Varun Varma
Coldwell Banker Realty FM
(513) 866-5856
242 Total Sales
1 in Ludlow
$250,000 Price
220 Montclair Ave Ludlow, KY 41016
Ludlow Area
3
Beds
2
Baths
1,422
Sq Ft
3,920
Sq Ft Lot
Highlights
- Gourmet Kitchen
- Deck
- Wood Flooring
- Craftsman Architecture
- Recreation Room
- Private Yard
About This Home
As of July 2026Charming and full of character, this thoughtfully updated home blends timeless appeal with modern style. Relax on the covered front porch before stepping inside to hardwood floors, abundant natural light, and an inviting layout. The kitchen features shaker cabinetry, butcher block countertops, stainless steel appliances, and convenient first-floor laundry. Two bedrooms and a full bath are located on the main level, while the private second-floor primary suite offers a peaceful retreat complete with a custom cocktail bar and full bath. Enjoy the fully fenced backyard with an expansive deck, perfect for relaxing or entertaining. Ideally located near local restaurants, parks, and everything Ludlow has to offer.
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Home Details
Home Type
- Single Family
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 40x110
- Cleared Lot
- Private Yard
- Land Lease
Home Design
- Craftsman Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Living Room
- Recreation Room
- Loft
- Storage Room
- Unfinished Basement
Kitchen
- Gourmet Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub
- Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Forced Air Zoned Cooling and Heating System
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2026
Closed on
Jul 23, 2026
Sold by
Anthony Roberts Michael and Anthony Sydney
Bought by
Seller's Agent
Michele Mamo
eXp Realty LLC
Buyer's Agent
Paula Cole
Coldwell Banker Realty
List Price
$275,000
Sold Price
$275,000
Views
23
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.79%
Purchase Details
Listed on
Oct 22, 2023
Closed on
Feb 15, 2024
Sold by
Jrdl Llc
Bought by
Roberts Michael Anthony and Roberts Sydney
Seller's Agent
Jonathan Ehlen
eXp Realty LLC
Buyer's Agent
Dan Vogel
Sibcy Cline, REALTORS-Florence
List Price
$264,500
Sold Price
$227,000
Premium/Discount to List
-$37,500
-14.18%
Views
409
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.21%
Original Mortgage
$10,000
Interest Rate
9.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 27, 2023
Sold by
Cloud Randall A and Cloud Kathy Brewer
Bought by
Jrdl Llc
Purchase Details
Closed on
Oct 31, 2007
Sold by
Stephenson Guido A and Stephenson Amy C
Bought by
Cloud Randall A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,700
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Varun Varma
-
Ben Schreiber
Ben Schreiber
eXp Realty, LLC
(859) 600-6189
91 Total Sales
3 in Ludlow
$275K - $300K Price Range
-
Jessica Reeves
Jessica Reeves
Responds QuicklySibcy Cline, REALTORS-Florence
(859) 600-0257
64 Total Sales
2 in Ludlow
$130K - $150K Price Range
-
Linda Mildon
Linda Mildon
Responds QuicklyRE/MAX Victory + Affiliates
(859) 600-1626
138 Total Sales
2 in Ludlow
$180K - $272K Price Range
-
Missy Bricking
Missy Bricking
Keller Williams Realty Service
(859) 600-6767
286 Total Sales
1 in Ludlow
$271,000 Price
-
Cathy Miles
Cathy Miles
Responds QuicklyMiles Home Team, LLC
(513) 586-5142
148 Total Sales
1 in Ludlow
$175,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $227,000 | None Listed On Document | |
| Quit Claim Deed | -- | Kentucky Land Title | |
| Warranty Deed | $69,700 | Reserve Title Services |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,715 | New Conventional | |
| Closed | $10,000 | New Conventional | |
| Closed | $10,000 | New Conventional | |
| Closed | $222,888 | FHA | |
| Closed | $222,888 | FHA | |
| Previous Owner | $52,000 | New Conventional | |
| Previous Owner | $48,700 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/23/2026 07/23/26 | Sold | $275,000 | 0.0% | $193 / Sq Ft | |
| 07/10/2026 07/10/26 | Pending | -- | -- | -- | |
| 07/09/2026 07/09/26 | For Sale | $275,000 | +21.1% | $193 / Sq Ft | |
| 02/16/2024 02/16/24 | Sold | $227,000 | -1.3% | $160 / Sq Ft | View Prior Sale |
| 01/17/2024 01/17/24 | Pending | -- | -- | -- | |
| 01/12/2024 01/12/24 | Price Changed | $229,900 | -2.5% | $162 / Sq Ft | |
| 12/05/2023 12/05/23 | Price Changed | $235,900 | -1.7% | $166 / Sq Ft | |
| 11/28/2023 11/28/23 | Price Changed | $239,900 | -0.9% | $169 / Sq Ft | |
| 11/17/2023 11/17/23 | Price Changed | $242,000 | -0.2% | $170 / Sq Ft | |
| 11/13/2023 11/13/23 | Price Changed | $242,500 | -0.8% | $171 / Sq Ft | |
| 11/06/2023 11/06/23 | Price Changed | $244,500 | -2.2% | $172 / Sq Ft | |
| 10/30/2023 10/30/23 | Price Changed | $249,900 | -5.3% | $176 / Sq Ft | |
| 10/25/2023 10/25/23 | Price Changed | $264,000 | -0.2% | $186 / Sq Ft | |
| 10/22/2023 10/22/23 | For Sale | $264,500 | -- | $186 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,965 | $227,000 | $10,000 | $217,000 |
| 2024 | $1,014 | $78,000 | $10,000 | $68,000 |
| 2023 | $1,054 | $78,000 | $10,000 | $68,000 |
| 2022 | $1,050 | $78,000 | $10,000 | $68,000 |
| 2021 | $1,045 | $69,700 | $10,000 | $59,700 |
| 2020 | $1,041 | $69,700 | $10,000 | $59,700 |
| 2019 | $1,036 | $69,700 | $10,000 | $59,700 |
| 2018 | $1,029 | $69,700 | $10,000 | $59,700 |
| 2017 | $1,016 | $69,700 | $10,000 | $59,700 |
| 2015 | $965 | $69,700 | $10,000 | $59,700 |
| 2014 | $927 | $69,700 | $10,000 | $59,700 |
Source: Public Records
Agents Affiliated with this Home
-
Michele Mamo
Seller's Agent in 2026
Michele Mamo
eXp Realty LLC
(859) 512-7772
492 Total Sales
-
Robyn Klare
Seller Co-Listing Agent in 2026
Robyn Klare
eXp Realty, LLC
(859) 866-2500
23 Total Sales
-
Paula Cole
Buyer's Agent in 2026
Paula Cole
Coldwell Banker Realty
(513) 607-3812
18 Total Sales
-
Jonathan Ehlen
Seller's Agent in 2024
Jonathan Ehlen
eXp Realty LLC
(859) 496-7768
7 Total Sales
-
JA
Seller Co-Listing Agent in 2024
Jason Asch
Keller Williams Realty Service
-
DV
Buyer's Agent in 2024
Dan Vogel
Sibcy Cline
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 644451
APN: 040-13-02-014.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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