$265,000
UNDER CONTRACT

240 N Main St Waterloo, IL 62298

Estimated payment $1,724/month

Total Views 3,620
2 Beds
2 Baths
2,088 Sq Ft
$127 Price per Sq Ft

Highlights

  • No HOA
  • Cottage
  • 2 Car Garage
  • Rogers Elementary School Rated A-
  • Forced Air Heating and Cooling System
  • Back Yard

About This Home

Charming all-brick home located in the heart of downtown Waterloo! Built in 1928, this 2 bedroom, 1 bathroom home is full of character and timeless appeal. The main level features a welcoming living room highlighted by a stunning fireplace, two comfortable bedrooms, and a full bath. The kitchen offers great functionality with appliances included. Unique custom stained glass windows add charm you won’t find in today’s builds.
The partially finished basement provides additional living space with a second living room, flex room perfect for an office or guest area, a full bathroom, and laundry/storage space. Outside, enjoy the home’s excellent curb appeal along with a detached 2-car garage. Conveniently located near downtown shops, dining, and amenities, this home offers the perfect blend of charm, space, and location.

Listing Agent

Brooke Mitchell

Keller Williams Pinnacle License #475184593 Listed on: 03/20/2026

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,706

Year Built

  • Built in 1928

Lot Details

  • 6,704 Sq Ft Lot
  • Few Trees
  • Back Yard

Parking

  • 2 Car Garage

Home Design

  • Cottage
  • Brick Exterior Construction

Interior Spaces

  • 1.5-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Partially Finished Basement

  • Finished Basement Bathroom
  • Laundry in Basement
  • Basement Storage

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 07-24-450-012-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,706

Year Built

Built in 1928

Lot Details

6,704 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1928
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement
  • ResoLotFeatures: Back Yard, Few Trees
  • Lot Size Acres: 0.1539
  • Co List Office Phone: 618-208-6692
  • MLS Status: Active Under Contract
  • Subdivision Name: Rogers Heirs Div
  • Above Grade Finished Sq Ft: 1188
  • Architectural Style: Cottage
  • Carport Y N: No
  • Reso Fireplace Features: Family Room, Gas Log
  • Unit Levels: One and One Half
  • New Construction: No
  • Property Attached Yn: Yes
  • Financial Info Electric: Other
  • PreviousStatus: Active
  • MIS_PoolYN: 0
  • MIS_AuctionYN: 0
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Storage Space
  • Appliances: Dishwasher, Range, Refrigerator, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 900
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Green Building Features: Basement, Bathrooms
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: .15
  • Lot Size Sq Ft: 6703.88
  • Parcel Number: 07-24-450-012-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3706

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,706 $68,615 $15,715 $52,900
2023 $3,446 $60,800 $14,610 $46,190
2022 $3,468 $60,420 $14,880 $45,540
2021 $3,136 $54,150 $9,290 $44,860
2020 $3,038 $51,410 $9,290 $42,120
2019 $2,347 $50,050 $9,290 $40,760
2018 $0 $46,900 $7,330 $39,570
2017 $2,439 $47,765 $7,462 $40,303
2016 $0 $45,520 $5,900 $39,620
2015 $1,839 $38,710 $6,840 $31,870
2014 $1,866 $40,220 $6,840 $33,380
2012 -- $42,470 $8,020 $34,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 For Sale $265,000 +47.3% $127 / Sq Ft
08/14/2019 08/14/19 Sold $179,900 0.0% $151 / Sq Ft View Prior Sale
08/07/2019 08/07/19 Pending -- -- --
07/15/2019 07/15/19 For Sale $179,900 -- $151 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $179,900 Monroe County Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $181,717 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26016344

MARIS MLS

APN: 07-24-450-012-000

Your Personal Tour Guide

Ask me questions while you tour the home.