225 Morrison Rd Interlachen, FL 32148

Looking for a simple, affordable way to own land in Florida? This 0.24-acre lot in Interlachen Lakes Estates offers the flexibility and peace of mind that many buyers are searching for.
Enjoy the convenience of smooth, paved road access and proximity to schools, shopping and neighborhood amenities. This property is zoned for either a site-built or a mobile home, making it the perfect spot to build your Florida retreat now or secure a flexible investment for the future.
Adding to its appeal, this property sits in Flood Zone X and comes with annual property taxes of only $79 with no back taxes owed. That means low carrying costs and a hassle-free ownership experience, making it easy to hold onto for years to come.
Located in Putnam County and close to the St. John’s River, you’ll enjoy a relaxed lifestyle surrounded by water, greenery, and outdoor recreation. Residents love the area for its affordable cost of living, excellent fishing and boating, and convenient access to both Palatka and Gainesville for shopping, dining, and essential services.
Affordable Florida lots with paved access and power immediately available are becoming harder to find.
Send us a message today to get the details and secure this property before it’s gone.

Reasons You’ll Love This Property
1. Flexible Use, Your Way
Whether you want to build a site-built home, place a mobile home, or simply hold the land as an investment, this lot gives you the freedom to move at your own pace.
2. Simple Ownership with Low Carrying Costs
Enjoy paved road access and low annual taxes of just $79 with no back taxes, keeping ownership simple, affordable, and easy to maintain long term.
3. Simple Owner Financing Available
Skip the bank entirely with easy owner financing. No credit checks, no complicated approvals, and no costly bank loans needed to get started.
4. The Putnam County Lifestyle
Surrounded by lakes, forests, and outdoor recreation, Putnam County offers fishing, boating, and small-town comfort while keeping you close to Palatka and Gainesville for everyday essentials.

Property Highlights

APN: 01-10-24-4081-0760-0050
Size: 0.24 acre
County: Putnam
State: FL
Legal Description: Interlachen Lakes Ests Unit 22, Mb5 P26 Blk 76 Lot 5
Subdivision: Interlachen Lakes Estates
Road Access: Morrison Rd
Zoning: Vacant residential land for single-family use.
GPS Coordinates: 29°38'47.6"N 81°50'58.0"W (Centroid)
Address: 225 Morrison Rd, Interlachen, FL 32148
Elevation: 145 – 145 ft
Flood Zone: Classified as zone X, which is outside the 1% annual chance floodplain; insurance is typically not required.
Property Taxes: $79/year (2025)
HOA: None
Zoning- R-2 (Vacant Residential)


Utilities and Development
Water/Sewer: Water requires a well or cistern; a septic system must be installed. Environmental Health can be contacted at 386-326-7189.
Electric/Gas: Electric service is provided by Clay Electric. Powerlines run through the neighborhood. Gas is managed via propane.
Waste: Collection occurs weekly.

Building/Usage Restrictions

Mobile Homes: Permitted (limit of one).
RVs/Camping: Not allowed.
HOA: Putnam County does not regulate or track HOAs or POAs.

Cities Nearby
10 minutes to Interlachen
25 mins to Palatka
40 minutes to Gainesville
1 hour and 20 minutes to Jacksonville

Enjoy nearby lakes, fishing, boating, and Florida’s beautiful outdoor recreation while staying within reach of major cities like Jacksonville. No pressure to build — hold, invest, or develop at your own pace.

Pricing and Seller Financing

Cash: $12,500
OR
Seller Financing

Option 1: $199 down and then $$229/month for 72 months
Option 2: $199 down and then $189/month for 90 months

Closing Cost: $249 (one-time non-refundable)

Additional Notes: Please confirm all building regulations, zoning requirements, and utility availability with Putnam County prior to purchasing the property. We offer a 30-day refund policy on the down payment for purchases made through seller financing. The documentation fee is a one-time fee and is non-refundable once paid. If you purchase the property using our seller financing, additional costs will include a GeekPay processing fee of $10 per payment and property taxes, which will be prorated and collected monthly in equal amounts along with your payment.