Seller's Agent in 2026
Holly McDonald
Compass
(714) 386-1647
115 Total Sales
2404 Niagara Way Costa Mesa, CA 92626
Costa Mesa Area
3
Beds
2
Baths
1,240
Sq Ft
1,400
Sq Ft Lot
Highlights
- Sound Studio
- Spa
- Updated Kitchen
- Costa Mesa High School Rated A-
- No Units Above
- Open Floorplan
About This Home
As of July 2026PRICE REDUCED – Sellers have found their next home! Tucked into one of Costa Mesa’s most sought-after pockets, 2404 Niagara Way offers a front-row seat to the best of Orange County living. Positioned perfectly between the coastal energy of Newport Beach and the thriving tech hub of Irvine, this upgraded 3-bedroom, 2-bath townhome delivers the ultimate low-maintenance lifestyle—just 10 minutes from the sand. Located in the highly desirable Monticello community, this turnkey property has been lovingly maintained as a vacation home and is completely move-in ready. Step inside to find a light-filled, open-concept layout featuring laminate flooring throughout (no carpet), a remodeled kitchen, and updated bathrooms. The floor plan flows seamlessly from the living room out to your private oasis. The downstairs bedroom and full bath offer excellent flexibility for guests, a home office, or rental potential. Upstairs, you'll find two oversized bedrooms with generous closet space, abundant natural light, and direct access to a beautifully renovated bathroom. Outdoor living is where this property truly shines. The private, partially covered back patio is fully decked out with built-in seating and an included fire pit—perfect for year-round entertaining. Out front, a welcoming porch overlooks a quiet interior courtyard, giving the community a warm neighborhood vibe. Rare for this price range, the home includes an enclosed 2-car garage, a permit for a third community parking spot, a brand-new electrical panel, and three portable A/C units to complement the cool coastal breeze. The location is exactly why people flock to Costa Mesa. You are minutes from the Back Bay Trail, South Coast Plaza, The LAB Anti-Mall, Triangle Square, major freeways, and John Wayne Airport—plus walking distance to Orange Coast College, Vanguard University, and the OC Fairgrounds. Best of all, the low-stress HOA covers water, trash, pools, spas, a clubhouse, and guest parking. With NO land lease and NO Mello-Roos, this is a rare opportunity to own near the coast without the detached-home price tag. Whether you're a first-time buyer or a savvy investor, this is your ticket into one of OC’s hottest markets!
Last Agent to Sell the Property
Compass Brokerage Phone: 714-928-4682 License #01892567 Listed on: 03/01/2026
Last Buyer's Agent
Compass Brokerage Phone: 714-928-4682 License #01892567 Listed on: 03/01/2026
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Townhouse Details
Home Type
- Townhome
Year Built
- Built in 1965 | Remodeled
Lot Details
- 1,400 Sq Ft Lot
- No Units Above
- No Units Located Below
- Two or More Common Walls
- East Facing Home
HOA Fees
- $480 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Two Garage Doors
- Guest Parking
- Parking Permit Required
Home Design
- Entry on the 1st floor
- Turnkey
- Planned Development
Interior Spaces
- 1,240 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Sliding Doors
- Family Room Off Kitchen
- Combination Dining and Living Room
- Sound Studio
- Laminate Flooring
- Courtyard Views
Kitchen
- Updated Kitchen
- Open to Family Room
- Gas Range
- Microwave
- Dishwasher
- Granite Countertops
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- Remodeled Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry closet
- Dryer
- Washer
Outdoor Features
- Spa
- Deck
- Patio
- Porch
Schools
- College Park Elementary School
- Costa Mesa Middle School
- Costa Mesa High School
Utilities
- Cooling System Mounted To A Wall/Window
- Central Heating
Listing and Financial Details
- Tax Lot 201
- Tax Tract Number 5160
- Assessor Parcel Number 41916582
- $882 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- 333 Units
- Monticello Association, Phone Number (714) 508-9070
- Optimum HOA
- Monticello Townhomes Subdivision
Amenities
- Clubhouse
- Laundry Facilities
Recreation
- Community Pool
- Community Spa
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 1, 2026
Closed on
Jul 8, 2026
Sold by
Thistlewaite and Denise
Bought by
Seller's Agent
Holly McDonald
Compass
Buyer's Agent
Holly McDonald
Compass
List Price
$875,000
Sold Price
$820,000
Premium/Discount to List
-$55,000
-6.29%
Views
176
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.63%
Original Mortgage
$470,000
Outstanding Balance
$469,498
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$361,337
Purchase Details
Listed on
Jan 4, 2018
Closed on
Jan 18, 2018
Sold by
Kokubun Britney
Bought by
Thistlewaite Brian and Thistlewaite Denise
Seller's Agent
Sophala Daum
MOSO Real Estate
Buyer's Agent
Cyndi Mino
First Team Real Estate
List Price
$535,000
Sold Price
$540,000
Premium/Discount to List
$5,000
0.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.06%
Original Mortgage
$375,000
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 27, 2017
Sold by
Texeira Mandy
