$485,000
SOLD OCT 6, 2025

22 Sylvia Cir Thurmont, MD 21788

4 Beds
3.5 Baths
2,768 Sq Ft
0.3 Acres

Recently Sold

$175 Per Sq Ft

1% Below List Price

18 Days on Market

Highlights

  • Active Adult
  • Colonial Architecture
  • Recreation Room
  • Golf Course View
  • Deck
  • Traditional Floor Plan

About This Home

As of October 2025

Welcome to 22 Sylvia Circle, a truly special home tucked away on a quiet cul-de-sac in the 55+ community of Jermae Estates overlooking the 15th green of Maple Run Golf Course and the Mountains. Designed with both comfort and style in mind, this home offers sun-filled living spaces, 9ft ceilings on the main level, timeless finishes, and a seamless flow for everyday living and entertaining. The inviting foyer opens to a formal living room and separate dining room, while the heart of the home is the kitchen with solid surface countertops, pantry, and a charming bay-windowed breakfast area. Hardwood floors flow through the foyer, kitchen, and breakfast space, creating warmth and continuity. Just steps away, the family room features a cozy gas fireplace and French doors leading to the deck. Upstairs, the primary suite is a retreat of its own with a large walk-in closet and spa-like bath complete with a soaking tub and walk-in shower. Three additional bedrooms, a hall bath, and conveniently located laundry complete the upper level. The walkout lower level expands your living space with a large finished recreation room, third full bath, and generous storage area. With a two-car garage, and abundant natural light throughout, this home is ready to be enjoyed for years to come. Updates also include new roof 2025, water heater in 2019, HVAC in 2018, and electronic air filter in 2023.

Last Agent to Sell the Property

Cindy Grimes

(301) 271-3487 cindy_grimes@msn.com J&B Real Estate License #WVB250301148 Listed on: 08/28/2025

Last Buyer's Agent

Abby Sievers

(301) 662-0155 buzzmac@prodigy.net Mackintosh, Inc. License #579163

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,982

Year Built

  • Built in 2003

Lot Details

  • 0.3 Acre Lot
  • Cul-De-Sac
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $9 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • Golf Course
  • Woods
  • Mountain

Home Design

  • Colonial Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Fireplace Mantel
  • Gas Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Utility Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash

Community Details

  • Active Adult
  • Association fees include common area maintenance
  • Active Adult | Residents must be 55 or older
  • Jermae Estates Phase I HOA
  • Jermae Estates Subdivision
  • Property Manager

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 1115361441

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,982

Year Built

Built in 2003

Lot Details

0

HOA Fees

$9 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Hardwood, Vinyl
  • Interior Amenities: Bathroom - Soaking Tub, Carpet, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Walk-In Closet(s), Wood Floors, Pantry
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Laundry, Recreation Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Improved, Interior Access, Outside Entrance, Walkout Level, Partially Finished
  • Laundry Type: Main Floor
  • Total Sq Ft: 3484
  • Living Area Sq Ft: 2768
  • Price Per Sq Ft: 206.50
  • Above Grade Finished Sq Ft: 2368
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 716
  • Total Below Grade Sq Ft: 1116
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • View: Golf Course, Trees/Woods, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • HOA Fees: 110.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: JERMAE ESTATES PHASE I
  • HOA: Yes
  • Senior Community Age Requirement: 55
  • Senior Community: Yes

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Cul-De-Sac
  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12950.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R5
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5982.00
  • Assessor Parcel Number: 1115361441
  • Tax Lot: 11
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2025
Closed on
Oct 6, 2025
Sold by
Villone Louis Dominick
Bought by
Phillips Cynthia
Seller's Agent
Cindy Grimes
J&B Real Estate
Buyer's Agent
Abby Sievers
Mackintosh, Inc.
List Price
$489,000
Sold Price
$485,000
Premium/Discount to List
-$4,000
-0.82%
Views
104
Current Estimated Value
$492,092

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,092
Avg. Annual Appreciation
3.00%
Original Mortgage
$460,750
Outstanding Balance
$460,750
Interest Rate
6.58%
Mortgage Type
Construction
Estimated Equity
$28,708

Purchase Details

Closed on
Oct 21, 2021
Sold by
Villone Louis D and Villone James D
Bought by
Villone Louis D

Purchase Details

Closed on
Oct 24, 2019
Sold by
Villone Louis D and Villone Maxine N
Bought by
Villone Louis D and Villone James D

Purchase Details

Closed on
Sep 12, 2003
Sold by
Dan Ryan Builders Inc
Bought by
Villone Louis D and Villone Maxine N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $485,000 Counsellor Title
Interfamily Deed Transfer -- None Available
Deed -- Wingate David
Interfamily Deed Transfer -- None Available
Deed $277,372 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,750 Construction
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/06/2025 10/06/25 Sold $485,000 -0.8% $175 / Sq Ft
09/15/2025 09/15/25 Pending -- -- --
08/28/2025 08/28/25 For Sale $489,000 -- $177 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,584 $432,700 -- --
2024 $5,584 $393,400 $0 $0
2023 $5,206 $354,100 $71,400 $282,700
2022 $4,961 $335,767 $0 $0
2021 $4,439 $317,433 $0 $0
2020 $4,439 $299,100 $58,000 $241,100
2019 $4,439 $299,100 $58,000 $241,100
2018 $4,503 $299,100 $58,000 $241,100
2017 $4,375 $304,000 $0 $0
2016 $4,523 $288,200 $0 $0
2015 $4,523 $272,400 $0 $0
2014 $4,523 $256,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2069308

Bright MLS

APN: 15-361441