NOT LISTED FOR SALE

22822 John Silver Ln Summerland Key, FL 33042

Cudjoe Key Area

Estimated Value: $1,290,000 - $1,486,296

3 Beds
2 Baths
2,100 Sq Ft
$655/Sq Ft Est. Value

Sale Details

Date Sold: August 18, 2025

Last sale price $1,300,000 $619 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $8,005 / mo

214 Days on Market

Highlights

  • In Ground Pool
  • Home fronts a canal
  • Whirlpool Bathtub
  • 0.35 Acre Lot
  • Cathedral Ceiling
  • Granite Countertops

About This Home

As of August 2025

Nestled in the serene and sought-after community of Cudjoe Key, this stunning Glen Gray Build two-story home offers the perfect blend of comfort, luxury, and coastal living. With three spacious bedrooms and two beautifully appointed bathrooms, this home is designed for both relaxation and entertaining, featuring exceptional outdoor spaces, waterfront access, and breathtaking ocean views.Key Features:3 Bedrooms, One bedroom is used as a gym with no closet.. 2 Bathrooms: The home boasts generously sized rooms, each designed with modern finishes and thoughtful details. The master suite provides a peaceful retreat, complete with scenic views and ample closet space.Glen Gray Build Construction: Known for its quality craftsmanship, this well-built home stands as a testament to durability and timeless design.Expansive Two-Story Layout: With its open concept living spaces, the home allows for seamless indoor-outdoor living. A large living room and dining area flow effortlessly into the kitchen, offering a bright and airy atmosphere, perfect for entertaining family and friends.Outdoor Living & Water Access:Private Pool: Step outside to your private oasis. The sparkling pool is surrounded by lush tropical landscaping, offering a tranquil setting to relax and unwind after a day on the water.Seawall & Boating: Located along the water, the home includes a 75ft seawall, providing easy access for boating, kayaking, or fishing. Whether you're an avid boater or simply enjoy waterfront views, this home is perfectly situated for outdoor adventures.Spacious Decks & Balconies: With multiple decks, including a large upper balcony, you can enjoy ocean views.. The decks offer ample space for dining, lounging, or simply taking in the beauty of the Florida Keys.

Last Agent to Sell the Property

Karen Haack

Coldwell Banker Schmitt RE Co. License #338219 Listed on: 12/28/2024

Coldwell Banker Schmitt RE Co.

Last Buyer's Agent

Lynn Goodwin, P.a.

Key Colony Beach Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,630

Year Built

  • Built in 2002

Lot Details

  • 15,000 Sq Ft Lot
  • Home fronts a canal
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof
  • HardiePlank Siding

Interior Spaces

  • 2,100 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Single Hung Windows
  • Storage
  • Tile Flooring
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Quartz Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Complete Accordion Shutters
  • Impact Glass

Parking

  • Covered Parking
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • In Ground Pool
  • Seawall
  • Balcony
  • Shed

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cutthroat Harbor Est Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 28
  • Assessor Parcel Number 00181840-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,630

Year Built

Built in 2002

Lot Details

0.34 Acres

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Seawall: Concrete
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Cudjoe Key
  • Limited Representation: Yes
  • Marathon Neighborhood: N/A
  • Mile Marker: 23.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 4630.43
  • Vehicle Storage: Open Parking, Covered Parking, Off Street Parking
  • Year Built: 2002
  • Alternate Key Number: 1233838
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 15000.00
  • Pool Info: In Ground
  • Porch Balcony: Open Porch/Balcony
  • Shutters: Accordion
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 2100.00
  • Pool Info Other Surroundings: pavers
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Cathedral Ceilings, Quartz Countertops, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Granite Counter Top, Pantry
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Other
  • Specialty Rooms: Laundry Room, Other
  • Windows/Doors: Single Hung Windows, Impact Rstnce Window
  • Total Bedrooms: 3

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Hardi Board Siding
  • Exterior Features: Shed, Storage
  • Roof: Metal Roof
  • Waterview: Canal View, Open Water View
  • Pool: Yes

Utilities

  • Security: No Security
  • Utilities: FKAA, Buyer to Verify
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: VE,AE
  • Parcel Number: 00181840-000000
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.35

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 28, 2024
Closed on
Aug 19, 2025
Sold by
Bought by
Seller's Agent
Karen Haack
Coldwell Banker Schmitt RE Co.
Buyer's Agent
Lynn Goodwin, P.a.
Key Colony Beach Realty
List Price
$1,600,000
Sold Price
$1,300,000
Premium/Discount to List
-$300,000
-18.75%
Views
217
Current Estimated Value
$1,374,574

