$5,495,000

218 Smith Pointe Rd Swanton, MD 21561

Estimated payment $32,631/month

Total Views 12
6 Beds
5.5 Baths
6,225 Sq Ft
$883 Price per Sq Ft

Highlights

  • 205 Feet of Waterfront
  • Spa
  • Gourmet Kitchen
  • 2 Dock Slips
  • Fishing Allowed
  • Panoramic View

About This Home

Luxury lakeview living at its finest. Perfectly positioned in one of Deep Creek Lake’s most desirable communities, this custom-built mountain retreat offers sweeping lake views, exceptional craftsmanship, and thoughtfully designed living spaces throughout. Built with quality and longevity in mind, the home showcases superior construction, soaring vaulted ceilings, exposed wood beams, expansive windows, and a stunning floor-to-ceiling stone fireplace that anchors the heart of the home. Designed for entertaining, the gourmet kitchen flows seamlessly into spacious dining and gathering areas, while multiple covered and uncovered outdoor living spaces invite you to enjoy the lake and mountain scenery year-round. The lower level is built for hosting with an impressive custom bar, recreation space, and additional room for guests. Rich wood finishes, upscale details, and a warm modern mountain aesthetic carry throughout the home. Outside, a spectacular fire pit gathering area creates the perfect setting for evenings under the stars overlooking the beauty of Deep Creek Lake. Located in one of Deep Creek Lake's premier residential communities, this exceptional property offers the perfect balance of luxury, privacy, quality craftsmanship, and lake lifestyle.s, and a warm modern mountain aesthetic carry throughout the home. Striking exterior architecture with stone accents, beautifully landscaped grounds, and an ideal location near Deep Creek Lake amenities complete this exceptional offering. Whether serving as a full-time residence or private vacation retreat, this home delivers luxury mountain living in a truly special setting.

Listing Agent

Lauren McCann

(301) 387-2000 lmccann@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #5002093 Listed on: 06/08/2026

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $34,464

Year Built

  • Built in 2016

Lot Details

  • 1.48 Acre Lot
  • 205 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Extensive Hardscape
  • Property is in excellent condition
  • Property is zoned LR

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • Lake
  • Panoramic
  • Mountain

Home Design

  • Contemporary Architecture
  • Post and Beam
  • Cabin
  • Slab Foundation
  • Metal Roof
  • Wood Siding
  • Stone Siding
  • Stick Built Home
  • Masonry

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Bar
  • Beamed Ceilings
  • Wood Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • 3 Fireplaces
  • Window Treatments
  • Great Room
  • Family Room
  • Dining Room
  • Bonus Room
  • Game Room
  • Utility Room

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Heated Floors
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Pool

  • Spa
  • Outdoor Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Limit On Boat Length
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • Exterior Lighting

Utilities

  • Humidifier
  • Forced Air Heating System
  • Radiant Heating System
  • Geothermal Heating and Cooling
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 0007
  • Assessor Parcel Number 1218086506

Community Details

Overview

  • Thousand Acres Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$34,464

Year Built

Built in 2016

Lot Details

1.48 Acres

HOA Fees

$108 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge, Contemporary, Post & Beam
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 2016
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Humidifier, Oven - Wall, Stainless Steel Appliances, Washer
  • Flooring Type: Ceramic Tile, Concrete, Hardwood, Heated, Wood
  • Interior Amenities: Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Bar, Ceiling Fan(s), Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Gourmet, Pantry, Primary Bath(s), Walk-In Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Wall Ceiling Types: 9'+ Ceilings, Beamed Ceilings, Cathedral Ceilings, Dry Wall, High, Wood Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room, Bedroom 1, Great Room, Laundry, Utility Room, Bathroom 1, Bonus Room, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Walkout Level
  • Total Sq Ft: 6375
  • Living Area Sq Ft: 6225
  • Price Per Sq Ft: 1436.60
  • Above Grade Finished Sq Ft: 3825
  • Below Grade Finished Sq Ft: 2400
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 2550
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Masonry, Mixed, Rock, Wood Siding, Stick Built
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Hot Tub, Outside Shower, Stone Retaining Walls
  • Roof: Metal
  • View: Lake, Mountain, Panoramic, Water
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 205

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Covered Parking, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Geothermal
  • Heating Fuel: Geo-Thermal
  • Heating Type: Forced Air, Radiant
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 1.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 64469.00
  • Property Condition: Excellent
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Ground Rent Pymnt Freq: Annually
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 34464.00
  • Assessor Parcel Number: 1218086506
  • Tax Lot: 0007
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $35,986 $3,044,500 $547,400 $2,497,100
2024 $32,396 $2,638,100 $0 $0
2023 $27,628 $2,231,700 $0 $0
2022 $22,780 $1,825,300 $476,000 $1,349,300
2021 $22,962 $1,825,300 $476,000 $1,349,300
2020 $22,962 $1,825,300 $476,000 $1,349,300
2019 $23,008 $1,828,900 $476,000 $1,352,900
2018 $21,799 $1,828,900 $476,000 $1,352,900
2017 $21,617 $1,828,900 $0 $0
2016 -- $466,000 $0 $0
2015 -- $466,000 $0 $0
2014 -- $466,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/08/2026 06/08/26 For Sale $5,495,000 -- $883 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $1,100,000 --
Deed $1,100,000 --
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2012006

Bright MLS

APN: 18-086506

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