K
Seller's Agent in 2025
Kate Russell
Dream Realty Services
(815) 651-8450
2 in this area
22 Total Sales
223 E 20th Ct Lockport, IL 60441
South Lockport Neighborhood
4
Beds
2.5
Baths
2,064
Sq Ft
1893
Built
Highlights
- Open Floorplan
- Corner Lot
- Stainless Steel Appliances
- Lockport Township High School East Rated A
- Home Office
- Walk-In Closet
About This Home
As of July 2025Completely rebuilt from the ground up, this stunning 4-bedroom + office home blends modern comfort with a prime Lockport location-right across from Dellwood Park and just minutes from the historic downtown district. Situated on a generous corner lot, the property offers extra yard space and a great sense of openness, perfect for gardening, play, or future outdoor projects. Step inside to discover an open, airy layout featuring four spacious bedrooms, a dedicated home office, and a luxurious master suite with a spa-like bath and walk-in closet. This home has been built with exquisite craftsmanship and goes far beyond typical construction standards. Everything is brand new-roof, siding, windows, electrical, plumbing, HVAC, and mechanicals-offering the peace of mind and low-maintenance lifestyle that comes with new construction. It features solid 2x10 headers, LVL beams, hurricane clips, and durable 22 mil wear-layer luxury vinyl flooring. R49 insulation in the attic, Low-E windows, a high-efficiency furnace and water heater, and Energy Star stainless steel appliances all contribute to long-term energy savings and comfort. Every detail has been thoughtfully considered, and all work was completed with permits and built above code, ensuring lasting quality throughout. The basement has been fully waterproofed and includes a new French drain system-perfect for dry storage or finishing in the future. With park views, high-end upgrades, and space to grow, this home is truly move-in ready and built to last.
Last Agent to Sell the Property
Dream Realty Services License #475200027 Listed on: 06/12/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,104
Year Built
- Built in 1893 | Remodeled in 2025
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Stone Foundation
- Asphalt Roof
Interior Spaces
- 2,064 Sq Ft Home
- 2-Story Property
- Open Floorplan
- ENERGY STAR Qualified Windows with Low Emissivity
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Home Office
- Vinyl Flooring
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- ENERGY STAR Qualified Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
Schools
- Taft Grade Elementary And Middle School
- Lockport Township High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
Additional Features
- Patio
- Corner Lot
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2025
Closed on
Jul 29, 2025
Sold by
Tack Properties Llc
Bought by
Ponce Kelly
Seller's Agent
Kate Russell
Dream Realty Services
Buyer's Agent
Cathy Kelley
Happy Living Realty
List Price
$430,000
Sold Price
$390,000
Premium/Discount to List
-$40,000
-9.3%
Views
53
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-59.12%
Original Mortgage
$370,500
Outstanding Balance
$370,196
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
-$16,740
Purchase Details
Listed on
Oct 24, 2024
Closed on
Dec 6, 2024
Sold by
Sotelo Mario
Bought by
Tack Roperties Llc
Seller's Agent
KENNETH REDEKER
Keller Williams Realty Signature
Buyer's Agent
Kate Russell
Dream Realty Services
List Price
$100,000
Sold Price
$80,000
Premium/Discount to List
-$20,000
-20%
Views
122
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1088.39%
Original Mortgage
$210,000
Interest Rate
5.99%
Mortgage Type
Construction
Purchase Details
Closed on
Mar 18, 2024
Sold by
Ramirez Debra R
Bought by
Sotelo Mario
Purchase Details
Closed on
Oct 25, 2016
Sold by
Mack Industries Ltd
Bought by
Ramirez Debra R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,500
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 14, 2016
Sold by
Mack Loc Ii Llc
Bought by
Mack Industries Ltd
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,365,600
Interest Rate
5.07%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 28, 2015
Sold by
Mack Industries Ltd
Bought by
Mack Loc Ii Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,778,250
Interest Rate
3.93%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 30, 2015
Sold by
Mack Industries V Llc
Bought by
Mack Industries Ltd
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,000,000
Interest Rate
3.73%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Dec 10, 2014
Sold by
Mack Industries Ii Llc
Bought by
Mack Industries V Llc
Purchase Details
Closed on
Oct 27, 2014
