$295,000
PENDING

226 Clay St Ottawa, IL 61350

Estimated payment $1,811/month

Total Views 1,500
4 Beds
2 Baths
2,064 Sq Ft
$143 Price per Sq Ft

Highlights

  • Second Kitchen
  • Recreation Room
  • Home Office
  • River Front
  • Main Floor Bedroom
  • Laundry Room

About This Home

Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside sun porch perches at the water's edge, offering a front-row seat to both sunrises and sunsets. Inside, the spacious living room centers around a wood-burning fireplace, while the kitchen provides seamless transition to the outdoor patio --perfect for morning coffee or evening wine as the river rolls by. The main level is designed for effortless living, featuring a primary suite with an adjacent river-view office, a second bedroom, and a beautifully updated bathroom with a walk-in tile shower and convenient laundry. A standout feature of this estate is the versatile "North Wing." With its own private entrance, en-suite bathroom, and kitchenette, this space is a high-value asset-perfect for a luxury short-term rental/Airbnb, related living, or a secluded professional studio. While other riverfront developments require a drive for dinner, you are located less than one mile from the vibrant shops, dining, and seasonal festivals of Washington Square and downtown Ottawa. Enjoy the best of the city and the serenity of the river, with easy access to I-80 for an effortless commute.

Listing Agent

George Shanley

Coldwell Banker Real Estate Group License #475092481 Listed on: 03/17/2026

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,676

Year Built

  • Built in 1946

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 95x40x20x219x48x104x50x63
  • River Front
  • Additional Parcels

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof
  • Steel Siding

Interior Spaces

  • 2,064 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Family Room Downstairs
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Recreation Room
  • Storage Room
  • Water Views
  • Partially Finished Basement
  • Partial Basement

Kitchen

  • Second Kitchen
  • Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Parking Available
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Outdoor Features

  • Shed

Schools

  • Ottawa Township High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,676

Year Built

Built in 1946

Lot Details

9,583 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1946
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partially Finished, Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 2064
  • Room Type: Kitchen, Office, Family Room, Recreation Room, Storage
  • Estimated Total Finished Sq Ft: 1730
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Square Footage Comments: All information deemed highly reliable but not guaranteed, buyer to verify all information.
  • Total Sq Ft: 1730
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Steel Siding, Brick
  • Foundation Details: Block
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Concrete, Off Street, Driveway, Yes, Owned
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Fuses
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School

Lot Info

  • Additional Parcels: Yes
  • Lot Size Acres: 0.22
  • Lot Dimensions: 95x40x20x219x48x104x50x63
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 2676.44
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior,Senior Freeze

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,303 $63,957 $8,405 $55,552
2023 $2,355 $57,243 $7,523 $49,720
2022 $2,387 $51,954 $8,430 $43,524
2021 $2,404 $48,696 $7,901 $40,795
2020 $2,391 $46,258 $7,505 $38,753
2019 $2,474 $45,786 $7,428 $38,358
2018 $2,471 $44,687 $7,250 $37,437
2017 $2,462 $43,318 $7,028 $36,290
2016 $2,471 $41,461 $6,727 $34,734
2015 $1,231 $39,664 $5,238 $34,426
2012 -- $43,361 $5,726 $37,635
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/25/2026 03/25/26 Pending -- -- --
03/17/2026 03/17/26 For Sale $295,000 -- $143 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Source: Midwest Real Estate Data (MRED)

MLS Number: 12589659

Midwest Real Estate Data (MRED)

APN: 21-11-322024

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