Elisa Stephens
27NORTH REALTY
(561) 403-0220
101 Total Sales
1 in Anna Maria
$3,500,000 Price
234 85th St Holmes Beach, FL 34217
Anna Maria Area
3
Beds
2
Baths
1,715
Sq Ft
9,375
Sq Ft Lot
Highlights
- 225 Feet of Salt Water Canal Waterfront
- Parking available for a boat
- Oak Trees
- Anna Maria Elementary School Rated 9+
- Water access To Gulf or Ocean
- View of Trees or Woods
About This Home
As of August 2026Tucked away on a quiet, picturesque street in the heart of Holmes Beach, this ELEVATED WATERFRONT retreat offers a rare private coastal sanctuary. Perfectly positioned on a sprawling 225-foot waterfront SAILBOAT-DEPTH CANAL with NO FIXED BRIDGES and DIRECT ACCESS to Bimini Bay, the Intracoastal Waterway, and the shimmering GULF OF MEXICO. Wrapped in lush, tropical landscaping and framed by a natural mangrove shoreline, a 40+ ft TimberTech COMPOSITE DOCK stretches gracefully into the water; ready to welcome your large boat or sailboat. What sets this home apart is not just its breathtaking setting, but the peace of mind it offers. ELEVATED and STORM-TESTED, this home proudly boasts ZERO HURRICANE DAMAGE - a true rarity on the island. Built with an impressive LIST OF UPGRADES for ultimate resilience: breakaway garage walls REINFORCED with CONCRETE SUPPORTS, a 2023 standing seam ALUMINUM ROOF with underlayment that is MIAMI-DADE STANDARDS, HURRICANE-IMPACT windows and doors with UV protection, and hidden vent soffits and fascia. Step inside and feel the relaxed elegance of this coastal gem. SUNLIGHT floods through every room, dancing off the stunning plank-style porcelain tile floors and creating a warm, inviting atmosphere. The OPEN CONCEPT great room flows seamlessly into a beautifully updated kitchen where your inner chef can run wild. Outfitted with rich maple cabinetry, sparkling Quartz countertops, and top-tier stainless steel appliances. The oversized walk-in pantry is perfect for keeping all your culinary essentials tucked away. The home's bathrooms echo the same attention to detail, featuring gorgeous tilework, granite countertops, upgraded Toto commodes, and brand-new copper piping and plumbing (2025). Every corner has been meticulously cared but it’s the outdoor living that truly sets this property apart. Your private backyard oasis was designed for both relaxation and unforgettable entertaining. Expansive WRAP-AROUND DECKING, crafted from premium materials and beautifully maintained, offers plenty of space to gather with family and friends. The FENCED IN DECKING also is perfect for pets to roam safely, while the CUSTOM KAYAK LAUNCH invites spontaneous paddles through the tranquil canal waters. Dreaming of a pool? APPROVED PLANS are ready and waiting to transform this outdoor space into your personal tropical paradise. Down at the dock, life slows down. Watch dolphins play, drop a line, or simply sip a cool drink as the sun melts into the Gulf horizon. The wide canal offers ample space for larger vessels - a true rarity on the island. Additional features include a spacious 3-CAR GARAGE with TWO LARGE STORAGE areas perfect for paddleboards, fishing gear, or even a golf cart. Conveniently, a 50-amp outlet has been installed for a RV, boat lift or even a hot tub. Ample guest parking is a major plus when it comes to this property and could even accommodate a RV, boat with trailer or whatever your heart desires! Plus a proactive termite protection system. Best of all? This serene retreat is just a short stroll to the sugar-sand beaches of Anna Maria Island, charming local shops, and island-favorite restaurants - all easily accessible via the free island trolley. Whether you’re searching for a full-time coastal residence, a seasonal getaway, or a savvy investment (zoned R-1 with 30-day minimum rentals), this home checks every box. Come experience the magic of Holmes Beach waterfront living where every day feels like a vacation.
