226 Clay St Ottawa, IL 61350
Estimated payment $1,811/month
Highlights
- Second Kitchen
- Recreation Room
- Home Office
- River Front
- Main Floor Bedroom
- Laundry Room
About This Home
Experience the rare luxury of true riverfront freedom. Nestled on a premier stretch of the Illinois River, this classic brick residence offers something the planned resort communities cannot: over 200 feet of private, unobstructed shoreline across two parcels and the liberty of "your river, your rules." Whether you are seeking a primary sanctuary or a sophisticated second home, this property serves as a stunning canvas for your custom vision. The lifestyle here is defined by the water. A riverside sun porch perches at the water's edge, offering a front-row seat to both sunrises and sunsets. Inside, the spacious living room centers around a wood-burning fireplace, while the kitchen provides seamless transition to the outdoor patio --perfect for morning coffee or evening wine as the river rolls by. The main level is designed for effortless living, featuring a primary suite with an adjacent river-view office, a second bedroom, and a beautifully updated bathroom with a walk-in tile shower and convenient laundry. A standout feature of this estate is the versatile "North Wing." With its own private entrance, en-suite bathroom, and kitchenette, this space is a high-value asset-perfect for a luxury short-term rental/Airbnb, related living, or a secluded professional studio. While other riverfront developments require a drive for dinner, you are located less than one mile from the vibrant shops, dining, and seasonal festivals of Washington Square and downtown Ottawa. Enjoy the best of the city and the serenity of the river, with easy access to I-80 for an effortless commute.
Listing Agent
Coldwell Banker Real Estate Group License #475092481 Listed on: 03/17/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,676
Year Built
- Built in 1946
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 95x40x20x219x48x104x50x63
- River Front
- Additional Parcels
Home Design
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
- Steel Siding
Interior Spaces
- 2,064 Sq Ft Home
- 1.5-Story Property
- Wood Burning Fireplace
- Family Room Downstairs
- Living Room with Fireplace
- Dining Room
- Home Office
- Recreation Room
- Storage Room
- Water Views
- Partially Finished Basement
- Partial Basement
Kitchen
- Second Kitchen
- Range
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 4 Parking Spaces
- Parking Available
- Driveway
- Off-Street Parking
- Parking Included in Price
Outdoor Features
- Shed
Schools
- Ottawa Township High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- Senior Freeze Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,303 | $63,957 | $8,405 | $55,552 |
| 2023 | $2,355 | $57,243 | $7,523 | $49,720 |
| 2022 | $2,387 | $51,954 | $8,430 | $43,524 |
| 2021 | $2,404 | $48,696 | $7,901 | $40,795 |
| 2020 | $2,391 | $46,258 | $7,505 | $38,753 |
| 2019 | $2,474 | $45,786 | $7,428 | $38,358 |
| 2018 | $2,471 | $44,687 | $7,250 | $37,437 |
| 2017 | $2,462 | $43,318 | $7,028 | $36,290 |
| 2016 | $2,471 | $41,461 | $6,727 | $34,734 |
| 2015 | $1,231 | $39,664 | $5,238 | $34,426 |
| 2012 | -- | $43,361 | $5,726 | $37,635 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/25/2026 03/25/26 | Pending | -- | -- | -- |
| 03/17/2026 03/17/26 | For Sale | $295,000 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12589659
APN: 21-11-322024
- 1006 Douglas St
- 503 Taylor St
- 1021 Webster St
- 608 W Madison St
- 710 Mulberry St
- 845 Hitt St
- 1248 Ottawa Ave
- 152 Riverview Dr
- 1213 W Main St
- 718 W Jackson St
- 316 Guthrie St
- 420 Adams St
- 806 Fulton St
- 913 Canal St
- 822 W Lafayette St
- 116 W Prospect Ave
- 514 Marcy St
- 1108 W Lafayette St
- 618 Fort St
- 1428 W Main St
Ask me questions while you tour the home.