NOT LISTED FOR SALE

2409 Waterford Dr Troy, OH 45373

Troy Area

Estimated Value: $243,344 - $259,000

4 Beds
2 Baths
1,373 Sq Ft
$183/Sq Ft Est. Value

Sale Details

Date Sold: August 22, 2025

Last sale price $245,500 $179 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,557 / mo

23 Days on Market

Highlights

  • No HOA
  • Troy High School Rated 9+
  • 2 Car Attached Garage

About This Home

As of August 2025

Welcome to 2409 Waterford Drive in the desirable Kings Chapel subdivision! This updated Cape Cod offers 4 bedrooms and 2 full baths, with 2 bedrooms and a bath on each floor--perfect for flexible living. The spacious living room flows into an eat-in kitchen with stainless steel appliances. Enjoy the privacy-fenced backyard and patio, ideal for relaxing or entertaining. A 2-car attached garage adds convenience. Located near I-75, shopping, and restaurants in Troy City Schools--this move-in ready home has it all!

Last Agent to Sell the Property

Reed Spencer

RE/MAX Victory + Affiliates License #000427130 Listed on: 07/25/2025

RE/MAX Victory + Affiliates

Last Buyer's Agent

Angie Cline

Howard Hanna Real Estate Services License #SALM.2005007812

Howard Hanna Real Estate Services

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,976

Year Built

  • Built in 1977

Lot Details

  • 7,841

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,373 Sq Ft Home
  • 1.5-Story Property

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • Lot Dimensions are 72x110
  • Heat Pump System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 08058046

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,976

Year Built

Built in 1977

Lot Details

7,841 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Level Style: One and One Half
  • Semi-Annual Tax: 988.00
  • Year Built: 1977
  • Listing I D: 1040289
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Conventional, VA Loan, FHA
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator, Microwave
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: None
  • Price/ Sq Ft: 182.01
  • Total Bedrooms: 4
  • Total Square Footage: 1373.00

Exterior Features

  • Exterior: Brick, Other, Vinyl Siding
  • Foundation: Slab

Garage/Parking

  • Garage: Attached, Garage Door Opener
  • Garage Spaces: 2.00

Utilities

  • Cooling: Heat Pump
  • Heating System: Heat Pump
  • Sewer: Public Sewer
  • Water Source: Supplied Water

Lot Info

  • Lot Dimensions: 72x110
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: 08058046

Tax Info

  • Tax Year: 2025

MLS Schools

  • School District: 5509 Troy CSD

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 25, 2025
Closed on
Aug 22, 2025
Sold by
Sipniewski Sara J and Spurlock Sara J
Bought by
Seller's Agent
Reed Spencer
RE/MAX Victory + Affiliates
Buyer's Agent
Angie Cline
Howard Hanna Real Estate Services
List Price
$249,900
Sold Price
$245,500
Premium/Discount to List
-$4,400
-1.76%
Views
51
Current Estimated Value
$250,586

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,086
Avg. Annual Appreciation
2.03%
Original Mortgage
$196,400
Outstanding Balance
$194,656
Interest Rate
6.72%
Mortgage Type
Credit Line Revolving
Estimated Equity
$55,930

Purchase Details

Listed on
Jan 28, 2020
Closed on
Feb 15, 2020
Sold by
Stein Richard H and Moola Sole Proprietorship
Bought by
Spurlock Sara J
Seller's Agent
Laurie Johnson
Coldwell Banker Heritage Realtors
Buyer's Agent
Reed Spencer
RE/MAX Victory + Affiliates
List Price
$139,900
Sold Price
$145,000
Premium/Discount to List
$5,100
3.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.03%
Original Mortgage
$140,650
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2005
Sold by
Robinette Ted R and Robinette Leona J
Bought by
Stein Richard H and Moola Iii

Purchase Details

Closed on
Feb 3, 1994
Bought by
Robinette Ted R
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Troy, OH

