$849,900
$25K PRICE DROP

2404 Niagara Way Costa Mesa, CA 92626

Estimated payment $5,610/month

Total Views 5,302
3 Beds
2 Baths
1,240 Sq Ft
$685 Price per Sq Ft

Highlights

  • Sound Studio
  • Spa
  • Updated Kitchen
  • Costa Mesa High School Rated A-
  • No Units Above
  • Open Floorplan

About This Home

Ready to break into the Costa Mesa market without dropping well over $1M on a single-family home? PRICE REDUCED for a faster sale — and priced to move — this upgraded 3-bedroom, 2-bath townhome delivers the coastal lifestyle people want just 10 minutes from the beach. Located in the highly desirable Monticello community, this home is move-in ready and offers a low-maintenance lifestyle. Inside, you’ll find a remodeled kitchen and bathrooms, laminate flooring throughout (no carpet), and an open layout perfect for entertaining, working from home, or simply enjoying laid-back beach living. The downstairs bedroom and full bath create flexibility for guests, roommates, a home office, or added rental potential, while upstairs features two oversized bedrooms with tons of storage. The private partially covered back patio is fully decked out with built-in seating, fire pit (included), and room to BBQ and entertain year-round — plus there’s a charming front porch overlooking a charming courtyard that gives the community a warm neighborhood vibe buyers love. The enclosed 2-car garage is a huge bonus in this price range, and there’s even a permit for a third parking spot within the community. And the location? Exactly why people move to Costa Mesa. You’re minutes from Newport Beach, the Back Bay Trail, South Coast Plaza, The LAB Anti-Mall, Triangle Square, major freeways, and John Wayne Airport. Walk to Orange Coast College, Vanguard University, and the OC Fairgrounds for concerts, events, and weekend fun all year long. The HOA covers water, trash, pools, spas, clubhouse, and guest parking — making ownership easier and more affordable. NO land lease and NO high Mello-Roos. Whether you’re a first-time buyer tired of renting, someone looking for a smart investment property, or simply wanting to own near the coast without paying detached-home prices, this is your chance to get into one of Orange County’s hottest markets with strong appreciation potential.

Listing Agent

Holly McDonald

Compass Brokerage Phone: 714-928-4682 License #01892567 Listed on: 03/01/2026

Compass

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1965 | Remodeled

Lot Details

  • 1,400 Sq Ft Lot
  • No Units Above
  • No Units Located Below
  • Two or More Common Walls
  • East Facing Home

HOA Fees

  • $480 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Parking Available
  • Two Garage Doors
  • Guest Parking
  • Parking Permit Required

Home Design

  • Entry on the 1st floor
  • Turnkey
  • Planned Development

Interior Spaces

  • 1,240 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sound Studio
  • Laminate Flooring
  • Courtyard Views

Kitchen

  • Updated Kitchen
  • Open to Family Room
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Remodeled Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Deck
  • Patio
  • Porch

Schools

  • College Park Elementary School
  • Costa Mesa Middle School
  • Costa Mesa High School

Utilities

  • Central Heating

Listing and Financial Details

  • Tax Lot 201
  • Tax Tract Number 5160
  • Assessor Parcel Number 41916582
  • $882 per year additional tax assessments
  • Seller Considering Concessions

Community Details

Overview

  • 333 Units
  • Monticello Association, Phone Number (714) 508-9070
  • Optimum HOA
  • Monticello Townhomes Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Community Spa

Townhouse Details

Home Type

Townhome

Year Built

Built in 1965 | Remodeled

Lot Details

1,400 Sq Ft Lot

HOA Fees

$480 per month

Parking

1

Listing Details

  • Structure Type: Multi Family
  • Assessments: Yes
  • Inclusions: Refrigerator, washer, dryer, fire pit
  • Property Attached: Yes
  • Subdivision Name Other: Monticello Townhomes (MONT)
  • View: Yes
  • Property Condition: Turnkey, Updated/Remodeled
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 41916582
  • Year Built: 1965
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 1240.00 Square Feet
  • Interior Amenities: Open Floorplan, Granite Counters
  • Stories: 2
  • Common Walls: 2+ Common Walls, No One Below, No One Above
  • Flooring: Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Eating Area: In Living Room
  • Entry Level: 1
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 685.40
  • Room Type: Sound Studio, Kitchen, Living Room, Main Floor Bedroom
  • Spa Features: Association
  • Bathroom Features: Shower In Tub, Remodeled, Shower
  • Room Kitchen Features: Kitchen Open To Family Room, Remodeled Kitchen

