NOT LISTED FOR SALE

21545 SW 87th Ct Cutler Bay, FL 33189

Cutler Bay Area

Estimated Value: $389,000 - $397,000

2 Beds
2 Baths
1,172 Sq Ft
$336/Sq Ft Est. Value

Sale Details

Date Sold: January 16, 2026

Last sale price $400,000 $341 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,846 / mo

300 Days on Market

Highlights

  • Clubhouse
  • Community Pool
  • Laundry closet
  • Cathedral Ceiling
  • Breakfast Area or Nook
  • Central Heating and Cooling System

About This Home

As of January 2026

Wonderful 2 bedroom, 2 bathroom townhome at Lakes by the Bay in Windy Pointe in desirable Cutler Bay. Low HOA dues and taxes. Just finished putting on a brand new roof and warranty is transferable. The interior is open and spacious with high ceilings and an abundance of natural light. Fenced backyard with a storage room. This highly desirable community is always clean and well maintained with a beautiful pool and clubhouse. Enjoy the privacy of having no rear neighbors. Showings must be with at least 24 hours notice. Elderly tenant needs notice.

Last Agent to Sell the Property

Jeffrey Wilson

Douglas Elliman License #3364502 Listed on: 10/06/2025

Douglas Elliman

Last Buyer's Agent

Raymundo Diaz

Monteriny Properties Corporation License #3278139

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,868

Year Built

  • Built in 1993

Lot Details

  • East Facing Home

HOA Fees

  • $237 Monthly HOA Fees

Interior Spaces

  • 1,172 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Free-Standing Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Parking

  • 1 Open Parking Space
  • Assigned Parking

Utilities

  • Central Heating and Cooling System
  • Three-Phase Power
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3660160032180

Community Details

Overview

  • Lakes By The Bay Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,868

Year Built

Built in 1993

Lot Details

0 Sq Ft Lot

HOA Fees

$237 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Directions: SW 87 AVENUE SOUTH TO 216 STREET, TURN RIGHT (WEST) 1ST ENTRANCE ON RIGHT I
  • Year Built: 1993
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Breakfast Area, Cathedral Ceiling(s), Main Level Primary, Vaulted Ceiling(s)
  • Main Level Bedrooms: 2
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Free-Standing Freezer, Disposal, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1172.0
  • Stories: 1

Exterior Features

  • Pool Features: Association
  • Pool Private: No
  • Waterfront Features: None
  • Waterfront: No
  • Disclosures: Owner Is Listing Agent
  • Construction Type: Block
  • Direction Faces: East
  • Property Condition: Resale

Garage/Parking

  • Open Parking Spaces: 1.0
  • Garage Yn: No
  • Parking Features: Assigned

Utilities

  • Laundry Features: Inside, Laundry Closet
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 3 Phase
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 237.0
  • Community Features: Home Owners Association
  • Senior Community: No
  • Amenities: Clubhouse, Pool
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: No Pet Restrictions, Yes

Lot Info

  • Parcel #: 3660160032180
  • Mobile Dim Units: Feet
  • Zoning: 3002 MULTI-FAMI

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4868.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2025
Closed on
Jan 16, 2026
Sold by
Bought by
Seller's Agent
Jeffrey Wilson
Douglas Elliman
Buyer's Agent
Raymundo Diaz
Monteriny Properties Corporation
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Views
14
Current Estimated Value
$394,181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,819
Avg. Annual Appreciation
-2.68%
Original Mortgage
$320,000
Outstanding Balance
$318,436
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$75,745

Purchase Details

Listed on
Dec 19, 2019
Closed on
Sep 22, 2020
Sold by
Bought by
Seller's Agent
Wendy Levy-Jackson
Compass Florida, LLC
List Price
$232,000
Sold Price
$227,000
Premium/Discount to List
-$5,000
-2.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.24%
Original Mortgage
$198,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 4, 2019
Closed on
Jan 18, 2019
Sold by
Bought by
Seller's Agent
Wendy Levy-Jackson
Compass Florida, LLC
Buyer's Agent
Berlaine Sanchez Valdes
InvesTeam Realty
Sold Price
$1,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.17%
Original Mortgage
$208,050
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 2002
Sold by
Bought by

