$282,900
PENDING $5K PRICE DROP

Estimated payment $1,698/month

Total Views 3,053
3 Beds
2 Baths
1,658 Sq Ft
$171 Price per Sq Ft

Highlights

  • 2 Car Detached Garage
  • Screened Patio
  • Baseboard Heating
  • Front Porch
  • Forced Air Heating System
  • Wood Fence

About This Home

Introducing 221 3rd Avenue NE in St. Cloud. This beautifully updated up-and-down duplex offers both classic character and modern convenience. Built in 1920, this property is ideal as an owner-occupied home with rental income potential or as an investment opportunity. The property offers the perfect combination of classic charm and a laundry list of modern upgrades and amenities. The lower unit is a two-bedroom, one-bathroom with over 1,000 square feet of finished living space. The open layout provides a relaxing, seamless flow with large picture windows, allowing for abundant natural light. The high ceilings and updated kitchen are sure to make anyone envious. The remodeled bathroom also features a modern walk-in shower with dual showerheads. The main level unit also has access to the basement, which provides additional storage space as well as a laundry area. The basement is also framed and just waiting to be finished with all your creative ideas. Upstairs we find a one-bedroom, one-bathroom unit with a private exterior entrance. This cozy space features a kitchen, bedroom, bathroom, and living room, which also has its own laundry area. Check out the work that has been done on this property; updates include spray foam insulation, electrical, plumbing, furnace, air conditioner, drywall, flooring, cabinets, and the list goes on and on! Don’t overlook the fenced-in backyard and two-stall detached garage. All of this in a convenient location with easy access to downtown, parks, the river, and all that St. Cloud has to offer!

Listing Agent

Brendan Mooney

Your Next Place Real Estate Listed on: 05/13/2026

Co-Listing Agent

Kaylee Welker

Your Next Place Real Estate

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,742

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 147x50
  • Wood Fence
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Duplex
  • Block Foundation
  • Pitched Roof
  • Vinyl Siding
  • Stucco Exterior
  • Stone Exterior Construction

Interior Spaces

  • 1,658 Sq Ft Home
  • 1.5-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms

Laundry

  • Laundry on upper level
  • Washer and Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Natural lighting in basement

Outdoor Features

  • Screened Patio
  • Front Porch

Utilities

  • Forced Air Heating System
  • Baseboard Heating
  • 200+ Amp Service

Community Details

  • 2 Units
  • St Cloud Park Subdivision

Listing and Financial Details

  • The owner pays for gas, sewer, trash collection, water
  • Assessor Parcel Number 170078500

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,742

Year Built

Built in 1920

Lot Details

6,970 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential Income
  • Property Subtype 1: Duplex Up and Down
  • Outside Features: Stone, Stucco, Vinyl
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Association Amenities: None
  • Year Built: 1920
  • Above Grade Finished Sq Ft: 1658
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: Y
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Daylight/Lookout Windows, Full, Single Tenant Access, Unfinished
  • Living Area: 1658
  • Owner Pays: Gas, Sewer, Trash Collection, Water
  • Basement YN: Yes
  • Amenities: Countertops-Solid Surface, Custom Cabinetry, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Open Floor Plan, Washer/Dryer Hookup
  • Appliances: Dishwasher, Dryer, Water Heater - Electric, Microwave, Range, Refrigerator, Washer, Water Softener - Rented
  • Amenities: Kitchen Window, Washer/Dryer Hookup
  • Appliances: Dryer, Water Heater - Electric, Microwave, Range, Refrigerator, Washer

Beds/Baths

  • Total Bedrooms: 3

Exterior Features

  • Roof: Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: Wood
  • Foundation Details: Block
  • PatioPorchType: Front Porch, Patio, Screened

Garage/Parking

  • Parking Features: Detached Garage, Electric, Garage Door Opener

Utilities

  • Heating: Baseboard, Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Electric Dryer Hookup, Gas Dryer Hookup, In Unit, Upper Level, Washer Hookup
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Electric, Natural Gas

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • Topography: Level
  • Waterfront YN: No
  • Lot Size: 147x50
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Multi-Family,Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Units Total: 2

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 170078500
  • Tax Annual Amount: 1742
  • TaxWithAssessments: 1752

Multi Family

  • TenantPays: Cable TV, Electricity, Other
  • Number Of Refrigerators: Two

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,174 $217,700 $25,000 $192,700
2025 $1,752 $217,700 $25,000 $192,700
2024 $1,824 $155,600 $25,000 $130,600
2023 $1,800 $155,600 $25,000 $130,600
2022 $1,376 $149,400 $25,000 $124,400
2021 $1,312 $115,800 $25,000 $90,800
2018 $1,914 $105,100 $25,000 $80,100
2017 $1,914 $97,700 $25,000 $72,700
2016 $1,862 $92,900 $25,000 $67,900
2015 $1,922 $92,900 $25,000 $67,900
2014 -- $98,300 $25,000 $73,300
2013 -- $98,300 $25,000 $73,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/08/2026 07/08/26 Pending -- -- --
06/05/2026 06/05/26 Price Changed $282,900 -1.7% $171 / Sq Ft
05/13/2026 05/13/26 For Sale $287,900 +5.5% $174 / Sq Ft
08/02/2024 08/02/24 Sold $273,000 -2.2% $165 / Sq Ft View Prior Sale
06/25/2024 06/25/24 Pending -- -- --
06/14/2024 06/14/24 For Sale $279,000 -- $168 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $273,000 First American Title
Warranty Deed $115,000 First Amer Ttl Ins Co Dba Th
Quit Claim Deed -- None Available
Limited Warranty Deed $40,000 --
Corporate Deed $122,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $259,350 New Conventional
Previous Owner $113,900 New Conventional
Previous Owner $111,904 FHA
Previous Owner $122,000 Commercial
Source: Public Records

Source: NorthstarMLS

MLS Number: 7073155

NorthstarMLS

APN: 17.00785.00

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