NOT LISTED FOR SALE

2343 Chesapeake Bay Elgin, IL 60123

Estimated Value: $375,000 - $458,413

4 Beds
2.5 Baths
2,358 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: February 7, 2025

Last sale price $350,000 $148 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,138 / mo

23 Days on Market

Highlights

  • Property is near park
  • Whirlpool Bathtub
  • Fenced Yard
  • American Four Square Architecture
  • Formal Dining Room
  • Cul-De-Sac

About This Home

As of February 2025

Instant Equity Opportunity! Don't miss your chance to own this 4-bedroom, 2.5-bath home with a spacious 2.5-car garage, full basement, and cozy fireplace-located on a peaceful cul-de-sac. A similar home in the neighborhood recently sold for 70K more, making this property an incredible value! While this home needs a little TLC, it's priced to sell and offers endless potential to create your dream space. Perfect for homeowners looking to add value and build equity. Schedule your showing today and take the first step toward unlocking this home's full potential. Being sold as-is.

Last Agent to Sell the Property

Michelle Kohl

HomeSmart Realty Group License #475133257 Listed on: 12/03/2024

HomeSmart Realty Group

Last Buyer's Agent

Raul Camacho

Rayma Realty Inc. License #471016784

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,966

Year Built

  • Built in 1999

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 115 x 65 x 154 x 67
  • Cul-De-Sac
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • American Four Square Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,358 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storm Screens
  • Breakfast Bar

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Shed

Location

  • Property is near park

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Any Association, Phone Number (630) 620-1133
  • Willow Bay Club Subdivision, Sheffield Floorplan
  • Property managed by ACM Community Management

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,966

Year Built

Built in 1999

Lot Details

10,019 Sq Ft Lot

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: American 4-Sq.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Willow Bay Club
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 2358
  • Room Type: Eating Area, Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Unfinished
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Attic: Full,Unfinished
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Lot Features: Cul-De-Sac, Fenced Yard
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2.5
  • ParkingTotal: 2.5
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer, Sewer-Storm
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 165
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: ACM Community Management
  • Management Contact Name: Any
  • Management Phone: 630-620-1133
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 115 X 65 X 154 X 67
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9966
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2024
Closed on
Jan 31, 2025
Sold by
Bought by
Seller's Agent
Michelle Kohl
HomeSmart Realty Group
Buyer's Agent
Raul Camacho
Rayma Realty Inc.
List Price
$360,000
Sold Price
$350,000
Premium/Discount to List
-$10,000
-2.78%
Views
98
Current Estimated Value
$419,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,853
Avg. Annual Appreciation
13.67%
Original Mortgage
$52,500
Outstanding Balance
$15,980
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$403,873

Purchase Details

Closed on
Aug 27, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,670
Interest Rate
7.59%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$350,000 Fidelity National Title
$219,500 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $52,500
Closed $280,000
Closed $163,360
Closed $165,000
Closed $109,670
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/07/2025 02/07/25 Sold $350,000 -2.8% $148 / Sq Ft
12/26/2024 12/26/24 Pending -- -- --
12/14/2024 12/14/24 For Sale $360,000 0.0% $153 / Sq Ft
12/10/2024 12/10/24 Pending -- -- --
12/03/2024 12/03/24 For Sale $360,000 -- $153 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,425 $138,264 $28,317 $109,947
2023 $9,966 $124,911 $25,582 $99,329
2022 $9,356 $113,897 $23,326 $90,571
2021 $8,965 $106,485 $21,808 $84,677
2020 $8,724 $101,656 $20,819 $80,837
2019 $8,484 $96,833 $19,831 $77,002
2018 $8,426 $91,223 $18,682 $72,541
2017 $8,253 $86,238 $17,661 $68,577
2016 $7,893 $80,006 $16,385 $63,621
2015 -- $73,332 $15,018 $58,314
2014 -- $64,955 $14,833 $50,122
2013 -- $66,668 $15,224 $51,444
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12219159

Midwest Real Estate Data (MRED)

APN: 06-28-406-017

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