Purchase Details

Closed on
Feb 3, 1995
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$400,000 Original Title
$227,000 Title Group Usa Llc
$219,000 Hbg Title Llc Dba Advance Pa
$103,000 --
$77,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $320,000
Closed $198,000
Previous Owner $208,050
Previous Owner $132,405
Previous Owner $138,506
Previous Owner $42,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $400,000 -4.8% $341 / Sq Ft
11/20/2025 11/20/25 Price Changed $420,000 -1.2% $358 / Sq Ft
10/06/2025 10/06/25 For Sale $425,000 +6.3% $363 / Sq Ft
10/05/2025 10/05/25 Off Market $400,000 -- --
08/06/2025 08/06/25 For Sale $425,000 +6.3% $363 / Sq Ft
02/28/2025 02/28/25 Off Market $400,000 -- --
02/06/2025 02/06/25 For Sale $425,000 +87.2% $363 / Sq Ft
09/21/2020 09/21/20 Sold $227,000 -2.2% $194 / Sq Ft View Prior Sale
07/31/2020 07/31/20 Pending -- -- --
07/24/2020 07/24/20 For Sale $232,000 0.0% $198 / Sq Ft
06/15/2020 06/15/20 Pending -- -- --
06/11/2020 06/11/20 For Sale $232,000 +2.2% $198 / Sq Ft
06/10/2020 06/10/20 Off Market $227,000 -- --
06/10/2020 06/10/20 For Sale $232,000 0.0% $198 / Sq Ft
05/24/2020 05/24/20 Pending -- -- --
02/18/2020 02/18/20 For Sale $232,000 0.0% $198 / Sq Ft
02/15/2020 02/15/20 Rented $1,550 0.0% --
02/10/2020 02/10/20 Off Market $227,000 -- --
02/06/2020 02/06/20 Under Contract -- -- --
01/27/2020 01/27/20 Price Changed $1,550 0.0% $1 / Sq Ft
01/22/2020 01/22/20 Price Changed $232,000 0.0% $198 / Sq Ft
01/13/2020 01/13/20 For Rent $1,650 0.0% --
12/19/2019 12/19/19 For Sale $235,000 0.0% $201 / Sq Ft
03/03/2019 03/03/19 Rented $1,650 +3.1% --
02/22/2019 02/22/19 Under Contract -- -- --
02/15/2019 02/15/19 Price Changed $1,600 -1.5% $1 / Sq Ft
02/08/2019 02/08/19 Price Changed $1,625 -4.4% $1 / Sq Ft
02/04/2019 02/04/19 For Rent $1,700 0.0% --
01/22/2019 01/22/19 Sold $219,000 0.0% $187 / Sq Ft View Prior Sale
11/27/2018 11/27/18 For Sale $219,000 -- $187 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,338 $262,073
2024 $4,451 $238,249
2023 $4,451 $216,590 $0 $0
2022 $3,700 $196,900 $0 $0
2021 $3,436 $179,000 $0 $0
2020 $3,261 $171,000 $0 $0
2019 $2,527 $132,000 $0 $0
2018 $2,366 $132,000 $0 $0
2017 $2,223 $111,944 $0 $0
2016 $2,069 $101,768 $0 $0
2015 $1,850 $92,517 $0 $0
2014 -- $84,107 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2026

    Jeffrey Wilson

    Douglas Elliman

    (561) 210-5264

    18 Total Sales

    Jeffrey Wilson
    Section Image

  • R

    Buyer's Agent in 2026

    Raymundo Diaz

    Monteriny Properties Corporation

    (786) 556-7826

    21 Total Sales

    Raymundo Diaz
    Section Image

  • R

    Buyer's Agent in 2020

    Realtor Sells Team

    Equitable Company Realtors

    (786) 975-8169

    18 Total Sales

    Realtor Sells Team
    Section Image
  • Hamne Raez

    Seller's Agent in 2019

    Hamne Raez

    RE/MAX

    (786) 999-3390

    36 Total Sales

    Hamne Raez
    Section Image

  • E

    Seller Co-Listing Agent in 2019

    Evelyn Alfaro

    Lifestyle International Realty

    (786) 606-5594

    7 Total Sales

    Evelyn Alfaro
    Section Image
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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: R11059764

BeachesMLS (Greater Fort Lauderdale)

APN: 36-6016-003-2180

Florida Miami/Dade County Cutler Bay 33189

21545 SW 87th Ct, Cutler Bay, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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