Seller's Agent in 2025
Belinda Fratto
Howard Hanna
(315) 521-7413
364 Total Sales
24 Stark St Waterloo, NY 13165
Estimated Value: $193,871 - $235,000
4
Beds
2
Baths
2,302
Sq Ft
$90/Sq Ft
Est. Value
Highlights
- Cathedral Ceiling
- Main Floor Bedroom
- Private Yard
- Wood Flooring
- Separate Formal Living Room
- Screened Porch
About This Home
As of August 2025Welcome to this spacious and versatile 3–4 bedroom, 2 full bath home with updates throughout and plenty of room to spread out. The first floor offers flexibility with a possible bedroom, first floor laundry, formal dining room, two cozy den-like spaces, and a stunning great room at the back of the home with cathedral ceilings—currently used as a bedroom—with French doors leading out to the patio. The large, open kitchen has been beautifully updated and includes stainless steel appliances, a generous dinette area, and a view of the deep, fully fenced backyard. Step outside to a stamped concrete patio, perfect for entertaining, and enjoy the convenience of a double-wide driveway and storage shed. The second floor features three bedrooms, each with its own closet and newer carpeting throughout. Recent updates include all new vinyl windows, a two-year-old furnace with central air, a newer hot water tank, repointed chimney, fresh interior paint, updated light fixtures, improved landscaping, and more. This home is a short walk to schools, banks, post office and playground. This well-maintained home offers both space and comfort inside and out.
Last Agent to Sell the Property
Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,550
Year Built
- Built in 1900
Lot Details
- 13,068 Sq Ft Lot
- Lot Dimensions are 60x198
- Property is Fully Fenced
- Rectangular Lot
- Private Yard
Home Design
- Block Foundation
- Stone Foundation
- Blown-In Insulation
- Vinyl Siding
Interior Spaces
- 2,302 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Den
- Screened Porch
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Microwave
- Kitchen Island
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Parking
- No Garage
- Driveway
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 46
- Assessor Parcel Number 453801-004-000-0002-046-000-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Aug 28, 2025
Sold by
Bought by
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Dave VanDerlinde
Towpath Homes
List Price
$198,000
Sold Price
$199,000
Premium/Discount to List
$1,000
0.51%
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,968
Avg. Annual Appreciation
5.59%
Original Mortgage
$172,110
Outstanding Balance
$171,055
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$36,913
Purchase Details
Closed on
Jun 30, 2022
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,990
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 30, 1996
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $199,000 | -- | ||
| $142,990 | None Available | ||
| $142,990 | None Available | ||
| $44,000 | -- | ||
| $44,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $172,110 | ||
| Previous Owner | $142,990 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/28/2025 08/28/25 | Sold | $199,000 | +0.5% | $86 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | For Sale | $198,000 | -- | $86 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,498 | $79,200 | $14,400 | $64,800 |
| 2024 | $3,498 | $79,200 | $14,400 | $64,800 |
| 2023 | $34 | $79,200 | $14,400 | $64,800 |
| 2022 | $3,731 | $79,200 | $14,400 | $64,800 |
| 2021 | $3,601 | $79,200 | $14,400 | $64,800 |
| 2020 | $2,986 | $79,200 | $14,400 | $64,800 |
| 2019 | $1,430 | $79,200 | $14,400 | $64,800 |
| 2018 | $2,899 | $79,200 | $14,400 | $64,800 |
| 2017 | $2,806 | $79,200 | $14,400 | $64,800 |
| 2016 | $2,913 | $71,900 | $12,900 | $59,000 |
| 2015 | -- | $71,900 | $12,900 | $59,000 |
| 2014 | -- | $71,900 | $12,900 | $59,000 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Fratto
-
Dave VanDerlinde
Buyer's Agent in 2025
Dave VanDerlinde
Towpath Homes
(315) 572-0369
210 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1617591
APN: 453801-004-000-0002-046-000-0000
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