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,574
Avg. Annual Appreciation
5.98%

Purchase Details

Closed on
May 14, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 1997
Sold by
Bought by

Purchase Details

Closed on
Jul 1, 1983
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Summerland Key, FL

  • The Wesley Group Real Estate Agent - Bascom Grooms Real Estate (KW)

    The Wesley Group

    Bascom Grooms Real Estate (KW)

    (844) 983-1896

    25 Total Sales

    2 in Cudjoe Key

    $1,025,000 Price Range

    The Wesley Group
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  • Darrin Smith Real Estate Agent - Key West Luxury Real Estate Inc (KW)

    Darrin Smith

    Key West Luxury Real Estate Inc (KW)

    (813) 850-0259

    61 Total Sales

    1 in Cudjoe Key

    $1,025,000 Price

    Darrin Smith
     Section Image
  • Michelle Howerton Real Estate Agent - Brenda Donnelly Real Estate LLC

    Michelle Howerton

    Brenda Donnelly Real Estate LLC

    (786) 705-6284

    32 Total Sales

    9 in Cudjoe Key

    $695K - $1.7M Price Range

    Michelle Howerton
     Section Image
  • Megan Jones Real Estate Agent - Coldwell Banker Schmitt Islamorada

    Megan Jones

    Responds Quickly

    Coldwell Banker Schmitt Islamorada

    (888) 850-2876

    14 Total Sales

    1 in Cudjoe Key

    $775,000 Price

    Megan Jones
     Section Image
  • Ian Calderwood Real Estate Agent - Bluescape Real Estate- Venture

    Ian Calderwood

    Bluescape Real Estate- Venture

    (813) 214-5735

    19 Total Sales

    21 in Cudjoe Key

    $207K - $775K Price Range

    Ian Calderwood
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  • Cardenas & Krug Team Real Estate Agent - Coastal Collection Real Estate Inc.

    Cardenas & Krug Team

    Coastal Collection Real Estate Inc.

    (516) 253-2783

    32 Total Sales

    1 in Cudjoe Key

    $975,000 Price

    Cardenas & Krug Team
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,300,000 None Listed On Document
$800,000 Attorney
$20,000 --
$15,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $673,400
Previous Owner $578,893
Previous Owner $640,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/18/2025 08/18/25 Sold $1,300,000 -5.8% $619 / Sq Ft
07/30/2025 07/30/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $1,380,000 -4.5% $657 / Sq Ft
05/10/2025 05/10/25 Price Changed $1,445,000 -3.3% $688 / Sq Ft
03/07/2025 03/07/25 Price Changed $1,495,000 -5.1% $712 / Sq Ft
02/10/2025 02/10/25 Price Changed $1,575,000 -1.6% $750 / Sq Ft
12/28/2024 12/28/24 For Sale $1,600,000 -- $762 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,486 $608,618
2024 $4,630 $591,466
2023 $4,630 $498,919 $0 $0
2022 $4,509 $484,388 $0 $0
2021 $4,631 $470,280 $0 $0
2020 $4,608 $463,787 $0 $0
2019 $4,524 $453,360 $0 $0
2018 $4,548 $444,907 $0 $0
2017 $4,423 $435,757 $0 $0
2016 $4,451 $426,795 $0 $0
2015 $4,573 $423,828 $0 $0
2014 $4,712 $420,464 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Karen Haack Real Estate Agent - Coldwell Banker Schmitt RE Co.

    Seller's Agent in 2025

    Karen Haack

    Coldwell Banker Schmitt RE Co.

    (305) 872-5279

    93 Total Sales

    Karen Haack
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  • L

    Buyer's Agent in 2025

    Lynn Goodwin, P.a.

    Key Colony Beach Realty

  • Lynn Goodwin Real Estate Agent - Coldwell Banker Schmitt Real Estate Co.

    Buyer's Agent in 2025

    Lynn Goodwin

    Coldwell Banker Schmitt Real Estate Co.

    (305) 923-9487

    67 Total Sales

    Lynn Goodwin
    Section Image
  • AIMEE KORNETTI Real Estate Agent - Coldwell Banker Schmitt Real Estate Co.

    Buyer Co-Listing Agent in 2025

    AIMEE KORNETTI

    Coldwell Banker Schmitt Real Estate Co.

    (305) 600-9726

    73 Total Sales

    AIMEE KORNETTI
    Section Image
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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 612871

APN: 00181840-000000

Florida Monroe County Summerland Key 33042

22822 John Silver Ln, Summerland Key, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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