Exterior Features

  • Patio: Yes
  • Direction Faces: East
  • View: Courtyard
  • Patio And Porch Features: Porch, Deck
  • Pool Features: Association
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Parking: Yes
  • Parking Features: Permit Required, Guest, Garage - Two Door
  • Total Parking Spaces: 1.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Appliances: Microwave, Refrigerator, Gas Range, Dishwasher
  • Heating Type: Central
  • Laundry Features: In Closet, Washer Included, Dryer Included
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Water, Pool, Trash, Clubhouse, Spa/Hot Tub
  • Association Fee: 480.00
  • Association Fee Frequency: Monthly
  • Association Name: Monticello
  • Phone: (714) 508-9070
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Sidewalks
  • Association Management: Optimum

Schools

  • Elementary School: College Park
  • High School: Costa Mesa
  • Middle Or Junior School: Costa Mesa
  • Elementary School #2: COLPAR
  • High School2: COSMES

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 1400.00
  • Lot Size Acres: 0.0321

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1400.0000 Square Feet
  • Number Of Units In Community: 333
  • Number Of Units Total: 1

Tax Info

  • Tax Lot: 201
  • Tax Tract Number: 5160
  • TaxOtherAnnualAssessmentAmount: 882.00

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,177 $614,425 $542,127 $72,298
2024 $7,177 $602,378 $531,497 $70,881
2023 $6,977 $590,567 $521,075 $69,492
2022 $6,831 $578,988 $510,858 $68,130
2021 $6,685 $567,636 $500,841 $66,795
2020 $6,607 $561,816 $495,705 $66,111
2019 $6,467 $550,800 $485,985 $64,815
2018 $5,643 $473,890 $410,950 $62,940
2017 $5,598 $469,198 $406,881 $62,317
2016 $5,480 $459,999 $398,903 $61,096
2015 $4,941 $414,000 $340,812 $73,188
2014 $4,367 $361,890 $288,702 $73,188
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/20/2026 05/20/26 Price Changed $849,900 -1.2% $685 / Sq Ft
03/12/2026 03/12/26 Price Changed $860,000 -1.7% $694 / Sq Ft
03/01/2026 03/01/26 For Sale $875,000 +62.0% $706 / Sq Ft
02/14/2018 02/14/18 Sold $540,000 +0.9% $435 / Sq Ft View Prior Sale
01/17/2018 01/17/18 Pending -- -- --
01/04/2018 01/04/18 For Sale $535,000 +18.9% $431 / Sq Ft
10/23/2015 10/23/15 Sold $450,000 -2.2% $363 / Sq Ft View Prior Sale
09/16/2015 09/16/15 Pending -- -- --
08/19/2015 08/19/15 For Sale $459,999 +31.4% $371 / Sq Ft
07/06/2015 07/06/15 Sold $350,000 +16.7% $282 / Sq Ft View Prior Sale
06/05/2015 06/05/15 Price Changed $300,000 0.0% $242 / Sq Ft
03/28/2015 03/28/15 For Sale $300,000 -14.3% $242 / Sq Ft
03/27/2015 03/27/15 Pending -- -- --
02/26/2015 02/26/15 Off Market $350,000 -- --
02/26/2015 02/26/15 For Sale $300,000 -14.3% $242 / Sq Ft
01/27/2015 01/27/15 Off Market $350,000 -- --
01/27/2015 01/27/15 For Sale $300,000 -14.3% $242 / Sq Ft
12/27/2014 12/27/14 Off Market $350,000 -- --
12/25/2014 12/25/14 For Sale $300,000 -14.3% $242 / Sq Ft
11/24/2014 11/24/14 Off Market $350,000 -- --
11/24/2014 11/24/14 For Sale $300,000 -- $242 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Grant Deed $540,000 First American Title Co
Deed -- Chicago Title Co
Interfamily Deed Transfer -- Title 365 Newport Beach
Grant Deed $460,000 Title 365 Newport Beach
Grant Deed $320,000 Western Resources Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Southland Title Corporation
Grant Deed $473,000 Southland Title Corporation
Interfamily Deed Transfer -- Southland Title Corporation
Interfamily Deed Transfer -- Southland Title Corporation
Grant Deed $145,000 Stewart Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $375,000 New Conventional
Previous Owner $410,000 New Conventional
Previous Owner $413,999 New Conventional
Previous Owner $314,204 FHA
Previous Owner $378,400 Purchase Money Mortgage
Previous Owner $123,250 No Value Available
Source: Public Records

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PW26044656

California Regional Multiple Listing Service (CRMLS)

APN: 419-165-82

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