NOT LISTED FOR SALE

232 Owens Rd Stearns, KY 42647

Estimated Value: $127,000 - $139,225

3 Beds
1 Bath
1,000 Sq Ft
$135/Sq Ft Est. Value

Sale Details

Date Sold: May 1, 2026

Last sale price $138,000 $138 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $765 / mo

13 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • Shed
  • Wood Flooring
  • Eat-In Kitchen
  • Central Air

About This Home

As of May 2026

Welcome to 232 Owens Rd, Stearns, KY 42647—an excellent opportunity in McCreary County for buyers searching for affordable housing, a primary residence, or an investment property. Priced at $144,900, this home offers 3 bedrooms and 1 full bath with a functional layout and comfortable living space. Features include a completely updated kitchen with new cabinets and appliances, plus a freshly remodeled bathroom. Major improvements have been completed; including a roof (2021), HVAC (approx. 4 years), and water heater (approx. 5 years)—giving you the peace of mind that comes with big-ticket items already taken care of. Move right in and enjoy! Schedule your showing today.

Last Agent to Sell the Property

The Millie - Millie Weaver

Keller Williams Bluegrass Realty - Lake Cumberland License #208856 Listed on: 03/13/2026

Keller Williams Bluegrass Realty - Lake Cumberland

Last Buyer's Agent

Dustin Winchester

Weichert Realtors Ford Brothers, Inc. License #216481

Weichert Realtors Ford Brothers, Inc.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1974

Lot Details

  • 0.6

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,000 Sq Ft Home
  • Crawl Space
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Whitley City Elementary School
  • Mccreary County Middle School
  • Mccreary County High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Shed
  • 26,136 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 122-10-01-007.00

Home Details

Home Type

Single Family

Year Built

Built in 1974

Lot Details

0.6 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1974
  • Above Grade Finished Sq Ft: 1000.0
  • Levels: One
  • New Construction: No
  • Building: Home Warranty YN: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Construction Materials:Construction Materials: Vinyl Siding
  • Cooling:Cooling: Central Air
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Other Structures:Other Structures: Shed(s)
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Water Heater:Water Heater: Electric
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Oven
  • Interior Amenities: Eat-in Kitchen
  • Flooring: Hardwood, Luxury Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1000.0
  • Lot Size Area: 0.6
  • Interior: Basement YN: No
  • Interior: Fireplace YN: No
  • Room Types: Primary Bedroom Level: First
  • Interior Features:Interior Features: Eat-in Kitchen
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup

Exterior Features

  • Roof: Metal
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: No
  • List Price: 144900.0
  • Other Structures: Shed(s)
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Whitley City
  • High School: McCreary County
  • Middle or Junior School: McCreary County

Lot Info

  • Lot Size Acres: 0.6
  • Lot Size Sq Ft: 26136.0
  • Parcel Number: 122-10-01-007.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2026
Closed on
May 1, 2026
Sold by
Bought by
Seller's Agent
The Millie - Millie Weaver
Keller Williams Bluegrass Realty - Lake Cumberland
Buyer's Agent
Dustin Winchester
Weichert Realtors Ford Brothers, Inc.
List Price
$144,900
Sold Price
$138,000
Premium/Discount to List
-$6,900
-4.76%
Views
18
Current Estimated Value
$135,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,944
Avg. Annual Appreciation
-7.17%
Original Mortgage
$134,798
Outstanding Balance
$134,228
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$828

Purchase Details

Listed on
Feb 7, 2019
Closed on
Mar 8, 2019
Sold by
Bought by
Seller's Agent
Kaye Hudson
CENTURY 21 Advantage Realty
Buyer's Agent
Kaye Hudson
CENTURY 21 Advantage Realty
List Price
$25,000
Sold Price
$22,000
Premium/Discount to List
-$3,000
-12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.33%

Purchase Details

Closed on
Nov 9, 2018
Sold by
Bought by

Purchase Details

Closed on
Mar 21, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
3.57%
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$138,000 None Listed On Document
$22,000 None Available
$33,334 None Available
$54,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $134,798
Previous Owner $23,019
Previous Owner $50,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 Sold $138,000 -4.8% $138 / Sq Ft
03/26/2026 03/26/26 Pending -- -- --
03/13/2026 03/13/26 For Sale $144,900 +558.6% $145 / Sq Ft
03/12/2019 03/12/19 Sold $22,000 -12.0% $22 / Sq Ft View Prior Sale
02/14/2019 02/14/19 Pending -- -- --
02/07/2019 02/07/19 For Sale $25,000 -- $25 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $281 $35,000 $0 $0
2024 $280 $35,000 $0 $0
2023 $286 $35,000 $0 $0
2022 $292 $35,000 $0 $0
2021 $301 $35,000 $0 $0
2020 $305 $35,000 $0 $0
2019 $479 $54,000 $0 $0
2018 $482 $54,000 $0 $0
2016 $474 $54,000 $0 $0
2015 -- $54,000 $4,000 $50,000
2013 -- $54,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26004954

ImagineMLS (Bluegrass REALTORS®)

APN: 122-10-01-007.00

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