NOT LISTED FOR SALE

2405 Duncan Ridge Dr Navarre, FL 32566

Navarre Area

Estimated Value: $393,000 - $440,198

4 Beds
2 Baths
2,145 Sq Ft
$198/Sq Ft Est. Value

Sale Details

Date Sold: June 10, 2025

Last sale price $425,000 $198 Per Sq Ft

Current estimated payment $2,604 / mo

83 Days on Market

Highlights

  • Screened Pool
  • Primary Bedroom Suite
  • Covered Patio or Porch
  • Holley-Navarre Intermediate School Rated A-
  • Contemporary Architecture
  • Walk-In Pantry

About This Home

As of June 2025

Back on Market at no Fault of Seller! Experience this beautifully updated craftsman-style home, thoughtfully designed to be both a vibrant space for entertaining and a serene sanctuary for relaxation. With 2,145 square feet of spacious living, this 4-bedroom home features a versatile flex room that can easily be used as an office, playroom, or anything your heart desires.
Step inside to discover stunning 2025 LVP flooring throughout, freshly painted interiors, and a newly renovated master bathroom complete with a brand new double vanity. The spacious kitchen features a stylish island, gleaming stainless steel appliances (all less than 5 years old), and an abundance of cabinet space for all your storage needs. A charming barn door complements the two-tone cabinetry and earthy LVP floors, creating a warm and inviting atmosphere.The garage has been freshly repainted and includes a convenient ceiling storage rack to maximize space. The home also boasts a new irrigation pump, ensuring your outdoor space stays lush and green.
For those who love to entertain or relax, the large enclosed pool area with a charming luau-style cabana is perfect for gatherings or enjoying the year-round Florida sunshine. And, with paid-off solar panels, you can enjoy energy savings and environmental benefits.
This elegant home is ideally situated just 2 miles from the Navarre Beach Pier, providing easy access to the best of the beach lifestyle. Additionally, it's only a short commute to military bases, shopping, and dining, ensuring ultimate convenience.This move-in ready home is waiting for you to make it your ownschedule your showing today and experience the best of coastal living!

Last Agent to Sell the Property

Nicolas Camargo

Real Broker LLC License #3507655 Listed on: 05/07/2025

Last Buyer's Agent

Jordan Seay

Better Homes and Gardens Real Estate Emerald Coast License #3501455

Better Homes and Gardens Real Estate Emerald Coast
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2013

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50 x 109
  • Property fronts a county road
  • Privacy Fence
  • Interior Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Ridge Vents on the Roof
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,145 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Family Room
  • Dining Area
  • Vinyl Flooring
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Pool

  • Screened Pool
  • In Ground Pool

Outdoor Features

  • Covered Patio or Porch

Schools

  • Holley-Navarre Elementary And Middle School
  • Navarre High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Duncan Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-26-0991-00A00-0050

Home Details

Home Type

Single Family

Year Built

Built in 2013

Lot Details

5,663 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50 x 109
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: DUNCAN RIDGE
  • Directions: From Hwy 98, head North onto Hwy 87. Turn right onto High School Blvd. Turn right onto Duncan Ridge Dr. The home is on the right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2013
  • Remarks Misc:Remarks: Back on Market at no Fault of Seller! Experience this beautifully updated craftsman-style home, thoughtfully designed to be both a vibrant space for entertaining and a serene sanctuary for relaxation. With 2,145 square feet of spacious living, this 4-bedroom home features a versatile flex room that can easily be used as an office, playroom, or anything your heart desires. Step inside to discover stunning 2025 LVP flooring throughout, freshly painted interiors, and a newly renovated master bathroom complete with a brand new double vanity. The spacious kitchen features a stylish island, gleaming stainless steel appliances (all less than 5 years old), and an abundance of cabinet space for all your storage needs.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Kitchen Island, Pantry, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Vinyl: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Curb & Gutter, Interior
  • Pool Features: Pool - In-Ground, Pool Type
  • Construction Type: Brick, Frame, Siding Vinyl
  • Exterior Features: Pool - Enclosed
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Holley-Navarre
  • High School: Navarre
  • Middle Or Junior School: Holley-Navarre