  • Tammy Cheek Real Estate Agent - Homes at Ohio's Edge Realty, LLC

    Tammy Cheek

    Homes at Ohio's Edge Realty, LLC

    (567) 621-0080

    114 Total Sales

    1 in Troy

    $262,500 Price

    Tammy Cheek
     Section Image
  • Kassandra Gilbert Real Estate Agent - Closing Time Realty

    Kassandra Gilbert

    Closing Time Realty

    (419) 763-6357

    119 Total Sales

    2 in Troy

    $265K - $275K Price Range

    Kassandra Gilbert
     Section Image
  • Tiffany Shepherd Real Estate Agent - Key Realty

    Tiffany Shepherd

    Key Realty

    (937) 569-4836

    83 Total Sales

    13 in Troy

    $156K - $338K Price Range

    Tiffany Shepherd
     Section Image
  • Nathan Evans Real Estate Agent - Coldwell Banker Heritage

    Nathan Evans

    Coldwell Banker Heritage

    (937) 716-2641

    102 Total Sales

    1 in Troy

    $133,000 Price

    Nathan Evans
     Section Image
  • Mandy Wilson Real Estate Agent - eXp Realty

    Mandy Wilson

    eXp Realty

    (937) 729-3230

    247 Total Sales

    36 in Troy

    $100K - $415K Price Range

    Mandy Wilson
     Section Image
  • Lisa Goris-May Real Estate Agent - Glasshouse Realty Group

    Lisa Goris-May

    Glasshouse Realty Group

    (937) 813-6973

    217 Total Sales

    2 in Troy

    $165K - $320K Price Range

    Lisa Goris-May
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$245,500 None Listed On Document
Spurlock Sara J $145,000 None Available
Stein Richard H $82,100 --
Robinette Ted R $65,600 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $196,400
Previous Owner Spurlock Sara J $140,650
Previous Owner Stein Richard H $953,076
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/22/2025 08/22/25 Sold $245,500 -1.8% $179 / Sq Ft
08/17/2025 08/17/25 Pending -- -- --
07/25/2025 07/25/25 For Sale $249,900 +72.3% $182 / Sq Ft
02/20/2020 02/20/20 Sold $145,000 +3.6% $106 / Sq Ft View Prior Sale
01/28/2020 01/28/20 For Sale $139,900 -- $102 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,176 $65,660 $9,520 $56,140
2024 $2,259 $52,400 $11,130 $41,270
2023 $1,975 $52,400 $11,130 $41,270
2022 $1,645 $52,400 $11,130 $41,270
2021 $1,237 $37,420 $7,950 $29,470
2020 $1,271 $37,420 $7,950 $29,470
2019 $1,282 $37,420 $7,950 $29,470
2018 $1,139 $31,960 $8,260 $23,700
2017 $1,151 $31,960 $8,260 $23,700
2016 $1,135 $31,960 $8,260 $23,700
2015 $1,139 $30,740 $7,950 $22,790
2014 $1,139 $30,740 $7,950 $22,790
2013 $1,147 $30,740 $7,950 $22,790
Source: Public Records

Agents Affiliated with this Home

  • Reed Spencer Real Estate Agent - RE/MAX

    Seller's Agent in 2025

    Reed Spencer

    RE/MAX

    (937) 667-3017

    81 Total Sales

    Reed Spencer
    Section Image
  • Angie Cline Real Estate Agent - Howard Hanna Real Estate Services

    Buyer's Agent in 2025

    Angie Cline

    Howard Hanna Real Estate Services

    (937) 689-2586

    108 Total Sales

    Angie Cline
    Section Image
  • Laurie Johnson Real Estate Agent - Coldwell Banker Heritage Realtors

    Seller's Agent in 2020

    Laurie Johnson

    Coldwell Banker Heritage Realtors

    (937) 657-4184

    73 Total Sales

    Laurie Johnson
    Section Image
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Map

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1040289

Western Regional Information Systems & Technology (WRIST)

APN: D08058046

Ohio Miami County Troy 45373

2409 Waterford Dr, Troy, OH

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Western Regional Information Systems & Technology (WRIST) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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