$464,900
SOLD JAN 13, 2025
4 Beds
2.5 Baths
1,714 Sq Ft
1,307 Sq Ft Lot

Recently Sold

$271 Per Sq Ft

3% Below List Price

74 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Bay Window
  • Stone Countertops
  • Rear Porch
  • 3-minute walk to Washington Park

About This Home

As of January 2025

Welcome to 221 Jay St! This remarkable Center Square townhome offers the perfect blend of historic charm and modern updates! Flooding with natural light, you'll find cozy corners to enjoy throughout. This home features gorgeous decorative marble mantels in the living and dining rooms as well as beautiful hardwood floors. Lovely kitchen with breakfast bar and the outdoor patio space is a dreamy, low maintenance oasis with turf, rock garden, string lights and custom mural. The primary bedroom, adorned with a beautiful bay window, laundry area, and two additional bedrooms are found on the second floor. This is a single family with in-law. Experience walkability, culture and vibrancy in one of Albany's most sought after neighborhoods!

Last Agent to Sell the Property

Shannon McCarthy

eXp Realty License #10301219297 Listed on: 06/28/2024

eXp Realty

Co-Listed By

Caitlin Montalvo

Howard Hanna Capital Inc License #10301215773

Last Buyer's Agent

Cristhian Astorga

Lincoln House Realty License #10401387776

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,394

Year Built

  • Built in 1852

Lot Details

  • 1,307 Sq Ft Lot
  • Lot Dimensions are 19.1x74.3
  • Wood Fence
  • Back Yard Fenced
  • Garden
  • Property is zoned Multi Residence

Home Design

  • Flat Roof Shape
  • Brick Exterior Construction
  • Brick Foundation
  • Rubber Roof

Interior Spaces

  • 3-Story Property
  • Crown Molding
  • Bay Window
  • Living Room
  • Dining Room

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Bathroom on Main Level
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Apartment Living Space in Basement

Outdoor Features

  • Patio
  • Rear Porch

Schools

  • Giffen Memorial Elementary School
  • Albany High School

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • 200+ Amp Service
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 28.000 / 3
  • Assessor Parcel Number 010100 76.24-3-28

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,394

Year Built

Built in 1852

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Multi Residence
  • Year Built: 1852
  • Directions: Lark St to Jay St
  • Above Grade Finished Sq Ft: 1714.0
  • Financial Details General Taxes: 3069.12
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 4324.62
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.03
  • Lot Size: 19.1x74.3
  • New Construction: No
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Co List Office Mls Id: o2849G
  • Co List Office Phone: 518-663-6315
  • Structure Type: Townhouse
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Fencing:Back Yard: Yes
  • Percent Basement Finished: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features:Upper Level: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style:Townhouse: Yes
  • Flooring:Ceramic Tile: Yes
  • Basement Heated: Yes
  • Flooring:Wood: Yes
  • Laundry Features:Laundry Closet: Yes
  • Fencing:Wood4: Yes
  • Foundation Details:BrickMortar: Yes
  • Levels Three Or More: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Wood, Ceramic Tile, Hardwood, Laminate
  • Basement: Apartment, Finished, Full, Heated
  • Interior Amenities: High Speed Internet, Walk-In Closet(s), 1 Family + In-Law, Ceramic Tile Bath, Crown Molding
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 850.0
  • Living Area: 1714.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Bay Window(s)
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Hatch: Yes
  • Interior Features:Crown Molding: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Basement:Apartment: Yes
  • Interior Features:Stone Countertops: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Flat, Rubber
  • Construction Type: Brick
  • Fencing: Wood, Back Yard
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Rear Porch, Patio
  • Waterfront: No
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Brick: Yes
  • Exterior Features:Garden: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Hot Water, Natural Gas, Radiant
  • Laundry Features: Laundry Closet, Upper Level
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Albany

