Listed by Windermere Whidbey Island
NOT LISTED FOR SALE

2375 SW Navigator Loop Oak Harbor, WA 98277

Estimated Value: $497,000 - $563,000

4 Beds
2.5 Baths
1,708 Sq Ft
$311/Sq Ft Est. Value

Sale Details

Date Sold: January 1, 2026

Last sale price $515,941 $302 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,233 / mo

54 Days on Market

Highlights

  • Deck
  • Contemporary Architecture
  • Vaulted Ceiling
  • Oak Harbor Elementary School Rated A-
  • Property is near public transit and bus stop
  • No HOA

About This Home

As of January 2026

Built in 2010 & conveniently located minutes from both Oak Harbor & Coupeville--finding a house to call home has never been so simple! The thoughtful floor-plan has 1708 asf featuring: 4 bdrms, 2.5 bths, & an open, chef’s kitchen w/granite countertops, ample cabinet space, stainless appliances & a walk-in pantry--wow! The versatile family room has vaulted ceilings & tons of natural light, plus a spacious living room with gas fireplace & a seamless transition to the fully fenced yard with oversized entertaining deck--creating the perfect setting year round. Add in the 3-car garage, efficient gas heat, double-paned vinyl windows throughout & a $10,000 flooring allowance so you can schedule installation before moving day? Opportunity knocks..!

Last Agent to Sell the Property

Annie Cash

Windermere Whidbey Island License #97679 Listed on: 09/19/2025

Windermere Whidbey Island

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2426419

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,543

Year Built

  • Built in 2010

Lot Details

  • 5,409 Sq Ft Lot
  • Cul-De-Sac
  • Property is Fully Fenced
  • Level Lot
  • Garden
  • Property is in very good condition

Parking

  • Attached Garage

Home Design

  • Contemporary Architecture
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 1,708 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Dining Room
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near public transit and bus stop

Utilities

  • Forced Air Heating System
  • Water Heater
  • High Speed Internet
  • High Tech Cabling
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Built by Seattle Pacific Homes
  • Oak Harbor Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,543

Year Built

Built in 2010

Lot Details

5,409 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 12 - 2 Story
  • Year Built: 2010
  • Inclusions: Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Northwest Contemporary
  • Building Name: Frostad Pond
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 1708
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2426419, https://www.workforce-resource.com/dpr/listing/NWMLS/2426419?w=Consumer&agent=69911
  • NWM_ADUCount: 0
  • Special Features: VirtualTour

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Laminate, Vinyl, Carpet
  • Interior Amenities: Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, Fireplace, High Tech Cabling, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Water Heater
  • Living Area: 1708
  • Main Level Bathrooms: 1
  • BathsFullMain: 0
  • SquareFootageFinished: 1708
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 2
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 4
  • AppliancesIncluded: Dishwasher(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Exterior Features

  • Roof: Composition
  • Lot Features: Cul-De-Sac, Curbs, Paved, Sidewalk
  • View: No
  • Waterfront: No
  • Builder Name: Seattle Pacific Homes
  • Construction Type: Wood
  • Exterior Features: Wood, Wood Products
  • Foundation Details: Poured Concrete
  • Property Condition: Very Good
  • BusLineNearby: true

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 3

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Security: Fully Fenced
  • Cooling: None
  • Cooling Y N: No
  • Heating: Fireplace Insert, Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE/CNG
  • SewerCompany: City of Oak Harbor
  • WaterCompany: City of Oak Harbor
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Gas
  • CableConnected: Xfinity
  • InternetConnected: Xfinity

Condo/Co-op/Association

  • Community Features: CCRs
  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Oak Harbor
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: S853600000300
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.1242
  • Lot Size Sq Ft: 5409
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio
  • MLSLotSizeSource: Public Records
  • ZoningJurisdiction: City
  • LotNumber: 30

Green Features

  • Power Production Type: Electric, Natural Gas

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4543

Multi Family

  • EnergySource: Electric,Natural Gas

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Dec 22, 2025
Sold by
Bought by
Seller's Agent
Annie Cash
Windermere Whidbey Island
List Price
$585,000
Sold Price
$515,941
Premium/Discount to List
-$69,059
-11.8%
Views
27
Current Estimated Value
$531,405

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,464
Avg. Annual Appreciation
6.48%
Original Mortgage
$515,941
Outstanding Balance
$515,452
Interest Rate
6.26%
Mortgage Type
Seller Take Back
Estimated Equity
$15,953

Purchase Details

Listed on
Feb 28, 2022
Closed on
Feb 23, 2022
Sold by
Bought by
Seller's Agent
Annie Cash
Windermere Whidbey Island
Buyer's Agent
Annie Cash
Windermere Whidbey Island
List Price
$187,800
Sold Price
$487,800
Premium/Discount to List
$300,000
159.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.47%
Original Mortgage
$478,964
Interest Rate
3.55%
Mortgage Type
FHA

Purchase Details

Closed on
May 13, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,600
Interest Rate
4.84%
Mortgage Type
VA

Purchase Details

Closed on
Feb 11, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,340,000
Interest Rate
5.02%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Feb 2, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,340,000
Interest Rate
5.02%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$515,941 Stewart Title
$487,800 Land Title
-- Lt
$1,840,000 None Available
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $515,941
Previous Owner $478,964
Previous Owner $218,600
Previous Owner $1,340,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/01/2026 01/01/26 Sold $515,941 -6.2% $302 / Sq Ft
11/12/2025 11/12/25 Pending -- -- --
10/30/2025 10/30/25 Price Changed $549,900 -2.6% $322 / Sq Ft
10/23/2025 10/23/25 Price Changed $564,500 -1.8% $331 / Sq Ft
09/29/2025 09/29/25 Price Changed $575,000 -1.7% $337 / Sq Ft
09/19/2025 09/19/25 For Sale $585,000 +19.9% $343 / Sq Ft
02/28/2022 02/28/22 Sold $487,800 +159.7% $286 / Sq Ft View Prior Sale
02/28/2022 02/28/22 For Sale $187,800 -- $110 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,543 $532,541 $170,000 $362,541
2024 $4,256 $535,588 $170,000 $365,588
2023 $4,256 $504,417 $150,000 $354,417
2022 $4,347 $474,597 $150,000 $324,597
2021 $3,836 $405,467 $120,000 $285,467
2020 $3,756 $356,606 $80,000 $276,606
2019 $3,365 $345,659 $145,000 $200,659
2018 $3,121 $336,208 $135,000 $201,208
2017 $2,955 $274,810 $80,000 $194,810
2016 $2,985 $276,929 $80,000 $196,929
2015 $2,956 $269,047 $70,000 $199,047
2013 -- $253,279 $50,000 $203,279
Source: Public Records

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2426419

Northwest Multiple Listing Service (NWMLS)

APN: S8536-00-00030-0

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