Bought by
Kokuben Britney
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$410,000
Interest Rate
4.03%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 19, 2015
Closed on
Oct 21, 2015
Sold by
Kaina Kaipo
Bought by
Kokubun Britney
Seller's Agent
Noemy Arellano
Vida Realty
Buyer's Agent
Sophala Daum
MOSO Real Estate
List Price
$459,999
Sold Price
$450,000
Premium/Discount to List
-$9,999
-2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.79%
Original Mortgage
$413,999
Interest Rate
3.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 19, 2015
Closed on
Oct 16, 2015
Sold by
Romo Gabriela
Bought by
Kokubun Britney and Texeira Mandy
Seller's Agent
Noemy Arellano
Vida Realty
Buyer's Agent
Sophala Daum
MOSO Real Estate
List Price
$459,999
Sold Price
$450,000
Premium/Discount to List
-$9,999
-2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,999
Interest Rate
3.81%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 28, 2015
Closed on
May 14, 2015
Sold by
Gallardo Juan Capristo
Bought by
Romo Rodrigo and Cabrera Nancy
Seller's Agent
Noemy Arellano
Vida Realty
Buyer's Agent
Noemy Arellano
Vida Realty
List Price
$300,000
Sold Price
$350,000
Premium/Discount to List
$50,000
16.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
131.11%
Original Mortgage
$314,204
Interest Rate
3.81%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 7, 2013
Sold by
Romo Rodrigo and Cabrera Nancy
Bought by
Romo Gabriela
Purchase Details
Closed on
Sep 7, 2005
Sold by
Sandoval Claudia
Bought by
Gallardo Juan Capristo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$378,400
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 23, 2005
Sold by
Mcmeekin Lisa L Oconnell
Bought by
Gallardo Juan Capristo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$378,400
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 10, 2004
Sold by
Mcmeekin Don
Bought by
Mcmeekin Lisa L Oconnell
Purchase Details
Closed on
Sep 17, 1998
Sold by
Khoury Jerry B
Bought by
Oconnell Lisa L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,250
Interest Rate
8.99%
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $540,000 | First American Title Co | |
| Deed | -- | Chicago Title Co | |
| Interfamily Deed Transfer | -- | Title 365 Newport Beach | |
| Grant Deed | $460,000 | Title 365 Newport Beach | |
| Grant Deed | $320,000 | Western Resources Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Grant Deed | $473,000 | Southland Title Corporation | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Interfamily Deed Transfer | -- | Southland Title Corporation | |
| Grant Deed | $145,000 | Stewart Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $360,400 | New Conventional | |
| Closed | $375,000 | New Conventional | |
| Previous Owner | $410,000 | New Conventional | |
| Previous Owner | $413,999 | New Conventional | |
| Previous Owner | $314,204 | FHA | |
| Previous Owner | $378,400 | Purchase Money Mortgage | |
| Previous Owner | $224,000 | Unknown | |
| Previous Owner | $182,400 | Unknown | |
| Previous Owner | $148,750 | Unknown | |
| Previous Owner | $123,250 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/31/2026 07/31/26 | Sold | $820,000 | -0.6% | $661 / Sq Ft | |
| 07/03/2026 07/03/26 | Pending | -- | -- | -- | |
| 06/16/2026 06/16/26 | Price Changed | $825,000 | -2.0% | $665 / Sq Ft | |
| 06/03/2026 06/03/26 | Price Changed | $842,000 | -0.9% | $679 / Sq Ft | |
| 05/20/2026 05/20/26 | Price Changed | $849,900 | -1.2% | $685 / Sq Ft | |
| 03/12/2026 03/12/26 | Price Changed | $860,000 | -1.7% | $694 / Sq Ft | |
| 03/01/2026 03/01/26 | For Sale | $875,000 | +62.0% | $706 / Sq Ft | |
| 02/14/2018 02/14/18 | Sold | $540,000 | +0.9% | $435 / Sq Ft | View Prior Sale |
| 01/17/2018 01/17/18 | Pending | -- | -- | -- | |
| 01/04/2018 01/04/18 | For Sale | $535,000 | -- | $431 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,320 | $626,713 | $552,970 | $73,743 |
| 2025 | $7,320 | $614,425 | $542,127 | $72,298 |
| 2024 | $7,177 | $602,378 | $531,497 | $70,881 |
| 2023 | $6,977 | $590,567 | $521,075 | $69,492 |
| 2022 | $6,831 | $578,988 | $510,858 | $68,130 |
| 2021 | $6,685 | $567,636 | $500,841 | $66,795 |
| 2020 | $6,607 | $561,816 | $495,705 | $66,111 |
| 2019 | $6,467 | $550,800 | $485,985 | $64,815 |
| 2018 | $5,643 | $473,890 | $410,950 | $62,940 |
| 2017 | $5,598 | $469,198 | $406,881 | $62,317 |
| 2016 | $5,480 | $459,999 | $398,903 | $61,096 |
| 2015 | $4,941 | $414,000 | $340,812 | $73,188 |
| 2014 | $4,367 | $361,890 | $288,702 | $73,188 |
Source: Public Records
Agents Affiliated with this Home
-
Holly McDonald
-
Kyla Johns
KJ
Buyer Co-Listing Agent in 2026
Kyla Johns
Compass
(949) 717-6000
4 Total Sales
-
Sophala Daum
Seller's Agent in 2018
Sophala Daum
MOSO Real Estate
(714) 933-4324
21 Total Sales
-
Cyndi Mino
Buyer's Agent in 2018
Cyndi Mino
First Team Real Estate
(714) 349-2424
19 Total Sales
-
Noemy Arellano
Seller's Agent in 2015
Noemy Arellano
Vida Realty
(714) 454-9115
73 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PW26044656
APN: 419-165-82
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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