$998,777

220 SW Willow Lake Trail Stuart, FL 34997

Stuart Area

Estimated payment $6,620/month

Total Views 2,994
4 Beds
3.5 Baths
2,613 Sq Ft
$382 Price per Sq Ft

Highlights

  • Property has ocean access
  • Home fronts navigable water
  • River View
  • Martin County High School Rated A-
  • In Ground Pool
  • Deck

About This Home

Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. Don't miss out!

Listing Agent

Jason Flannery

Illustrated Properties LLC License #3053611 Listed on: 07/24/2026

Illustrated Properties LLC

Co-Listing Agent

Kevin Thomas

Illustrated Properties LLC License #3390737

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,556

Year Built

  • Built in 1981

Lot Details

  • 20,553 Sq Ft Lot
  • Home fronts navigable water
  • River Front
  • Cul-De-Sac
  • Southwest Facing Home
  • Paved or Partially Paved Lot
  • Irregular Lot
  • Property is zoned Res SF

Parking

  • 2.5 Car Detached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • River
  • Pool

Home Design

  • Florida Architecture
  • Frame Construction
  • Metal Roof
  • Wood Siding
  • Stone Veneer

Interior Spaces

  • 2,613 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Cathedral Ceiling
  • Decorative Fireplace
  • Entrance Foyer
  • Combination Dining and Living Room
  • Screened Porch
  • Storage
  • Ceramic Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Closet Cabinetry
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry closet
  • Washer Hookup

Outdoor Features

  • In Ground Pool
  • Property has ocean access
  • River Access
  • No Fixed Bridges
  • Rip-Rap
  • Deck
  • Patio
  • Outdoor Living Area

Schools

  • Crystal Lake Elementary School
  • Dr. David L. Anderson Middle School
  • Martin County High School

Utilities

  • Central Heating and Cooling System
  • Three-Phase Power
  • Well
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cape Live Oak Subdivision

Listing and Financial Details

  • Assessor Parcel Number 553841421000000401

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,556

Year Built

Built in 1981

Lot Details

0.47 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: I-95 to Kanner Hwy, east, left on Gaines, left on Willow Lake Trail all the way toward end. Howes will be on the left.
  • Year Built: 1981
  • Architectural Style: Florida
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Built-in Features, Breakfast Area, Closet Cabinetry, Cathedral Ceiling(s), Dual Sinks, Entrance Foyer, High Ceilings, Kitchen Island, Living/Dining Room, Main Level Primary, Pantry, Split Bedrooms, Storage, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Main Level Bedrooms: 4
  • Furnished: Unfurnished
  • Appliances: Dishwasher, Electric Range, Disposal, Ice Maker, Microwave, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Location: Entry Level Living Area Y
  • Fireplace Features: Decorative
  • Fireplace: Yes
  • Flooring: Ceramic Tile
  • Living Area: 2613.0
  • Stories: 1

Exterior Features

  • Exterior Features: Outdoor Living Area, Porch
  • View: Pool, River, Water
  • Lot Features: Cul-De-Sac, Irregular Lot, 1/4 to 1/2 Acre Lot
  • Pool Features: In Ground, Outside Bath Access
  • Pool Private: Yes
  • Road Surface Type: Paved
  • View: Yes
  • Waterfront Features: Navigable Water, No Fixed Bridges, Ocean Access, River Front, River Access, Riprap
  • Waterfront: Yes
  • Construction Type: Frame, Stone Veneer, Wood Siding
  • Direction Faces: Southwest
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Covered Parking Spaces: 2.5
  • Attached Garage: No
  • Garage Spaces: 2.5
  • Garage Yn: Yes
  • Parking Features: Concrete, Driveway, Detached, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Laundry Features: Washer Hookup, Inside, Laundry Closet
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: 3 Phase
  • Sewer: Septic Tank
  • Utilities: Cable Available, Water Available
  • Water Source: Public, Well

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Senior Community: No
  • Association: No
  • Pets Allowed: No Pet Restrictions, Yes

Schools

  • Elementary School: Crystal Lake (Martin)
  • High School: Martin County
  • Middle Or Junior School: Dr. David L. Anderson

Lot Info

  • Parcel #: 553841421000000401
  • Lot Size Acres: 0.47
  • Mobile Dim Units: Feet
  • Zoning: Res SF

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 13555.8

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,556 $833,030 $461,700 $371,330
2024 $13,273 $762,582
2023 $13,273 $693,257 $0 $0
2022 $11,416 $630,234 $0 $0
2021 $10,328 $572,940 $330,480 $242,460
2020 $9,949 $550,670 $325,620 $225,050
2019 $5,835 $352,245 $0 $0
2018 $7,975 $443,670 $267,300 $176,370
2017 $6,637 $394,610 $252,720 $141,890
2016 $5,857 $326,650 $223,560 $103,090
2015 $5,306 $321,320 $218,700 $102,620
2014 $5,306 $310,950 $204,120 $106,830
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/24/2026 07/24/26 For Sale $998,777 +42.7% $382 / Sq Ft
08/28/2019 08/28/19 Sold $700,000 -3.4% $268 / Sq Ft View Prior Sale
07/29/2019 07/29/19 Pending -- -- --
04/10/2019 04/10/19 For Sale $725,000 +14.2% $277 / Sq Ft
06/27/2018 06/27/18 Sold $635,000 -5.8% $243 / Sq Ft View Prior Sale
05/28/2018 05/28/18 Pending -- -- --
03/23/2018 03/23/18 For Sale $674,444 +42.0% $258 / Sq Ft
06/10/2016 06/10/16 Sold $475,000 -4.8% $182 / Sq Ft View Prior Sale
05/11/2016 05/11/16 Pending -- -- --
03/24/2016 03/24/16 For Sale $499,000 -- $191 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $700,000 Attorney
Warranty Deed $700,000 Attorney
Warranty Deed $635,000 National Title Solutions Inc
Warranty Deed $475,000 Patch Reef Title Company Inc
Personal Reps Deed $676,500 Waveland Title Services Llc
Deed $275,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $552,500 New Conventional
Previous Owner $571,000 Adjustable Rate Mortgage/ARM
Previous Owner $467,863 New Conventional
Previous Owner $463,400 VA
Source: Public Records

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: B26055689

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-421-000-00040-1

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