Lot Info

  • Parcel #: 010100 76.24-3-28
  • Lot Size Sq Ft: 1306.8

Tax Info

  • Tax Annual Amount: 7393.74
  • Tax Block: 3
  • Tax Lot: 28.000

MLS Schools

  • Elementary School: Giffen Memorial
  • HighSchool: Albany

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2024
Closed on
Jan 13, 2025
Sold by
Reifler Daniel and Reifler Katie
Bought by
Patterson Rachel
Seller's Agent
Shannon McCarthy
eXp Realty
Buyer's Agent
Cristhian Astorga
Lincoln House Realty
List Price
$479,900
Sold Price
$464,900
Premium/Discount to List
-$15,000
-3.13%
Views
202
Current Estimated Value
$484,393

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,493
Avg. Annual Appreciation
5.14%
Original Mortgage
$461,487
Outstanding Balance
$458,029
Interest Rate
7.04%
Mortgage Type
FHA
Estimated Equity
$26,364

Purchase Details

Listed on
Jun 14, 2021
Closed on
Sep 15, 2021
Sold by
Stutsrim David G
Bought by
Reifler Katie and Reifler Daniel
Seller's Agent
Gary Pollard
Gabler Realty, LLC
Buyer's Agent
Caitlin Montalvo
Monticello
List Price
$350,000
Sold Price
$360,000
Premium/Discount to List
$10,000
2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.98%
Original Mortgage
$349,200
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 1, 2017
Closed on
Jun 26, 2017
Sold by
Brandow William
Bought by
Giovannetti Joseph and Clark Jennifer
Seller's Agent
Elise Van Allen
Yes Realty Group
Buyer's Agent
Thomas R. Cross
BOB HOWARD, INC.
List Price
$305,000
Sold Price
$305,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.01%
Original Mortgage
$285,714
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 3, 2003

Purchase Details

Closed on
May 30, 2003
Sold by
Est Mcdonald Dorothy
Bought by
Petit Wm O
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 None Listed On Document
Warranty Deed $360,000 Legacy Title
Deed $305,000 None Available
Deed $92,500 --
Deed $80,000 Margaret Walsh
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $461,487 FHA
Previous Owner $349,200 New Conventional
Previous Owner $285,714 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/13/2025 01/13/25 Sold $464,900 0.0% $271 / Sq Ft
09/11/2024 09/11/24 Pending -- -- --
08/22/2024 08/22/24 Price Changed $464,900 -1.1% $271 / Sq Ft
08/06/2024 08/06/24 Price Changed $469,900 -1.1% $274 / Sq Ft
07/26/2024 07/26/24 Price Changed $474,900 -1.0% $277 / Sq Ft
06/28/2024 06/28/24 For Sale $479,900 +33.3% $280 / Sq Ft
09/15/2021 09/15/21 Sold $360,000 +2.9% $140 / Sq Ft View Prior Sale
06/22/2021 06/22/21 Pending -- -- --
06/14/2021 06/14/21 For Sale $350,000 +9.4% $137 / Sq Ft
01/15/2019 01/15/19 Sold $320,000 0.0% $187 / Sq Ft View Prior Sale
11/10/2018 11/10/18 Pending -- -- --
11/10/2018 11/10/18 For Sale $320,000 +4.9% $187 / Sq Ft
06/26/2017 06/26/17 Sold $305,000 0.0% $178 / Sq Ft View Prior Sale
05/03/2017 05/03/17 Pending -- -- --
04/30/2017 04/30/17 For Sale $305,000 -- $178 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,133 $390,000 $78,000 $312,000
2023 $7,394 $183,000 $36,600 $146,400
2022 $7,233 $183,000 $36,600 $146,400
2021 $7,217 $183,000 $36,600 $146,400
2020 $6,943 $183,000 $36,600 $146,400
2019 $7,205 $183,000 $36,600 $146,400
2018 $7,124 $183,000 $36,600 $146,400
2017 $4,093 $183,000 $36,600 $146,400
2016 $6,750 $183,000 $36,600 $146,400
2015 $6,973 $190,000 $50,100 $139,900
2014 -- $190,000 $50,100 $139,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202420368

Global MLS

APN: 010100-076-024-0003-028-000-0000