NOT LISTED FOR SALE

24 Stark St Waterloo, NY 13165

Waterloo Area

Estimated Value: $205,089 - $225,000

4 Beds
2 Baths
2,302 Sq Ft
$93/Sq Ft Est. Value

Sale Details

Date Sold: August 28, 2025

Last sale price $199,000 $86 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,474 / mo

6 Days on Market

Highlights

  • Cathedral Ceiling
  • Main Floor Bedroom
  • Private Yard
  • Wood Flooring
  • Separate Formal Living Room
  • Screened Porch

About This Home

As of August 2025

Welcome to this spacious and versatile 3–4 bedroom, 2 full bath home with updates throughout and plenty of room to spread out. The first floor offers flexibility with a possible bedroom, first floor laundry, formal dining room, two cozy den-like spaces, and a stunning great room at the back of the home with cathedral ceilings—currently used as a bedroom—with French doors leading out to the patio. The large, open kitchen has been beautifully updated and includes stainless steel appliances, a generous dinette area, and a view of the deep, fully fenced backyard. Step outside to a stamped concrete patio, perfect for entertaining, and enjoy the convenience of a double-wide driveway and storage shed. The second floor features three bedrooms, each with its own closet and newer carpeting throughout. Recent updates include all new vinyl windows, a two-year-old furnace with central air, a newer hot water tank, repointed chimney, fresh interior paint, updated light fixtures, improved landscaping, and more. This home is a short walk to schools, banks, post office and playground. This well-maintained home offers both space and comfort inside and out.

Last Agent to Sell the Property

Belinda Fratto

Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 06/27/2025

Howard Hanna

Last Buyer's Agent

Dave VanDerlinde

Listing by Towpath Homes License #37VA0943942

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,550

Year Built

  • Built in 1900

Lot Details

  • 13,068 Sq Ft Lot
  • Lot Dimensions are 60x198
  • Property is Fully Fenced
  • Rectangular Lot
  • Private Yard

Home Design

  • Block Foundation
  • Stone Foundation
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 2,302 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Gas Range
  • Microwave
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 46
  • Assessor Parcel Number 453801-004-000-0002-046-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,550

Year Built

Built in 1900

Lot Details

0.3 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 315-521-7413
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Starting from Main Street in Waterloo take a left a Memorial Park and another left at the stop sign. Take an immediate right onto Stark Street.House sits proudly a block up on the right.
  • Architectural Style: Two Story
  • Flooring: Carpet, Hardwood, Varies
  • Garage Yn: No
  • Interior Features: Breakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Den, Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Bedroom on Main Level
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator
  • Basement: Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Stories: 1

Exterior Features

  • Fencing: Full
  • Acres: 0.3
  • Waterfront: No
  • Construction Type: Blown-In Insulation, Vinyl Siding
  • Exterior Features: Concrete Driveway, Fully Fenced, Porch, Patio, Private Yard, See Remarks
  • Foundation Details: Block, Stone
  • Patio And Porch Features: Covered, Patio, Porch, Screened

Garage/Parking

  • Parking Features: No Garage, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo

Lot Info

  • Parcel Number: 453801-004-000-0002-046-000-0000
  • Lot Dimensions: 60X198
  • Lot Size Sq Ft: 13068.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3550.0
  • Tax Lot: 46

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2025
Closed on
Aug 28, 2025
Sold by
Bought by
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Dave VanDerlinde
Towpath Homes
List Price
$198,000
Sold Price
$199,000
Premium/Discount to List
$1,000
0.51%
Views
15
Current Estimated Value
$215,022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,022
Avg. Annual Appreciation
8.68%
Original Mortgage
$172,110
Outstanding Balance
$170,590
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$44,432

Purchase Details

Closed on
Jun 30, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,990
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 30, 1996
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Waterloo, NY

  • Emily Haberek Real Estate Agent - Coldwell Banker Prime Prop,Inc

    Emily Haberek

    Responds Quickly

    Coldwell Banker Prime Prop,Inc

    (315) 631-1877

    48 Total Sales

    1 in Waterloo

    $290,000 Price

    Emily Haberek
     Section Image
  • Keith Larwood Real Estate Agent - Empire Realty Group

    Keith Larwood

    Empire Realty Group

    (585) 536-0842

    54 Total Sales

    2 in Waterloo

    $200,000 Price Range

    Keith Larwood
     Section Image
  • Mary St George Real Estate Agent - Real Broker NY, LLC

    Mary St George

    Real Broker NY, LLC

    (315) 325-8266

    72 Total Sales

    2 in Waterloo

    $155,000 Price Range

    Mary St George
     Section Image
  • Nathan Krause Real Estate Agent - Berkshire Hathaway HomeServices CNY Realty

    Nathan Krause

    Responds Quickly

    Berkshire Hathaway HomeServices CNY Realty

    (315) 954-4605

    203 Total Sales

    6 in Waterloo

    $250K - $280K Price Range

    Nathan Krause
     Section Image
  • Amanda Faatz Real Estate Agent - Acropolis Realty Group LLC

    Amanda Faatz

    Acropolis Realty Group LLC

    (315) 870-1901

    94 Total Sales

    2 in Waterloo

    $150,000 Price Range

    Amanda Faatz
     Section Image
  • Kevin Faatz Real Estate Agent - Acropolis Realty Group LLC

    Kevin Faatz

    Acropolis Realty Group LLC

    (315) 640-4696

    99 Total Sales

    2 in Waterloo

    $150,000 Price Range

    Kevin Faatz
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$199,000 --
$142,990 None Available
$44,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $172,110
Previous Owner $142,990
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/28/2025 08/28/25 Sold $199,000 +0.5% $86 / Sq Ft
07/03/2025 07/03/25 Pending -- -- --
06/27/2025 06/27/25 For Sale $198,000 -- $86 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,498 $79,200 $14,400 $64,800
2024 $3,498 $79,200 $14,400 $64,800
2023 $34 $79,200 $14,400 $64,800
2022 $3,731 $79,200 $14,400 $64,800
2021 $3,601 $79,200 $14,400 $64,800
2020 $2,986 $79,200 $14,400 $64,800
2019 $1,430 $79,200 $14,400 $64,800
2018 $2,899 $79,200 $14,400 $64,800
2017 $2,806 $79,200 $14,400 $64,800
2016 $2,913 $71,900 $12,900 $59,000
2015 -- $71,900 $12,900 $59,000
2014 -- $71,900 $12,900 $59,000
Source: Public Records

Agents Affiliated with this Home

  • Belinda Fratto Real Estate Agent - Howard Hanna

    Seller's Agent in 2025

    Belinda Fratto

    Howard Hanna

    (315) 521-7413

    372 Total Sales

    Belinda Fratto
    Section Image
  • Dave VanDerlinde Real Estate Agent - Towpath Homes

    Buyer's Agent in 2025

    Dave VanDerlinde

    Towpath Homes

    (315) 572-0369

    207 Total Sales

    Dave VanDerlinde
    Section Image
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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1617591

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-004-000-0002-046-000-0000

New York Seneca County Waterloo Town 13165

24 Stark St, Waterloo Town, NY

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