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 16-2S-26-0991-00A00-0050
  • Zoning: Resid Single Family

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Jun 10, 2025
Sold by
Klein Jena and Klein Tyler
Bought by
Seller's Agent
Nicolas Camargo
Real Broker LLC
Buyer's Agent
Jordan Seay
Better Homes and Gardens Real Estate Emerald Coast
List Price
$435,000
Sold Price
$425,000
Premium/Discount to List
-$10,000
-2.3%
Views
22
Current Estimated Value
$423,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,200
Avg. Annual Appreciation
-0.23%
Original Mortgage
$170,000
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 15, 2021
Closed on
Nov 23, 2021
Sold by
Clay Howard G and Clay Amanda R
Bought by
Klein Jena and Klein Tyler
Seller's Agent
The Dawn Burt Team
Keller Williams Realty Navarre
List Price
$410,000
Sold Price
$410,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.02%
Original Mortgage
$328,000
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 10, 2013
Closed on
Sep 13, 2013
Sold by
The U I L Family Limited Partnership
Bought by
Clay Howard G and Clay Amanda R
Seller's Agent
Larry Boling
HENRY REALTY INC
Buyer's Agent
Karolyn Harvill
ERA American Real Estate
List Price
$211,205
Sold Price
$212,165
Premium/Discount to List
$960
0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%
Original Mortgage
$216,726
Interest Rate
4.37%
Mortgage Type
VA

Purchase Details

Closed on
Apr 29, 2013
Sold by
White Oak Properties Inc
Bought by
The Hlot Family Limited Partnership
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Navarre, FL

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$425,000 Waypoint Title
Klein Jena $410,000 Emerald Coast Title
Clay Howard G $212,200 Guarantee Title Of Nw Fl Inc
The Hlot Family Limited Partnership $120,000 Guarantee Title Of Nw Fl Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $277,600
Closed Harder Heidi $170,000
Previous Owner Klein Jena $115,000
Previous Owner Klein Jena $328,000
Previous Owner Clay Howard G $266,715
Previous Owner Clay Howard G $264,377
Previous Owner Clay Howard G $263,415
Previous Owner Clay Howard G $222,971
Previous Owner Clay Howard G $216,726
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/10/2025 06/10/25 Sold $425,000 -2.3% $198 / Sq Ft
05/08/2025 05/08/25 Pending -- -- --
05/07/2025 05/07/25 Price Changed $435,000 0.0% $203 / Sq Ft
05/07/2025 05/07/25 For Sale $435,000 -2.2% $203 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
02/14/2025 02/14/25 For Sale $445,000 +8.5% $207 / Sq Ft
11/23/2021 11/23/21 Sold $410,000 0.0% $191 / Sq Ft View Prior Sale
10/19/2021 10/19/21 Pending -- -- --
10/15/2021 10/15/21 For Sale $410,000 +93.2% $191 / Sq Ft
09/13/2013 09/13/13 Sold $212,165 +0.5% $98 / Sq Ft View Prior Sale
07/14/2013 07/14/13 Pending -- -- --
07/10/2013 07/10/13 For Sale $211,205 -- $97 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,324 $298,901 $94,699 $204,202
2025 $3,174 $293,042 $92,843 $200,199
2023 $3,174 $281,665 $89,239 $192,426
2022 $3,068 $276,143 $87,490 $188,653
2021 $2,987 $270,729 $85,775 $184,954
2020 $2,983 $267,954 $84,896 $183,058
2019 $2,949 $262,701 $83,232 $179,469
2018 $2,912 $257,550 $81,600 $175,950
2017 $2,880 $252,500 $80,000 $172,500
2016 $1,639 $146,008 $82,842 $63,166
2014 $1,539 $141,000 $80,000 $61,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968640

Emerald Coast Association of REALTORS®

APN: 16-2S-26-0991-00A00-0050

Your Personal Tour Guide

Ask me questions while you tour the home.