$795,000
SOLD MAY 27, 2026

244 Stem Rd Union Bridge, MD 21791

4 Beds
4 Baths
5,472 Sq Ft
2 Acre Lot

Sale Details

Date Sold: May 27, 2026

$145 Per Sq Ft

36 Days on Market

Highlights

  • Media Room
  • Open Floorplan
  • Wood Burning Stove
  • Scenic Views
  • Deck
  • Recreation Room

About This Home

As of May 2026

One of a kind and unforgettable, this exceptional Colonial welcomes you with breathtaking curb appeal, highlighted by raised flower beds and a charming Southern-style covered front porch that invites you to slow down and stay awhile. An additional covered porch off the family room, complete with skylights, creates the perfect setting to unwind—imagine relaxing with your favorite evening beverage while gazing at the stars, or starting your morning with a warm cup of coffee as snow gently falls around you.
Perfectly situated on a flat and usable 2-acre lot, this property is a dream for car enthusiasts and hobbyists alike. The spacious three-car garage, wide driveway, and expansive grounds offer endless possibilities, including room to add a detached outbuilding, workshop, or hobby shed. Inside, the thoughtfully designed main level offers both elegance and functionality. A private office, living room, and dining room flow seamlessly into the heart of the home—the kitchen—featuring granite countertops, a center island, peninsula seating, and a sunlit morning room that fills the space with natural light. The kitchen opens to the inviting family room, where a cozy pellet stove creates warmth and ambiance. The walk-out lower level expands your entertainment options with a spacious recreation room, wet bar, exercise room, half bathroom, and you could install your own private sauna—an ideal retreat for relaxation and wellness. Upstairs, you’ll find four generously sized bedrooms, a versatile den, hall bathroom, and the luxurious primary suite. Designed to feel like your own private spa, the primary bedroom features a stunning stone gas fireplace, creating a peaceful and serene retreat. The attached primary bath offers a soaking tub, separate shower, and an extraordinary walk-in closet the size of a bedroom. The convenience of an upper-level laundry room adds ease to everyday living. Numerous recent updates provide peace of mind, including septic pumped (2026), well pump serviced (2025), washer and dryer (2025), electric water heater (2025), garage door openers (2025), fence and powder room (2024), exterior painting (2023), microwave (2022), and a remodeled basement and refrigerator (2020). Tucked away in the picturesque Union Bridge countryside, this remarkable home offers the perfect balance of privacy, comfort, and versatility, with endless space to host both indoor and outdoor gatherings. It is a rare opportunity to own a truly special property where every detail has been designed for living well.

Last Agent to Sell the Property

Kim Fitzgerald

(410) 795-9600 eldersburg1740@lnf.com Long & Foster Real Estate, Inc. Brokerage Phone: 4107959600 License #645642 Listed on: 02/20/2026

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Andrea Thomas

(410) 465-1770 athomas@marylandhomeforyou.com Northrop Realty

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,759

Year Built

  • Built in 2005

Lot Details

  • 2 Acre Lot
  • Rural Setting
  • Wood Fence
  • Landscaped
  • Property is in excellent condition
  • Property is zoned AG

Parking

  • 3 Car Direct Access Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Parking Lot

Property Views

  • Scenic Vista
  • Garden

Home Design

  • Architectural Shingle Roof
  • Shake Siding
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Masonry

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Wainscoting
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Wood Burning Stove
  • Stone Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • French Doors
  • Six Panel Doors
  • Mud Room
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Media Room
  • Home Office
  • Recreation Room
  • Game Room
  • Storage Room
  • Utility Room
  • Home Gym
  • Attic

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Home Security

  • Intercom
  • Exterior Cameras
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Flood Lights

Outdoor Features

  • Deck
  • Exterior Lighting
  • Porch

Schools

  • Elmer A Wolfe Elementary School
  • Northwest Middle School
  • Francis Scott Key Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Programmable Thermostat
  • Water Treatment System
  • Multi-Tank Water Heater
  • Well
  • Water Conditioner is Owned
  • Gravity Septic Field
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 0712080824

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,759

Year Built

Built in 2005

Lot Details

2 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: 10000001216
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2/20/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2005
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer, Intercom, Oven/Range - Electric, Washer, Water Heater, Water Conditioner - Owned
  • Flooring Type: Hardwood, Laminated, Ceramic Tile
  • Interior Amenities: Attic, Breakfast Area, Ceiling Fan(s), Chair Railings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Intercom, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Skylight(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Wainscotting, Walk-In Closet(s), Water Treat System, Stove - Wood
  • Fireplace Features: Gas/Propane, Stone, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, Tray Ceilings, Vaulted Ceilings, Masonry
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Den, Foyer, Breakfast Room, Exercise Room, Laundry, Mud Room, Office, Recreation Room, Storage Room, Utility Room, Media Room, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Daylight, Full, Walkout Level, Windows, Fully Finished
  • Laundry Type: Upper Floor
  • Total Sq Ft: 5472
  • Living Area Sq Ft: 5472
  • Price Per Sq Ft: 219.73
  • Above Grade Finished Sq Ft: 3618
  • Below Grade Finished Sq Ft: 1854
  • Total Below Grade Sq Ft: 1854
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Office/Studio
  • Construction Materials: Stone, Vinyl Siding, Shake Siding, Masonry
  • Exterior Features: Exterior Lighting, Flood Lights, Sidewalks
  • Roof: Architectural Shingle
  • View: Garden/Lawn, Scenic Vista
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener, Oversized, Inside Access
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s), Forced Air, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Multi-Tank
  • Security: Exterior Cameras, Carbon Monoxide Detector(s), Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Gravity Sept Fld, On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: ELMER A WOLFE
  • High School: FRANCIS SCOTT KEY SENIOR
  • Middle Or Junior School: NORTHWEST

