NOT LISTED FOR SALE

22 Ruby Cove Miramar Beach, FL 32550

Estimated Value: $863,000 - $1,028,000

5 Beds
3 Baths
2,312 Sq Ft
$400/Sq Ft Est. Value

Last Sold August 28, 2017

Last sale price $507,500 $220 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $5,847/month

Highlights

  • Beach
  • Deeded access to the beach
  • Caribbean Architecture
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Main Floor Primary Bedroom

About This Home

As of August 2017

5BR/3BA in sought after Emerald Shores! Walk to the private beach cabana! Gated community with 2 pools, tennis court, basketball goal, & shuffle board! Nicely decorated & comfortable! The master bedroom is on the main floor with a King size bed! There are 4 bedrooms and 2 bathrooms upstairs. Unique bathroom design saves time for getting big groups ready! The tub/shower rooms are separated from the half baths. Big & Spacious Living Room opens to Kitchen and Dining. Everyone can be together at the same time! Enjoy the breeze on the 2nd floor balcony or the covered front porch. Great Vacation Rental or 2nd home! Sold furnished & rental ready! Close to all Destin activities including shopping, Golf, restaurants, and water sports. All dimensions approximate & should be verified if important

Last Agent to Sell the Property

Bill Grannan

Crystal Waters Realty Inc License #3108460 Listed on: 05/05/2017

Co-Listed By

Terry Edwards

Crystal Waters Realty Inc License #3108154

Last Buyer's Agent

Venita Brannon

Coldwell Banker Realty License #3140385

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,132

Year Built

  • Built in 1998

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 55x58
  • Property fronts a private road
  • Property fronts an easement
  • Cul-De-Sac
  • Interior Lot
  • Sprinkler System

HOA Fees

  • $399 Monthly HOA Fees

Home Design

  • Caribbean Architecture
  • Slate Roof
  • Stucco
  • Slate

Interior Spaces

  • 2,312 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Track Lighting
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Shower Only

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Deeded access to the beach
  • Balcony
  • Open Patio
  • Porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42830-000-0750

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management, recreational faclty, cable TV, trash
  • Emerald Shores Of South Walton Subdivision

Amenities

  • Picnic Area
  • Community Pavilion

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,132

Year Built

Built in 1998

Lot Details

0

HOA Fees

$399 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.08
  • Lot Size: 55X58
  • Road Frontage Type: Easement, Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECWR
  • Co List Office Phone: 850-654-4659
  • Subdivision Name: EMERALD SHORES OF SOUTH WALTON
  • Directions: From Scenic Gulf Drive, North on Emerald Shores Blvd behind the Leeward Key Condos at the Walton/Okaloosa County line. Go through gates to 3rd right across from the pool. House is straight back. From HWY 98 at the Walton/Okaloosa County Line, South on Emerald Shores Blvd to 3rd Left. House straight back.
  • Architectural Style: Caribbean
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Amenities: Breakfast Bar, Floor Tile, Floor WW Carpet, Furnished - All, Lighting Track, Owner's Closet, Washer/Dryer Hookup, Window Treatment All
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Lighting Track: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Interior, Restrictions, Within 1/2 Mile to Water
  • Construction Type: Roof Tile/Slate, Slab, Stucco
  • Exterior Features: Balcony, Patio Open, Porch, Porch Open, Shower, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Dumpster, Gated Community, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Tennis, TV Cable
  • Association #2 Fee: 1197.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management, Recreational Faclty, Cable TV, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 3484.8
  • Parcel #: 30-2S-21-42830-000-0750
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3131.97
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 12, 2022
Sold by
Wolf Nicole
Bought by
Daniels James R
Current Estimated Value
$925,598

Purchase Details

Listed on
May 5, 2017
Closed on
Aug 28, 2017
Sold by
Murphy Stephen E and Murphy Delores D
Bought by
Daniels Rick and Daniels Nicole
Seller's Agent
Bill Grannan
Crystal Waters Realty Inc
Buyer's Agent
Venita Brannon
Coldwell Banker Realty
List Price
$507,500
Sold Price
$507,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.67%
Original Mortgage
$400,000
Interest Rate
4.03%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Apr 29, 2005
Sold by
Wilson William
Bought by
Murphy Stephen E and Murphy Dolores D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$628,000
Interest Rate
6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2004
Sold by
Saltonstall N Stewart and Saltonstall Laurie F
Bought by
Wilson William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$484,000
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2003
Sold by
Patt Ira F
Bought by
Saltonstall N Stewart and Saltonstall Laurie F

Purchase Details

Closed on
Feb 2, 2001
Sold by
Williams Ken L and Williams Maxine G
Bought by
Patt Ira F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
7.16%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Daniels James R $100 --
Daniels Rick $507,500 Attorney
Murphy Stephen E $785,000 Mcneese Title Llc
Wilson William $605,000 --
Saltonstall N Stewart $313,000 --
Patt Ira F $270,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Daniels Rick $400,000
Previous Owner Murphy Stephen E $628,000
Previous Owner Wilson William $484,000
Previous Owner Patt Ira F $216,000
Closed Wilson William $60,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/28/2017 08/28/17 Sold $507,500 0.0% $220 / Sq Ft
05/05/2017 05/05/17 Pending -- -- --
05/05/2017 05/05/17 For Sale $507,500 -- $220 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,490 $850,472 $120,000 $730,472
2023 $6,490 $581,409 $0 $0
2022 $5,780 $729,543 $117,039 $612,504
2021 $4,734 $497,880 $102,369 $395,511
2020 $4,361 $436,822 $93,654 $343,168
2019 $4,240 $426,895 $90,052 $336,843
2018 $4,018 $402,962 $0 $0
2017 $3,237 $326,581 $84,067 $242,514
2016 $3,189 $318,730 $0 $0
2015 $3,132 $308,119 $0 $0
2014 $3,129 $303,912 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 764281

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42830-000-0750