$1,475,000
$125K PRICE DROP

Estimated payment $8,695/month

Total Views 19,977
5 Beds
6 Baths
4,272 Sq Ft
$345 Price per Sq Ft

Highlights

  • 122 Feet of Waterfront
  • Seaplane Permitted
  • Parking available for a boat
  • Primary bedroom faces the bay
  • 2 Dock Slips
  • Private Beach

About This Home

Exceptional waterfront living awaits at 23500 River Road in Town Creek, Maryland. Situated on 1.32 beautifully maintained acres along the Patuxent River, this expansive 3,952 sq. ft. home offers a rare combination of warmth, comfort, functionality, and breathtaking waterfront lifestyle. Designed for both everyday living and entertaining, this 17-room home features four spacious upper-level bedrooms, three full baths upstairs, two half baths on the main level, and an additional full bath and bedroom on the lower level. Multiple rooms throughout the home showcase sweeping water views of the Patuxent River and Thomas Johnson Bridge. The oversized primary suite serves as a private retreat, complete with soaring ceilings, dual closets including a large walk-in closet, and a beautifully updated en suite bath featuring heated floors, dual vanities, a newly tiled walk-in shower, private water closet, and an in-suite washer and dryer for added convenience. The heart of the home is the custom kitchen featuring Amish-crafted cabinetry, custom organizational pantry shelving, granite countertops, center island cooktop, double ovens, under-counter microwave, custom built-in desk, and double sink perfectly positioned to overlook the waterfront and backyard. Warmth and character flow throughout the home with hardwood flooring, herringbone hardwood foyer accents, parquet hallway flooring upstairs, fresh carpeting, 18-inch travertine tile, and three gas fireplaces located in the living room, family room, and lower-level entertaining area. Outdoor living is equally impressive with two Trex decks, including a covered waterfront-facing deck ideal for relaxing, entertaining, or enjoying stunning sunrises over the river and sunsets behind the TJ Bridge. The private six-foot-wide pier features newly completed 2026 decking, boat lift access(as-is), and quick navigable access to the Chesapeake Bay for boating, fishing, crabbing, kayaking, and waterfront adventures. Additional features include: Whole-house central vacuum system
Two programmable HVAC systems
Six fully owned solar panels
Extensive storage throughout every level
22x26 attached garage with separate storage/workshop room
Lower-level second kitchen/wet bar
Mudroom with full laundry area, in addition to upper-level laundry, in the primary bathroom. Enjoy front-row views of local waterfront events, Blue Angels flyovers, PyroJam performances, and spectacular sun rises AND sunsets, while still maintaining convenient access to shopping, dining, local marinas, NAS Patuxent River, and commuter routes. This is more than a home — it is a waterfront legacy property thoughtfully maintained and designed to be enjoyed for generations.

Listing Agent

Belinda Taylor

(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Brokerage Phone: 8888607369 License #662509 Listed on: 05/22/2026

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,246

Year Built

  • Built in 1977 | Remodeled in 2021

Lot Details

  • 1.32 Acre Lot
  • 122 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Cul-De-Sac
  • Stone Retaining Walls
  • No Through Street
  • Private Lot
  • Premium Lot
  • Open Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned RNC, RNC (Residential Neighborhood Conservation)

Parking

  • 2 Car Direct Access Garage
  • 5 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Bay
  • River
  • Scenic Vista

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Poured Concrete
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Central Vacuum
  • Built-In Features
  • Bar
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 3 Fireplaces
  • Gas Fireplace
  • Mud Room
  • Formal Dining Room
  • Storm Doors

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Double Oven
  • Extra Refrigerator or Freezer
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Heated Floors
  • Tile or Brick

