$230,000
SOLD MAY 13, 2026

227 Elm St Schenectady, NY 12304

4 Beds
2 Baths
2,375 Sq Ft
4,792 Sq Ft Lot

Sale Details

Date Sold: May 13, 2026

$97 Per Sq Ft

10% Below List Price

28 Days on Market

Highlights

  • Traditional Architecture
  • Laundry Room
  • Tile Flooring
  • No HOA
  • Bathroom on Main Level
  • 1-Story Property

About This Home

As of May 2026

Turnkey two-unit investment opportunity in Schenectady's Central State Street neighborhood! This duplex offers nearly 2,400 sq ft of livable space with income potential for both new and seasoned investors — or the perfect setup for an owner-occupant looking to offset their mortgage with rental income. Each unit features 2 bedrooms and 1 full bath, a spacious living room ideal for comfortable everyday living, an eat-in kitchen with ample cabinet space, and a dedicated laundry room area for added convenience. The functional layouts make these units attractive to long-term tenants while remaining easy to manage. Additional highlights include off-street parking for two vehicles and a decent-sized backyard offering outdoor space for relaxation or tenant enjoyment — a valuable amenity in this market. The property was recently inspected with no major defects identified, providing added confidence and peace of mind. Whether you're looking to expand your portfolio, create a solid cash-flowing asset, or begin building equity through owner occupancy, this property presents flexibility and long-term upside in a steadily improving rental market. A smart addition to any portfolio — or a strategic first step into real estate investing.

Last Agent to Sell the Property

Lorenzo Murray

Hunt ERA License #10301215323 Listed on: 03/02/2026

Hunt ERA

Co-Listed By

Your Home at Hunt Real Estate ERA Team

Hunt ERA

Last Buyer's Agent

M Bridgette Frankow-Mucha

KW Platform License #40FR1094817

KW Platform

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,494

Year Built

  • Built in 1994

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 32x144
  • Level Lot
  • Cleared Lot

Home Design

  • Duplex
  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,375 Sq Ft Home
  • 1-Story Property
  • Paddle Fans
  • Laundry Room

Flooring

  • Carpet
  • Linoleum
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Baseboard Heating
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Association fees include sewer

Listing and Financial Details

  • Tenant pays for gas, internet, cable TV, electricity
  • The owner pays for water
  • Legal Lot and Block 29.000 / 2
  • Assessor Parcel Number 421500 49.52-2-29

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,494

Year Built

Built in 1994

Lot Details

4,792 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Zoning: Multi Residence
  • Year Built: 1994
  • Directions: State St to Elm St
  • Above Grade Finished Sq Ft: 2375.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 4805.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2689.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.11
  • Lot Size: 32x144
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Co List Office Mls Id: o32C
  • Co List Office Phone: 518-414-5830
  • Subdivision Name: Select One
  • Levels: One
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Linoleum, Tile
  • Basement: Slab, None
  • Interior Amenities: High Speed Internet, Paddle Fan
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Living Area: 2375.0
  • Other Equipment: None
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Water
  • Attic Features: None
  • Interior Features: High Speed Internet, Paddle Fan

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt
  • Construction Type: Brick, Vinyl Siding
  • Fencing: None
  • Foundation Details: Slab
  • Other Structures: None
  • Waterfront: No

Garage/Parking

  • Parking Features: Off Street, Paved, Driveway
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Baseboard
  • Laundry Features: Laundry Room
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Fee Information

  • Association Fee Includes: Sewer

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Cleared, Level, Sloped
  • Parcel #: 421500 49.52-2-29
  • Lot Size Sq Ft: 4791.6

Rental Info

  • Tenant Pays: Gas, Internet, Cable TV, Electricity

Tax Info

  • Tax Annual Amount: 7494.0
  • Tax Block: 2
  • Tax Lot: 29.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 2, 2026
Closed on
May 13, 2026
Sold by
Bought by
Seller's Agent
Lorenzo Murray
Hunt ERA
Buyer's Agent
M Bridgette Frankow-Mucha
KW Platform
List Price
$254,900
Sold Price
$230,000
Premium/Discount to List
-$24,900
-9.77%
Views
266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
296.91%
Original Mortgage
$222,323
Outstanding Balance
$222,323
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$41,673
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $230,000 Deangelus Group Pllc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $222,323 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/13/2026 05/13/26 Sold $230,000 -4.1% $97 / Sq Ft
03/30/2026 03/30/26 Pending -- -- --
03/18/2026 03/18/26 Price Changed $239,900 -5.9% $101 / Sq Ft
03/02/2026 03/02/26 For Sale $254,900 0.0% $107 / Sq Ft
02/25/2026 02/25/26 Pending -- -- --
02/14/2026 02/14/26 For Sale $254,900 -- $107 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,338 $134,900 $20,200 $114,700
2024 $7,338 $134,900 $20,200 $114,700
2023 $71 $134,900 $20,200 $114,700
2022 $6,974 $134,900 $20,200 $114,700
2021 $6,930 $134,900 $20,200 $114,700
2020 $6,814 $134,900 $20,200 $114,700
2019 $4,019 $134,900 $20,200 $114,700
2018 $6,881 $134,900 $20,200 $114,700
2017 $6,308 $134,900 $20,200 $114,700
2016 $7,067 $134,900 $20,200 $114,700
2015 -- $134,900 $20,200 $114,700
2014 -- $134,900 $20,200 $114,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202612021

Global MLS

APN: 049-052-0002-029-000-0000

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