Sold by
Mack Industries Ii Llc
Bought by
Wheelhouse Investments Llc
Purchase Details
Listed on
Jun 3, 2014
Closed on
Aug 13, 2014
Sold by
Fannie Mae
Bought by
Mack Industries Ii Llc
Seller's Agent
Tamela Climer
TLC Real Estate Services
Buyer's Agent
Kevin Kennedy
Crosstown Realtors Inc
List Price
$92,900
Sold Price
$68,200
Premium/Discount to List
-$24,700
-26.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.02%
Original Mortgage
$6,000,000
Interest Rate
4.1%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Mar 7, 2014
Sold by
Flores Reynaldo and Bank Of America Na
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 24, 2014
Sold by
Bank Of America Na
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 27, 2013
Sold by
Flores Reynaldo
Bought by
Bank Of America Na
Purchase Details
Closed on
Dec 20, 2005
Sold by
Chicago Title Land Trust Co
Bought by
Flores Reynaldo and Flores Mary
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,920
Interest Rate
7.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 13, 1998
Sold by
Roche Sharon M and Roche Peter A
Bought by
The Chicago Trust Company and Trust #1106236
Purchase Details
Closed on
Dec 2, 1996
Sold by
Clark Thomas G and Clark Susan L
Bought by
Roche Sharon M and Roche Peter M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $390,000 | Fidelity National Title | |
| Warranty Deed | $80,000 | None Listed On Document | |
| Executors Deed | $30,000 | Chicago Title | |
| Warranty Deed | $150,000 | Ata National Title Group Llc | |
| Quit Claim Deed | -- | Attorney | |
| Quit Claim Deed | -- | Greater Illinois Title Co | |
| Quit Claim Deed | -- | Greater Illinois Title Co | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Special Warranty Deed | $68,200 | None Available | |
| Sheriffs Deed | -- | None Available | |
| Trustee Deed | -- | None Available | |
| Sheriffs Deed | $256,634 | None Available | |
| Deed | $200,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $80,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,500 | New Conventional | |
| Previous Owner | $210,000 | Construction | |
| Previous Owner | $112,500 | New Conventional | |
| Previous Owner | $1,365,600 | Commercial | |
| Previous Owner | $1,778,250 | Purchase Money Mortgage | |
| Previous Owner | $2,000,000 | Credit Line Revolving | |
| Previous Owner | $6,000,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $192,000 | New Conventional | |
| Previous Owner | $24,000 | Stand Alone Second | |
| Previous Owner | $210,000 | Unknown | |
| Previous Owner | $159,920 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Closed | $0 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $390,000 | -2.3% | $189 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/28/2025 06/28/25 | Price Changed | $399,000 | -3.9% | $193 / Sq Ft |
| 06/23/2025 06/23/25 | Price Changed | $415,000 | -3.5% | $201 / Sq Ft |
| 06/12/2025 06/12/25 | For Sale | $430,000 | +437.5% | $208 / Sq Ft |
| 12/06/2024 12/06/24 | Sold | $80,000 | -20.0% | $67 / Sq Ft |
| 10/30/2024 10/30/24 | Pending | -- | -- | -- |
| 10/24/2024 10/24/24 | For Sale | $100,000 | +46.6% | $83 / Sq Ft |
| 08/15/2014 08/15/14 | Sold | $68,200 | -17.7% | $60 / Sq Ft |
| 08/04/2014 08/04/14 | Pending | -- | -- | -- |
| 07/28/2014 07/28/14 | Price Changed | $82,900 | -3.5% | $73 / Sq Ft |
| 07/06/2014 07/06/14 | Price Changed | $85,900 | -7.5% | $75 / Sq Ft |
| 06/03/2014 06/03/14 | For Sale | $92,900 | -- | $81 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,104 | $57,036 | $20,776 | $36,260 |
| 2022 | $4,409 | $50,632 | $18,443 | $32,189 |
| 2021 | $4,208 | $47,582 | $17,332 | $30,250 |
| 2020 | $4,118 | $46,017 | $16,762 | $29,255 |
| 2019 | $3,953 | $43,618 | $15,888 | $27,730 |
| 2018 | $3,813 | $41,130 | $14,982 | $26,148 |
| 2017 | $3,608 | $37,696 | $13,731 | $23,965 |
| 2016 | $3,038 | $38,048 | $12,187 | $25,861 |
| 2015 | $2,998 | $35,147 | $11,258 | $23,889 |
| 2014 | $2,998 | $34,458 | $11,037 | $23,421 |
| 2013 | $2,998 | $40,539 | $12,985 | $27,554 |
Source: Public Records
Agents Affiliated with this Home
-
Kate Russell
-
Cathy Kelley
Buyer's Agent in 2025
Cathy Kelley
Happy Living Realty
(630) 337-5697
1 in this area
44 Total Sales
-
KENNETH REDEKER
Seller's Agent in 2024
KENNETH REDEKER
Keller Williams Realty Signature
(815) 315-4815
1 in this area
79 Total Sales
-
T
Seller's Agent in 2014
Tamela Climer
TLC Real Estate Services
-
Kevin Kennedy
Buyer's Agent in 2014
Kevin Kennedy
Crosstown Realtors Inc
(708) 935-9991
63 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12389837
APN: 11-04-26-119-004
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