228 E Washington St Hagerstown, MD 21740
Central NeighborhoodEstimated payment $1,807/month
Highlights
- Traditional Architecture
- Eat-In Kitchen
- Dwelling with Rental
- Ruth Ann Monroe Primary School Rated A-
- Forced Air Heating and Cooling System
About This Home
Well-maintained solid brick over-under duplex offering flexibility for both owner occupants and investors. The lower unit is currently designated for commercial use and is fully equipped with a kitchen and full bathroom, making it ideal for a small business or flexible mixed-use setup. An owner can live in the upper unit while operating a business below, creating a practical live and work opportunity. Due to the commercial component, FHA financing is not eligible. The property also presents the potential, subject to approvals, to convert the lower level to full residential use, further expanding its income potential. The upper unit offers a spacious three-bedroom, one-bath layout with several updates, including a remodeled bathroom and updated flooring throughout. The property has been well maintained and includes major improvements such as a roof replaced in 2019, a new heat pump installed in June 2025, and a new hot water heater in 2025. A large, privacy fenced yard adds to the overall appeal. Centrally located with excellent accessibility, this property provides multiple strategies, whether for owner occupancy, rental income, or mixed-use, with strong long-term upside.
Listing Agent
(240) 203-6393 roberto@rgrealtyinc.com RG Realty, Inc. Brokerage Phone: 2402036393 License #598229 Listed on: 04/01/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,185
Year Built
- Built in 1895
Parking
- Off-Street Parking
Home Design
- Duplex
- Traditional Architecture
- Dwelling with Rental
- Brick Exterior Construction
Schools
- South Hagerstown Sr High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Additional Features
- Eat-In Kitchen
- 6,720 Sq Ft Lot
- Basement
Community Details
- 2 Units
Listing and Financial Details
- Assessor Parcel Number 2222016164
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,637 | $212,200 | $51,700 | $160,500 |
| 2024 | $1,637 | $179,667 | $0 | $0 |
| 2023 | $1,340 | $147,133 | $0 | $0 |
| 2022 | $1,044 | $114,600 | $51,700 | $62,900 |
| 2021 | $2,262 | $113,133 | $0 | $0 |
| 2020 | $1,030 | $111,667 | $0 | $0 |
| 2019 | $1,030 | $110,200 | $51,700 | $58,500 |
| 2018 | $1,137 | $110,200 | $51,700 | $58,500 |
| 2017 | $1,043 | $110,200 | $0 | $0 |
| 2016 | -- | $111,600 | $0 | $0 |
| 2015 | $2,289 | $110,200 | $0 | $0 |
| 2014 | $2,289 | $108,800 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/01/2026 04/01/26 | For Sale | $275,000 | +20.6% | $134 / Sq Ft | |
| 07/20/2021 07/20/21 | Sold | $228,000 | -10.6% | $125 / Sq Ft | View Prior Sale |
| 05/08/2021 05/08/21 | For Sale | $255,000 | +116.1% | $139 / Sq Ft | |
| 09/28/2018 09/28/18 | Sold | $118,000 | +7.4% | $64 / Sq Ft | View Prior Sale |
| 08/22/2018 08/22/18 | Pending | -- | -- | -- | |
| 06/21/2018 06/21/18 | Price Changed | $109,900 | -21.4% | $60 / Sq Ft | |
| 05/08/2018 05/08/18 | For Sale | $139,900 | -- | $76 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $228,000 | Heritage Title Ltd | |
| Deed | $118,000 | First American Title Ins Co | |
| Deed | -- | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $75,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $115,862 | FHA | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDWA2035248
APN: 22-016164
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