$195,000
PENDING $28K PRICE DROP

2406 Oak Rd Pinconning, MI 48650

Estimated payment $1,179/month

Total Views 36,405
2 Beds
1 Bath
1,300 Sq Ft
$150 Price per Sq Ft

Highlights

  • Waterfront
  • Ranch Style House
  • Patio
  • Deck
  • Porch
  • Forced Air Heating System

About This Home

Charming Saginaw Bay Ranch with 50 Feet of Waterfront Frontage! Enjoy beautiful water views from this adorable 2-bedroom, 1-bath ranch/rambler situated on 50 feet of Saginaw Bay frontage. Built in 1935 and very well cared for, this cozy home offers approximately 1,300 square feet of comfortable living space on .68 of an acre. If you’ve been dreaming of a peaceful waterfront getaway or year-round home, this property is full of charm and potential. The home features a crawlspace foundation, private well, septic, and propane heat. Outside, you’ll find a large shed plus another shed across the road, giving you extra room for storage, tools, or recreational gear. Whether you’re relaxing and taking in the bay views or looking for a cute waterfront retreat, this property is one you won’t want to miss. Here’s a shorter MLS-style version too: Cute 2-bedroom, 1-bath ranch on Saginaw Bay with 50 feet of frontage! Approx. 1,300 sq. ft. on .68 of an acre. Built in 1935 and very well maintained. Features propane heat, private well, septic, crawlspace, large shed, and additional shed across the road. If you love water views, this is the home for you! Some photos may include AI enhancements or virtual staging to help showcase the home’s full potential.

Listing Agent

Connie Allen

Century 21 Signature Realty - Bay City License #BCRA-6501278861 Listed on: 04/21/2026

Century 21 Signature Realty - Bay City

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1935

Lot Details

  • 29,621 Sq Ft Lot
  • 50 Ft Wide Lot
  • Waterfront

Parking

  • Carport

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,300 Sq Ft Home
  • Ceiling Fan
  • Laminate Flooring
  • Water Views
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Liquid Propane Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 09-040-041-100-035-00

Home Details

Home Type

Single Family

Year Built

Built in 1935

Lot Details

0.68 Acres

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 1417
  • Total Tax Year: 2025
  • Year Built: 1935
  • Mail City: Pinconning
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Bedrooms: 2
  • Bedroom 1: On Main Floor, Dimensions: 12 x 10
  • Bedroom 1 Floor Covering: Laminate
  • Bedroom 2: On Main Floor, Dimensions: 12 x 10
  • Bedroom 2 Floor Covering: Laminate
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: Main
  • Kitchen: On Main Floor, Dimensions: 12 x 16
  • Kitchen Floor Covering: Laminate
  • Living Room: On Main Floor, Dimensions: 16 x 12
  • Living Room Floor Covering: Laminate
  • Above Grade Finished Sq Ft: 1300
  • Total Finished Sq Ft: 1300

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck, Patio, Porch
  • Foundation: Crawl
  • Frontage: 50
  • Lake Name: Saginaw bay
  • Road: Gravel
  • Water Features: Water View, Waterfront
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Carport
  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: LP/Propane Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Propane Hot Water
  • Cooling: Ceiling Fan(s)

Lot Info

  • Assessor Parcel Number: 09-040-041-100-035-00
  • Lot Dimensions: 29621
  • Acreage: 0.68
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $383.00
  • Winter Tax: Year: 2025, Amount: $934.00
  • Total Tax: Year: 2025, Amount: $1,417.00

MLS Schools

  • School District: Pinconning Area Schools

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,318 $111,200 $0 $0
2025 $383 $94,500 $0 $0
2024 $372 $81,800 $0 $0
2023 $355 $64,200 $0 $0
2022 $1,154 $52,500 $0 $0
2021 $1,077 $49,700 $49,700 $0
2020 $1,059 $43,000 $43,000 $0
2019 $1,018 $40,500 $0 $0
2018 $988 $42,700 $0 $0
2017 $965 $41,100 $0 $0
2016 $941 $40,100 $0 $40,100
2015 -- $41,200 $0 $41,200
2014 -- $42,400 $0 $42,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/28/2026 07/28/26 Pending -- -- --
07/06/2026 07/06/26 Price Changed $195,000 -14.8% $150 / Sq Ft
06/25/2026 06/25/26 Price Changed $229,000 +2.7% $176 / Sq Ft
04/21/2026 04/21/26 For Sale $223,000 -- $172 / Sq Ft
Source: Bay County Realtor® Association MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed -- Unknown
Closed $41,000 New Conventional
Source: Public Records

About the Listing Agent

Connie Allen

Century 21 Signature Realty - Bay City

(989) 662-1611

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Since 1996, Connie Jo Allen has been dedicated to helping individuals and families buy and sell homes throughout Standish, Bay City, Gladwin, Sugar Springs, and Beaverton. For Connie Jo, real estate is more than just a career—it’s a passion. With a love for meeting new people, building lasting relationships, and guiding clients through one of the most important decisions of their lives, Connie Jo consistently goes above and beyond to make the process as smooth and enjoyable as

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Source: Bay County Realtor® Association MLS

MLS Number: 50204934

Bay County Realtor® Association MLS

APN: 09-040-041-100-035-00

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