Lot Info

  • Fencing: Wood
  • Lot Features: Landscaping, Rural
  • Lot Size Acres: 2.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 87120.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: AG
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4759.00
  • Assessor Parcel Number: 0712080824
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

3D Interior and Exterior Tours

Floorplans

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2026
Closed on
May 27, 2026
Sold by
Bought by
Seller's Agent
Kim Fitzgerald
Long & Foster Real Estate, Inc.
Buyer's Agent
Andrea Thomas
Northrop Realty
List Price
$795,000
Sold Price
$795,000
Views
422

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.47%
Original Mortgage
$755,250
Interest Rate
0.0623%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 18, 2019
Closed on
Mar 20, 2020
Sold by
Bought by
Seller's Agent
Janet Kraus
Long & Foster Real Estate, Inc.
Buyer's Agent
Kim Fitzgerald
Long & Foster Real Estate, Inc.
List Price
$575,000
Sold Price
$509,000
Premium/Discount to List
-$66,000
-11.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.47%
Original Mortgage
$491,528
Interest Rate
0.033%
Mortgage Type
VA

Purchase Details

Listed on
Oct 18, 2011
Closed on
May 10, 2012
Sold by
Bought by
Seller's Agent
Harriett Wasserman
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Zee Csiszar
Structure Realty LLC
List Price
$449,900
Sold Price
$365,000
Premium/Discount to List
-$84,900
-18.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.37%
Original Mortgage
$289,000
Interest Rate
0.0378%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 28, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,000
Interest Rate
0.0378%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 12, 2004
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $795,000 Lakeside Title
Deed $509,000 Sage Title Group Llc
Deed $365,000 Castle Title Llc
Trustee Deed $585,000 None Available
Deed $174,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $755,250 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $500,859 VA
Previous Owner $491,528 VA
Previous Owner $289,000 New Conventional
Previous Owner $585,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/27/2026 05/27/26 Sold $795,000 0.0% $145 / Sq Ft
02/20/2026 02/20/26 For Sale $795,000 +56.2% $145 / Sq Ft
03/20/2020 03/20/20 Sold $509,000 0.0% $119 / Sq Ft View Prior Sale
02/21/2020 02/21/20 Pending -- -- --
01/22/2020 01/22/20 Price Changed $509,000 -1.9% $119 / Sq Ft
12/06/2019 12/06/19 Price Changed $519,000 -2.6% $121 / Sq Ft
11/16/2019 11/16/19 Price Changed $533,000 -2.0% $125 / Sq Ft
10/26/2019 10/26/19 Price Changed $544,000 -1.0% $127 / Sq Ft
09/30/2019 09/30/19 Price Changed $549,500 -0.1% $128 / Sq Ft
09/07/2019 09/07/19 Price Changed $550,000 -4.3% $129 / Sq Ft
07/18/2019 07/18/19 For Sale $575,000 +57.5% $134 / Sq Ft
06/15/2012 06/15/12 Sold $365,000 -7.6% $101 / Sq Ft View Prior Sale
04/25/2012 04/25/12 Pending -- -- --
03/16/2012 03/16/12 Price Changed $394,900 -3.2% $109 / Sq Ft
01/27/2012 01/27/12 Price Changed $407,900 -2.9% $113 / Sq Ft
12/22/2011 12/22/11 Price Changed $419,900 -4.5% $116 / Sq Ft
11/16/2011 11/16/11 Price Changed $439,900 -2.2% $122 / Sq Ft
10/18/2011 10/18/11 For Sale $449,900 -- $124 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,884 $609,400 $0 $0
2024 $6,249 $552,700 $0 $0
2023 $5,614 $496,000 $135,000 $361,000
2022 $5,315 $469,300 $0 $0
2021 $10,243 $442,600 $0 $0
2020 $4,760 $415,900 $135,000 $280,900
2019 $4,234 $415,900 $135,000 $280,900
2018 $4,765 $415,900 $135,000 $280,900
2017 $4,686 $416,200 $0 $0
2016 -- $413,100 $0 $0
2015 -- $410,000 $0 $0
2014 -- $406,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCR2032594

Bright MLS

APN: 12-080824

Your Personal Tour Guide

Ask me questions while you tour the home.