$714,050
SOLD MAR 20, 2026

2435 Duncan Dr Niceville, FL 32578

4 Beds
3 Baths
2,978 Sq Ft
0.35 Acres Lot

Sale Details

Date Sold: March 20, 2026

$240 Per Sq Ft

10% Below List Price

112 on Market

Highlights

  • Boathouse
  • Docks
  • Primary Bedroom Suite
  • James E. Plew Elementary School Rated A-
  • Home fronts a seawall
  • Canal View

About This Home

As of March 2026

Welcome to your new waterfront sanctuary at 2435 Duncan Dr, Niceville, FL. This beautiful family home offers a truly unique and desirable lifestyle, combining the tranquility of waterfront living with the convenience of a prime location. This stunning three-story residence, including a spacious walkout basement, is perfectly situated on a deep-water canal, providing direct access to the magnificent Choctawhatchee Bay. The canal is deep enough to accommodate larger boats, making it an ideal home for boating enthusiasts. The property boasts a recently updated dock with new decking and supports, ready for your next aquatic adventure. The home itself has been thoughtfully maintained and upgraded, featuring new AC units installed within the last three years, ensuring comfort and energy efficiency year-round. The kitchen is a chef's delight, with a new refrigerator and oven that are ready for all your culinary creations. With ample storage space throughout, you'll have a place for everything. Peace of mind comes standard with this property, as it is located in Flood Zone X, which means no flood insurance is required. The house sits high and dry, providing a secure and worry-free environment. Beyond the home's impressive features, its location is second to none. You'll have access to some of the top-rated schools in the area, a major draw for families. And for those who love the sun and sand, the world-renowned beaches of the Emerald Coast are less than 30 minutes away, offering the perfect escape for a day of relaxation and fun. This property is more than just a house; it's a lifestyle. Don't miss your chance to own a piece of paradise in Niceville, where every day feels like a vacation.

Last Agent to Sell the Property

chris roberts

EXP Realty LLC License #3387172 Listed on: 08/04/2025

EXP Realty LLC

Last Buyer's Agent

Christopher Martin

Century 21 AllPoints Realty License #3279167

Century 21 AllPoints Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,845

Year Built

  • Built in 1974

Lot Details

  • 15,246 Sq Ft Lot
  • Lot Dimensions are 80x190'
  • Home fronts a seawall
  • Home fronts a canal
  • Interior Lot

Parking

  • 5 Parking Spaces

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2,978 Sq Ft Home
  • 3-Story Property
  • Fireplace
  • Living Room
  • Dining Room
  • Canal Views
  • Basement

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • 3 Full Bathrooms

Outdoor Features

  • Bulkhead
  • Boathouse
  • Docks
  • Balcony
  • Covered Patio or Porch

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • Edge Water Village Subdivision

Listing and Financial Details

  • Assessor Parcel Number 09-1S-22-0730-0007-0080

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,845

Year Built

Built in 1974

Lot Details

0.35 Acres

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.35
  • Lot Size: 80x190'
  • Subdivision Name: EDGE WATER VILLAGE
  • Directions: From bluewater bay on highway 20 go across the rocky bayou bridge. Take your second left after getting off the bridge. Take your first right on duncan dr house will be on the right
  • Architectural Style: Split Level
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1974
  • Remarks Misc:Remarks: Welcome to your new waterfront sanctuary at 2435 Duncan Dr, Niceville, FL. This beautiful family home offers a truly unique and desirable lifestyle, combining the tranquility of waterfront living with the convenience of a prime location. This stunning three-story residence, including a spacious walkout basement, is perfectly situated on a deep-water canal, providing direct access to the magnificent Choctawhatchee Bay. The canal is deep enough to accommodate larger boats, making it an ideal home for boating enthusiasts. The property boasts a recently updated dock with new decking and supports, ready for your next aquatic adventure. The home itself has been thoughtfully maintained and upgraded, featuring new AC units installed within the last three years, ensuring comfort and energy
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Waterview:Canal2: Yes
  • Waterfront:Canal: Yes
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Refrigerator, Stove/Oven Electric
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile, Floor Vinyl
  • Interior Amenities: Fireplace
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Interior, Within 1/2 Mile to Water
  • View: Canal
  • Waterfront Features: Canal
  • Waterfront: Yes
  • Construction Type: Block, Brick, Frame, Siding Vinyl
  • Exterior Features: Balcony, Dock
  • Other Structures: Boathouse
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Block: Yes
  • Exterior:Balcony: Yes
  • Lot Features:BulkheadSeawall: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Boathouse: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Total Parking Spaces: 5.0
  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 15246.0
  • Parcel #: 09-1S-22-0730-0007-0080
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2845.07
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2025
Closed on
Mar 20, 2026
Sold by
Simerly Rick and Sue Deborah
Bought by
Witbeck Kristen and Witbeck Brandon Wesley
Seller's Agent
chris roberts
EXP Realty LLC
Buyer's Agent
Christopher Martin
Century 21 AllPoints Realty
List Price
$795,000
Sold Price
$714,050
Premium/Discount to List
-$80,950
-10.18%
Views
83

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.57%
Original Mortgage
$647,038
Outstanding Balance
$646,405
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
$96,395
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $714,100 Old South Land Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $647,038 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 Sold $714,050 -4.7% $240 / Sq Ft
11/24/2025 11/24/25 Pending -- -- --
09/24/2025 09/24/25 Price Changed $749,000 -3.3% $252 / Sq Ft
09/09/2025 09/09/25 Price Changed $774,900 -2.5% $260 / Sq Ft
08/04/2025 08/04/25 For Sale $795,000 -- $267 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,042 $262,248 -- --
2024 $2,769 $254,857 -- --
2023 $2,769 $247,434 $0 $0
2022 $2,638 $240,227 $0 $0
2021 $2,623 $233,230 $0 $0
2020 $2,598 $230,010 $0 $0
2019 $2,563 $224,839 $0 $0
2018 $2,535 $220,647 $0 $0
2017 $2,516 $216,109 $0 $0
2016 $2,448 $211,664 $0 $0
2015 $2,496 $210,193 $0 $0
2014 $2,939 $238,388 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 982335

Emerald Coast Association of REALTORS®

APN: 09-1S-22-0730-0007-0080

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