outside as well. As you head upstairs, you will find three bedrooms and a loft. The loft, which contains a large closet, can be converted into a fourth bedroom if desired. Both bathrooms upstairs were renovated, the guest bathroom in 2022 and the master in 2023. A new garage door was installed in 2024, while the HVAC system was replaced in 2022-23. The upstairs received new carpeting in 2023 as well. The subdivision contains Suppeland Park, featuring a splash pad, playground, baseball field, picnic gazebo and open space. You won't want to miss this house!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475199462. Listed on: 11/27/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,235
Year Built
- Built in 2004
Lot Details
- Lot Dimensions are 77 x 140
- Fenced Yard
- Corner Lot
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,900 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Window Treatments
- Family Room with Fireplace
- Living Room
- Dining Room
- Loft
- Carbon Monoxide Detectors
- Property Views
Flooring
- Partially Carpeted
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
Laundry
- Laundry Room
- Laundry on upper level
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Patio
Schools
- Cortland Elementary School
- Huntley Middle School
- De Kalb High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 100 Amp Service
- Gas Water Heater
- Water Softener is Owned
Community Details
- Manager Association, Phone Number (815) 751-6451
- Neucort Lakes Subdivision, Sheffield Floorplan
- Property managed by Signature Professionals
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 27, 2024
Closed on
Feb 12, 2025
Sold by
Summins Lynnette M
Bought by
Urban Jacob and Jones Cheyenne N
Seller's Agent
Joe Summins
Coldwell Banker Real Estate Group
Buyer's Agent
Regina Glascott
Coldwell Banker Realty
List Price
$335,000
Sold Price
$330,000
Premium/Discount to List
-$5,000
-1.49%
Views
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,813
Avg. Annual Appreciation
3.64%
Original Mortgage
$330,000
Outstanding Balance
$327,503
Interest Rate
6.99%
Mortgage Type
VA
Estimated Equity
$12,310
Purchase Details
Listed on
Jun 6, 2016
Closed on
Jul 25, 2016
Sold by
Padiak Justin and Padiak Brigid A
Bought by
Summins Lynnette M
Seller's Agent
Lora Mahnke
CENTURY 21 New Heritage
Buyer's Agent
Brenda Henke
Coldwell Banker Real Estate Group
List Price
$190,000
Sold Price
$174,500
Premium/Discount to List
-$15,500
-8.16%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%
Original Mortgage
$171,338
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 15, 2005
Sold by
Padiak Brigid A
Bought by
Padiak Brigid A and Padiak Justin
Purchase Details
Closed on
Jan 11, 2005
Sold by
Neumann Homes Inc
Bought by
Padiak Brigid
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,890
Interest Rate
5.9%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $174,500 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $216,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $330,000 | VA | |
| Previous Owner | $171,338 | FHA | |
| Previous Owner | $161,890 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/14/2025 02/14/25 | Sold | $330,000 | +1.5% | $174 / Sq Ft | |
| 01/11/2025 01/11/25 | Pending | -- | -- | -- | |
| 01/09/2025 01/09/25 | Price Changed | $325,000 | -3.0% | $171 / Sq Ft | |
| 11/27/2024 11/27/24 | For Sale | $335,000 | +92.0% | $176 / Sq Ft | |
| 07/27/2016 07/27/16 | Sold | $174,500 | -3.0% | $92 / Sq Ft | View Prior Sale |
| 06/14/2016 06/14/16 | Pending | -- | -- | -- | |
| 06/12/2016 06/12/16 | Price Changed | $179,900 | -5.3% | $95 / Sq Ft | |
| 06/06/2016 06/06/16 | For Sale | $190,000 | -- | $100 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,235 | $84,143 | $13,326 | $70,817 |
| 2023 | $8,235 | $74,577 | $12,467 | $62,110 |
| 2022 | $7,666 | $63,895 | $11,898 | $51,997 |
| 2021 | $7,252 | $57,031 | $11,328 | $45,703 |
| 2020 | $7,112 | $54,650 | $10,975 | $43,675 |
| 2019 | $7,253 | $55,787 | $10,514 | $45,273 |
| 2018 | $5,352 | $52,758 | $9,943 | $42,815 |
| 2017 | $6,981 | $50,227 | $9,466 | $40,761 |
| 2016 | $6,062 | $41,192 | $8,897 | $32,295 |
| 2015 | -- | $38,682 | $8,355 | $30,327 |
| 2014 | -- | $40,608 | $8,041 | $32,567 |
| 2013 | -- | $51,081 | $8,333 | $42,748 |
Source: Public Records
Agents Affiliated with this Home
-
Joe Summins
-
Regina Glascott
Buyer's Agent in 2025
Regina Glascott
Coldwell Banker Realty
(773) 870-6014
1 in this area
88 Total Sales
-
Lora Mahnke
Seller's Agent in 2016
Lora Mahnke
CENTURY 21 New Heritage
(847) 987-3956
1 in this area
118 Total Sales
-
B
Buyer's Agent in 2016
Brenda Henke
Coldwell Banker Real Estate Group
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12218143
APN: 09-20-278-012
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