K
Seller's Agent in 2025
Kristy Jones
Five Star Real Estate (M6)
(616) 295-4301
4 in this area
102 Total Sales
225 E Franklin St Otsego, MI 49078
2
Beds
1
Bath
1,276
Sq Ft
7,405
Sq Ft Lot
Highlights
- No HOA
- Porch
- Garden
- Otsego High School Rated 9+
- Bungalow
- Forced Air Heating System
About This Home
As of December 2025Charming 2-Bedroom Home in Otsego! Welcome to this inviting 2-bedroom, 1-bath home located in the heart of Otsego! This cozy property is ideal for first-time buyers or anyone looking to downsize. Inside, you'll find updated flooring throughout and a bright, comfortable living space ready for you to make your own. The efficient layout offers convenience and easy maintenance, while the carport provides extra protection during the winter months. Enjoy the benefits of living in the City of Otsego, close to schools, parks, and local amenities. Whether you're starting out or simplifying your lifestyle, this home offers great value and charm. Highlights: Updated flooring throughout Newer roof, furnace & water softner/purifier Covered carport for year-round convenience Great location in the City of Otsego Don't miss your chance to make this charming home yours—schedule a showing! Delayed review of offers on 11/11/25 at 9pm
Last Agent to Sell the Property
Five Star Real Estate (M6) License #6502405052 Listed on: 11/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,194
Year Built
- Built in 1886
Lot Details
- 7,405 Sq Ft Lot
- Garden
- Property is zoned R-B, R-B
Parking
- 1 Car Garage
- Carport
- Unpaved Driveway
Home Design
- Bungalow
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,276 Sq Ft Home
- 2-Story Property
- Replacement Windows
- Range
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms | 1 Main Level Bedroom
- 1 Full Bathroom
Laundry
- Laundry on main level
- Laundry in Kitchen
Basement
- Michigan Basement
- Partial Basement
- Laundry in Basement
Outdoor Features
- Porch
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Water Purifier Leased
- High Speed Internet
- Internet Available
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 8, 2025
Closed on
Dec 19, 2025
Sold by
Santiago-Rios Nerialis
Bought by
Castillo Shelsey and Castillo Francisco
Seller's Agent
Kristy Jones
Five Star Real Estate (M6)
Buyer's Agent
Laurie Zwiers
City2Shore Real Estate
List Price
$159,900
Sold Price
$160,000
Premium/Discount to List
$100
0.06%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,407
Avg. Annual Appreciation
-3.22%
Original Mortgage
$10,000
Outstanding Balance
$9,990
Interest Rate
6.22%
Estimated Equity
$148,603
Purchase Details
Listed on
May 31, 2022
Closed on
Jun 29, 2022
Sold by
Ab & Cc Investments Llc
Bought by
Santiago-Rios Nerialis
Seller's Agent
Brad Boone
Berkshire Hathaway HomeServices MI
Buyer's Agent
Kristy Jones
Five Star Real Estate (M6)
List Price
$119,000
Sold Price
$136,500
Premium/Discount to List
$17,500
14.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$132,400
Interest Rate
5.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 15, 2002
Sold by
Gallagher Cass P and Gallagher Carol
Bought by
Ab & Cc Investments Llc
Purchase Details
Closed on
Feb 22, 2001
Bought by
Boone Bradley and Gallagher Cass
Purchase Details
Closed on
Jun 15, 2000
Sold by
Kirkpatrick Robert D
Bought by
Conseco Finance Serv Corp
Purchase Details
Closed on
Oct 21, 1997
Sold by
Dorgan Daniel D
Bought by
Kirkpatrick Robert
Purchase Details
Closed on
Jun 17, 1991
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $160,000 | Chicago Title Of Michigan | |
| Warranty Deed | $136,500 | None Listed On Document | |
| Warranty Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $84,600 | -- | |
| Deed | $51,000 | -- | |
| Deed | $26,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | No Value Available | |
| Open | $157,102 | FHA | |
| Previous Owner | $132,400 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/19/2025 12/19/25 | Sold | $160,000 | +0.1% | $125 / Sq Ft | |
| 11/14/2025 11/14/25 | Pending | -- | -- | -- | |
| 11/08/2025 11/08/25 | For Sale | $159,900 | +17.1% | $125 / Sq Ft | |
| 06/30/2022 06/30/22 | Sold | $136,500 | +14.7% | $107 / Sq Ft | View Prior Sale |
| 06/06/2022 06/06/22 | Pending | -- | -- | -- | |
| 05/31/2022 05/31/22 | For Sale | $119,000 | -- | $93 / Sq Ft |
Source: MichRIC
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,165 | $58,600 | $8,000 | $50,600 |
| 2024 | $1,039 | $51,700 | $4,800 | $46,900 |
| 2023 | $1,739 | $45,700 | $4,500 | $41,200 |
| 2022 | $1,039 | $37,600 | $4,500 | $33,100 |
| 2021 | $1,443 | $34,800 | $4,500 | $30,300 |
| 2020 | $1,424 | $34,500 | $4,500 | $30,000 |
| 2019 | $1,400 | $29,100 | $4,500 | $24,600 |
| 2018 | $1,370 | $28,500 | $4,500 | $24,000 |
| 2017 | $0 | $24,400 | $5,200 | $19,200 |
| 2016 | $0 | $22,100 | $3,900 | $18,200 |
| 2015 | -- | $22,100 | $3,900 | $18,200 |
| 2014 | $1,612 | $22,100 | $7,200 | $14,900 |
| 2013 | $1,612 | $20,700 | $5,900 | $14,800 |
Source: Public Records
Agents Affiliated with this Home
-
Kristy Jones
-
Laurie Zwiers
Buyer's Agent in 2025
Laurie Zwiers
City2Shore Real Estate
(616) 836-4120
1 in this area
187 Total Sales
-
Brad Boone
B
Seller's Agent in 2022
Brad Boone
Berkshire Hathaway HomeServices MI
(269) 207-5691
35 in this area
82 Total Sales
Map
Source: MichRIC
MLS Number: 25057409
APN: 54-107-083-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
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