Last Agent to Sell the Property
KW SUNCOAST Brokerage Phone: 941-792-2000 License #3112116 Listed on: 04/10/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,241
Year Built
- Built in 1989
Lot Details
- 9,375 Sq Ft Lot
- 225 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- North Facing Home
- Fenced
- Mature Landscaping
- Oversized Lot
- Cleared Lot
- Oak Trees
- Fruit Trees
- Property is zoned R1
Parking
- 3 Car Attached Garage
- Basement Garage
- Workshop in Garage
- Ground Level Parking
- Garage Door Opener
- Driveway
- Guest Parking
- Open Parking
- Parking available for a boat
- RV Access or Parking
- Golf Cart Parking
Property Views
- Woods
- Canal
Home Design
- Coastal Architecture
- Florida Architecture
- Elevated Home
- Slab Foundation
- Frame Construction
- Metal Roof
- Stucco
Interior Spaces
- 1,715 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- ENERGY STAR Qualified Windows with Low Emissivity
- Great Room
- Combination Dining and Living Room
- Storage Room
- Inside Utility
- Tile Flooring
Kitchen
- Walk-In Pantry
- Range
- Dishwasher
- Granite Countertops
- Solid Wood Cabinet
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Private Water Closet
- Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Home Security
- Security Lights
- Storm Windows
- Fire and Smoke Detector
- In Wall Pest System
- Pest Guard System
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- Fishing Pier
- No Fixed Bridges
- Property is near a marina
- Access to Saltwater Canal
- Dock has access to water
- Dock made with Composite Material
- Balcony
- Deck
- Screened Patio
- Exterior Lighting
- Rain Gutters
- Wrap Around Porch
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- Property is near public transit
Schools
- Anna Maria Elementary School
- Martha B. King Middle School
- Manatee High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Holmes Beach Community
- Holmes Beach Thirty Third Unit Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 14 / 10
- Assessor Parcel Number 6941800002
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 15, 2016
Sold by
Finney Duane M and Finney Rhonda L
Bought by
Purchase Details
Closed on
Sep 15, 2015
Sold by
Bohnenberger Richard W and Bohnenberger Phyllis J
Bought by
Finney Duane M and Finney Rhonda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
3.94%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Holmes Beach, FL
-
Elisa Stephens
-
Darcie Duncan
Darcie Duncan
DUNCAN REAL ESTATE, INC.
(941) 417-8967
179 Total Sales
54 in Anna Maria
$49K - $6.4M Price Range
-
Michelle Laade
Michelle Laade
DUNCAN REAL ESTATE, INC.
(941) 845-6373
43 Total Sales
7 in Anna Maria
$955K - $2.8M Price Range
-
Linda Moore
Linda Moore
EXP REALTY LLC
(941) 251-8692
46 Total Sales
4 in Anna Maria
$105K - $5.8M Price Range
-
Toni Zarghami
Toni Zarghami
Responds QuicklyKW COASTAL LIVING III
(941) 304-5826
1,133 Total Sales
2 in Anna Maria
$1.3M - $1.6M Price Range
-
Rochelle Bowers
Rochelle Bowers
MIKE NORMAN REALTY INC.
(941) 269-1015
9 Total Sales
2 in Anna Maria
$2.3M - $2.6M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $720,000 | Barnes Walker Title Inc | |
| Warranty Deed | $530,000 | Alliance Group Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $417,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/26/2026 08/26/26 | Sold | $1,685,000 | -3.7% | $983 / Sq Ft |
| 06/29/2026 06/29/26 | Pending | -- | -- | -- |
| 06/12/2026 06/12/26 | Price Changed | $1,750,000 | -1.4% | $1,020 / Sq Ft |
| 04/02/2026 04/02/26 | Price Changed | $1,774,999 | -1.4% | $1,035 / Sq Ft |
| 02/05/2026 02/05/26 | Price Changed | $1,799,990 | 0.0% | $1,050 / Sq Ft |
| 02/05/2026 02/05/26 | For Sale | $1,799,990 | +6.8% | $1,050 / Sq Ft |
| 01/11/2026 01/11/26 | Off Market | $1,685,000 | -- | -- |
| 11/01/2025 11/01/25 | For Sale | $1,815,000 | +7.7% | $1,058 / Sq Ft |
| 09/23/2025 09/23/25 | Off Market | $1,685,000 | -- | -- |
| 04/10/2025 04/10/25 | For Sale | $1,849,999 | -- | $1,079 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $11,559 | $785,809 | ||
| 2025 | $11,559 | $765,150 | ||
| 2023 | $11,145 | $721,928 | $0 | $0 |
| 2022 | $11,089 | $700,901 | ||
| 2021 | $11,089 | $680,486 | $0 | $0 |
| 2020 | $10,994 | $671,091 | $0 | $0 |
| 2019 | $10,712 | $656,003 | $0 | $0 |
| 2018 | $10,564 | $643,771 | $0 | $0 |
| 2017 | $9,898 | $630,530 | $0 | $0 |
| 2016 | $8,391 | $524,951 | $0 | $0 |
| 2015 | $3,858 | $251,643 | $0 | $0 |
| 2014 | $3,858 | $249,646 | $0 | $0 |
| 2013 | $3,838 | $245,957 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mike Polachek
Seller's Agent in 2026
Mike Polachek
KW SUNCOAST
(941) 524-0241
124 Total Sales
-
Jason Sato
Buyer's Agent in 2026
Jason Sato
SATO REAL ESTATE INC.
(941) 224-1484
193 Total Sales
Map
Source: Stellar MLS
MLS Number: A4648191
APN: 69418-0000-2
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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