NOT LISTED FOR SALE

23 Harbor Dr Key Largo, FL 33037

Estimated Value: $1,024,166 - $1,224,000

3 Beds
3 Baths
1,161 Sq Ft
$971/Sq Ft Est. Value

Last Sold December 20, 2024

Last sale price $1,100,000 $947 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $6,388/month

217 Days on Market

Highlights

  • Home fronts a canal
  • Furnished
  • Balcony
  • Coral Shores High School Rated A
  • No HOA
  • 1-minute walk to Friendship Park

About This Home

As of December 2024

Peaceful canal front home located in the heart of Key Largo. Short boat ride to the Bay/Gulf of Mexico. House is wood frame on concrete columns. Downstairs you have covered parking. Porch for entertaining, tackle room with a full bathroom. Stairs have been recently renovated with ipe wood. Upstairs you will find a spacious Kitchen and living room with 3 bedrooms and 2 bathrooms. Dock with seating area. Fenced in property for pets. Quick trip to the Atlantic Ocean through nearby Adams Cut where you can enjoy world class fishing and diving, as well as the Gulf of Mexico out your back door to enjoy backcountry fishing, kayaking and paddle boarding. Enjoy cruising to several local restaurants by boat. Conveniently located to grocery stores, churches, restaurants, shopping and much more! **BUYER TO VERIFY ALL INFORMATION**

Last Agent to Sell the Property

Jessica Pinder

License #3503830 Listed on: 04/15/2024

Last Buyer's Agent

outside of mls

Outside Of MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,018

Year Built

  • Built in 1994

Lot Details

  • 6,000 Sq Ft Lot
  • Home fronts a canal
  • Privacy Fence
  • Fenced

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,161 Sq Ft Home
  • Furnished
  • Bar
  • Ceiling Fan
  • Storage
  • Canal Views
  • Complete Accordion Shutters

Kitchen

  • Oven
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Guest Parking

Outdoor Features

  • Balcony
  • Screened Patio
  • Shed

Utilities

  • Central Air
  • Separate Meters
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Sunset Waterways Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00530070-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,018

Year Built

Built in 1994

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 101.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Other Terms
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 6018.34
  • Vehicle Storage: Carport, Covered Parking, Guest Parking
  • Year Built: 1994
  • Alternate Key Number: 1649295
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony, Screened Patio
  • Shutters: Accordion
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1161.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Storage, Window Treatments, Walk-in Closet(s)
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Carpet
  • Windows/Doors: Aluminum Windows
  • Total Bedrooms: 3

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Frame
  • Exterior Features: Bar, Shed, Privacy Wall/Fence, Fencing
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Cable Available, Elect Separate Meter, Buyer to Verify, Sewer Available

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00530070-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2024
Closed on
Dec 20, 2024
Sold by
Kilburn Judy
Bought by
Garcia Lenuam
Seller's Agent
Jessica Pinder
Buyer's Agent
outside of mls
Outside Of MLS
List Price
$1,399,000
Sold Price
$1,100,000
Premium/Discount to List
-$299,000
-21.37%
Views
105
Current Estimated Value
$1,127,042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,042
Avg. Annual Appreciation
2.19%
Original Mortgage
$825,000
Outstanding Balance
$817,009
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$310,033

Purchase Details

Closed on
May 21, 2007
Sold by
Parise Thomas and Kilburn Judy
Bought by
Kilburn Judy

Purchase Details

Closed on
May 7, 2003
Sold by
Atala Miguel
Bought by
Kilburn Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.76%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 16, 2002
Sold by
Martin Maria G
Bought by
Atala Miguel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
6.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 1, 1981
Bought by
Kilburn Judy

Purchase Details

Closed on
Jul 1, 1980
Bought by
Kilburn Judy
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Garcia Lenuam $1,100,000 Vizcaya Title & Escrow
Kilburn Judy -- Attorney
Kilburn Judy $392,000 Girard Title Company
Atala Miguel $325,000 --
Kilburn Judy $30,000 --
Kilburn Judy -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Garcia Lenuam $825,000
Previous Owner Kilburn Judy $100,000
Previous Owner Atala Miguel $260,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2024 12/20/24 Sold $1,100,000 -8.3% $947 / Sq Ft
11/08/2024 11/08/24 Price Changed $1,199,000 -7.7% $1,033 / Sq Ft
08/21/2024 08/21/24 Price Changed $1,299,000 -7.1% $1,119 / Sq Ft
04/15/2024 04/15/24 For Sale $1,399,000 -- $1,205 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,365 $646,272 -- --
2024 $6,018 $861,953 $649,800 $212,153
2023 $6,018 $854,838 $649,800 $205,038
2022 $5,346 $757,123 $547,200 $209,923
2021 $4,503 $480,559 $307,800 $172,759
2020 $4,159 $429,754 $254,790 $174,964
2019 $4,063 $454,366 $277,200 $177,166
2018 $3,596 $347,784 $169,830 $177,954
2017 $3,506 $337,846 $0 $0
2016 $3,494 $323,535 $0 $0
2015 $3,586 $339,800 $0 $0
2014 $3,481 $326,969 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 609602

Florida Keys Board of REALTORS®

APN: 00530070-000000