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Basement Windows

Accessible Home Design

  • Halls are 48 inches wide or more
  • Doors swing in

Eco-Friendly Details

  • Solar owned by seller
  • Heating system powered by active solar

Outdoor Features

  • Seaplane Permitted
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Bulkhead
  • Rip-Rap
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Wood or Metal Shed
  • Playground
  • Rain Gutters
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Programmable Thermostat
  • Propane Water Heater
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 1908051089

Community Details

Overview

  • No Home Owners Association
  • Town Creek Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,246

Year Built

Built in 1977 | Remodeled in 2021

Lot Details

1.32 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: 48"+ Halls, Doors - Swing In
  • Ownership: Fee Simple
  • Exclusions: Staging
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/22/2026 12:00:00 AM
  • Year Built: 1977
  • Year Renovated: 2021
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Central Vacuum, Extra Refrigerator/Freezer
  • Flooring Type: Hardwood, Partially Carpeted, Heated, Tile/Brick
  • Interior Amenities: 2nd Kitchen, Bathroom - Walk-In Shower, Built-Ins, Central Vacuum, Dining Area, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Upgraded Countertops, Wainscotting, Walk-In Closet(s), Wood Floors, Bar, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: Beamed Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Primary Bedroom, Primary Bathroom
  • Basement: Yes
  • Basement Type: Fully Finished, Interior Access, Poured Concrete, Side Entrance, Walkout Level, Windows, Outside Entrance, Heated, Daylight, Full, Connecting Stairway
  • Basement Finished Percent: 96.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Main Floor, Upper Floor
  • Total Sq Ft: 4452
  • Living Area Sq Ft: 4272
  • Price Per Sq Ft: 429.78
  • Above Grade Finished Sq Ft: 3432
  • Below Grade Finished Sq Ft: 840
  • Below Grade Sq Ft: 180
  • Total Below Grade Sq Ft: 1020
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Wood/Metal Shed
  • Construction Materials: Brick
  • Exterior Features: Private Beach, Stone Retaining Walls, Play Area, Gutter System, Boat Storage
  • Roof: Architectural Shingle
  • View: River, Scenic Vista, Bay
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Patuxent
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 122

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Private, Paved Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access, Oversized, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 7
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Programmable Thermostat, Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Owned, Electric
  • Heating Type: Heat Pump(s), Programmable Thermostat, Solar - Active
  • Heating: Yes
  • Hot Water: Electric, Propane
  • Sewer/Septic System: Community Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Green Power: Pv Solar Array(s) Owned
  • Green Remarks: Solar Panels are Owned. No Lease or Payment attached to the panels. For Private Collection and Use Only

Lot Info

  • Lot Features: Rip-Rapped, Premium, No Thru Street, Cul-De-Sac, Fishing Available, Bulkheaded, Front Yard, Open, Private, Rear Yard, Sideyard(s)
  • Lot Size Acres: 1.32
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 57499.00
  • Outdoor Living Structures: Brick, Deck(s), Porch(es), Balcony
  • Property Condition: Excellent, Very Good
  • Zoning: RNC
  • Zoning Description: RNC (Residential Neighborhood Conservation)
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 7246.00
  • Assessor Parcel Number: 1908051089
  • Tax Lot: 11
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,274 $899,700 $508,800 $390,900
2025 $6,274 $827,333 $0 $0
2024 $7,586 $754,967 $0 $0
2023 $7,314 $682,600 $388,600 $294,000
2022 $7,229 $674,767 $0 $0
2021 $6,032 $666,933 $0 $0
2020 $7,060 $659,100 $388,600 $270,500
2019 $5,985 $646,200 $0 $0
2018 $5,956 $633,300 $0 $0
2017 $5,873 $620,400 $0 $0
2016 -- $620,400 $0 $0
2015 -- $620,400 $0 $0
2014 $5,892 $661,700 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2026 07/01/26 Price Changed $1,475,000 -7.8% $345 / Sq Ft
05/22/2026 05/22/26 For Sale $1,600,000 -- $375 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: MDSM2026140

Bright MLS

APN: 08-051089

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